Best Cash Advance Apps Like Brigit (2024)

Looking for alternative cash advance apps similar to Brigit? While Brigit is a popular choice for quick cash advances without interest fees or credit checks, there are other apps that offer similar financial services. In this article, I will explore the best alternatives to Brigit, including apps like Current and Dave. Stay tuned to find the perfect cash advance app to meet your financial needs.

Key Takeaways:

• Explore the best alternatives to Brigit for cash advances.
• Consider apps like Current and Dave for similar financial services.
• Compare fees, cash advance limits, and additional features before choosing an alternative app.
• Other financial apps like MoneyLion, Albert Genius, and Cleo can help manage your money smartly.
• Choose the app that best suits your financial needs and preferences.

What is Brigit?

Welcome to Brigit, your go-to personal finance app for managing your finances and achieving your financial goals. Brigit offers a range of features designed to help you stay on top of your money, including cash advances, credit building tools, and financial planning assistance. With Brigit, you can take control of your finances and make informed decisions that will set you up for success.

One of the key features of Brigit is the ability to access cash advances of up to $250. Whether you’re facing an unexpected expense or simply need some extra cash to tide you over until your next paycheck, Brigit has you covered. Say goodbye to costly overdraft fees and short-term loan options with excessive interest rates. Brigit’s cash advances are a convenient and affordable way to bridge the gap between paychecks.

“Brigit’s cash advances are a convenient and affordable way to bridge the gap between paychecks.”

In addition to cash advances, Brigit offers a credit builder service to help you improve your credit score. Building a strong credit history is essential for achieving your financial goals, whether it’s qualifying for a mortgage, getting a car loan, or securing a better interest rate. Brigit’s credit builder service provides you with guidance and tools to help you establish and maintain a healthy credit profile.

Brigit also provides a range of financial planning tools to help you stay organized and make smarter financial decisions. From budgeting tools that track your income and expenses to goal-setting features that help you save for that dream vacation or pay off debt, Brigit has everything you need to stay on top of your financial game.

And if you’re looking to earn some extra income, Brigit has a gig marketplace where you can find opportunities to make money on the side. Whether it’s freelancing, tutoring, or pet sitting, Brigit’s gig marketplace connects you with various gig economy jobs to help you boost your income and achieve your financial goals faster.

It’s important to note that Brigit requires a monthly membership fee of $9.99 in order to access its cash advance and credit builder features. However, the peace of mind and financial stability that Brigit provides are well worth the investment.

So why wait? Take control of your finances and download Brigit today to experience the power of financial empowerment at your fingertips.

Key Features of Brigit

Cash Advances	Credit Builder Service	Financial Planning Tools	Gig Marketplace
Access to cash advances up to $250	Credit building assistance and guidance	Budgeting tools and goal setting features	Find gig jobs to boost your income
Affordable alternative to overdraft fees	Establish and maintain a healthy credit profile	Stay organized and make smarter financial decisions	Diversify your income streams
Quick and convenient application process	Improve your credit score for better financial opportunities	Track your income and expenses	Flexible gig options based on your skills and availability

How Does Brigit Work?

Brigit is a convenient cash advance app that provides its members with quick access to funds when they need it the most. Here’s a breakdown of how the Brigit loan process works:

1. Eligibility Criteria: To qualify for a cash advance from Brigit, you need to have an active account with a balance above $0 and at least 3 recurring deposits from the same source. These requirements help Brigit assess your financial stability and repayment capability.
2. Cash Advance Request: Once you fulfill the eligibility criteria, you can request a cash advance through the Brigit app. Simply choose the amount you need, and Brigit will initiate the process.
3. Deposit Timeframe: After your request is submitted, Brigit will deposit the cash advance into your account within 2 to 3 business days. This allows you to access the funds quickly and conveniently.
4. Repayment Date: The repayment date for the cash advance is usually set as your next payday. This ensures that you have sufficient funds in your account to repay the advance without any hassle.
5. Instant Transfer (Optional): Brigit also offers an Instant transfer feature for a small fee. This feature allows you to expedite the process of receiving your cash advance, providing you with immediate access to the funds you need.

“Brigit is a convenient cash advance app that provides its members with quick access to funds when they need it the most.”

With Brigit, you can confidently manage your financial needs and overcome unexpected expenses. The seamless cash advance process, along with the repayment date aligned with your payday, ensures a stress-free borrowing experience. Take advantage of Brigit’s efficient services to bridge the gap between paychecks and gain greater control over your finances.

Now that we have explored how Brigit works, let’s dive into the best alternatives to Brigit that offer similar financial services and cater to your specific needs.

Brigit Plus Membership

Brigit offers a free plan that allows members to use its financial planning tools and access the gig marketplace. However, to access the cash advance and credit builder features, members must upgrade to Brigit Plus by paying a monthly fee of $9.99. Brigit Plus members also have access to additional features such as budgeting tools and personalized financial insights.

Alternative Cash Advance Apps

If you’re looking for alternatives to Brigit, there are several cash advance apps available that offer similar services. Some of the best alternatives include Dave, Current, EarnIn, Varo Advance, Empower Cash Advance, and Albert Instant. These apps provide access to cash advances, credit building opportunities, and other financial services.

“Dave, Current, EarnIn, Varo Advance, Empower Cash Advance, and Albert Instant are some of the top alternative cash advance apps.”

Let’s take a closer look at each of these apps and what they have to offer:

Dave

• Maximum cash advance: $500
• Features: Overdraft protection, early paycheck access
• Monthly membership fee: $1

Current

• Maximum cash advance: $200
• Features: Overdraft protection, savings pods
• Monthly membership fee: None

EarnIn

• Maximum cash advance: $750
• Features: Early access to paycheck
• Fees: None

Varo Advance

• Maximum cash advance: $250
• Features: Flexible repayment options
• Interest fee: None

Empower Cash Advance

• Maximum cash advance: $250
• Features: Flexible repayment options
• Monthly membership fee: $8

Albert Instant

• Maximum cash advance: $250
• Features: No interest or late fees
• Usage: Up to three cash advances per pay period

These apps offer a range of benefits and features that make them attractive alternatives to Brigit. Whether you need access to quick cash, credit building opportunities, or other financial services, these apps have got you covered.

Explore the options and find the app that best suits your needs and financial goals.

Dave ExtraCash™

If you’re in need of a cash advance up to $500, Dave is the app for you. With Dave, you can easily access the funds you need to cover unexpected expenses or emergencies.

But Dave offers more than just cash advances. It also provides overdraft protection to help you avoid costly overdraft fees from your bank. With Dave’s overdraft protection, you can rest easy knowing that you won’t be caught off guard by unexpected charges.

Another great feature of Dave is early paycheck access. If you find yourself in a tight spot before payday, Dave allows you to access a portion of your paycheck early, giving you the financial flexibility you need.

It’s worth noting that Dave does require a small membership fee of $1 per month to access its cash advance features. This fee is a small price to pay for the convenience and peace of mind that Dave provides.

“With Dave, you can access cash advances, enjoy overdraft protection, and get early paycheck access all in one app. It’s a game-changer for managing your finances.”

So if you’re looking for a reliable cash advance app with a range of helpful features, give Dave a try. It’s the perfect solution to your short-term financial needs.

App	Cash Advance Limit	Overdraft Protection	Membership Fee
Dave	Up to $500	Yes	$1 per month
Current	Up to $200	Yes	None
EarnIn	Up to $750	No	None
Varo	Up to $250	No	None
Empower	Up to $250	No	$8 per month
Albert	Up to $250	No	None
Revolut	N/A	No	None
Chime	Up to $200	Yes	None

Current Overdrive

When it comes to cash advance apps, Current is an excellent alternative to consider. With Current Overdrive, members can access cash advances of up to $200 without any monthly membership fees. One of the standout features of Current is its overdraft protection, which helps users avoid costly overdraft fees on their bank accounts.

But that’s not all – Current also offers savings pods with competitive annual percentage yield (APY) rates. These savings pods are like separate virtual accounts within the app that allow you to set aside money for specific goals or purposes. It’s a great way to save for emergencies, vacations, or any other financial objective you have in mind.

In addition, Current provides the opportunity to receive your salary up to two days earlier through their Direct Deposit feature. This can be a game-changer if you need access to your funds sooner.

With Current’s user-friendly interface and intuitive features, managing your finances and accessing cash when needed has never been easier. Plus, the app offers a points program for spending at participating merchants, allowing you to earn rewards for your purchases.

For those seeking a reliable cash advance app with overdraft protection, savings pods, and early salary access, Current Overdrive is a fantastic choice. It provides the financial tools and flexibility you need to stay on top of your finances and achieve your goals.

“Current’s Overdrive feature has been a game-changer for me. The ability to access cash advances without worrying about expensive overdraft fees is a huge relief. And the savings pods make it so easy to save for specific goals. I highly recommend Current to anyone looking for a reliable and convenient cash advance app.”

– Sarah, Current Overdrive user

EarnIn Cash Out

EarnIn is a cash advance app that offers members the convenience of accessing up to $750 of their paycheck before payday. With EarnIn, you can bridge the gap between paydays and cover unexpected expenses without the need for traditional loans or high-interest credit cards.

One of the key advantages of using EarnIn is the early access to your paycheck, providing financial flexibility when you need it most. Whether it’s an emergency expense or an unexpected bill, EarnIn is designed to help you manage your cash flow and avoid financial stress.

Unlike traditional payday loans, EarnIn does not charge any fees or interest on the cash advances you receive. This means that the amount you borrow is the exact amount deducted from your next paycheck, without any additional charges.

EarnIn also offers a debit card for immediate access to your earnings, making it easier to spend the money you’ve earned without waiting for it to hit your bank account. This can be especially useful for covering expenses like groceries or bills until your next payday.

In addition to providing early access to your paycheck, EarnIn also offers credit monitoring software to help you stay on top of your credit health. By keeping an eye on your credit score and report, you can make informed financial decisions and work towards improving your creditworthiness.

EarnIn Cash Out Highlights:

• Access up to $750 of your paycheck early
• No fees or interest charges
• Debit card for immediate access to earnings
• Credit monitoring software

No matter your financial situation, EarnIn offers a convenient solution to help manage your cash flow and avoid the need for expensive loans or credit cards. With its easy-to-use app and transparent fee structure, EarnIn is a reliable option for gaining control over your finances.

Varo Advance

One of the alternatives to Brigit is Varo Advance, a cash advance feature offered by the Varo app. With Varo Advance, members have the ability to borrow up to $250 to meet their immediate financial needs. This cash advance option provides a convenient and flexible solution for those seeking quick access to funds without the hassle of credit checks.

Varo Advance offers a range of repayment options to cater to different financial situations. Members can choose to repay the cash advance in a single payment or in multiple installments, allowing for greater flexibility and convenience. This ensures that the repayment process aligns with the individual’s unique budget and financial circumstances.

One of the standout features of Varo Advance is that there is no interest fee associated with the cash advance. This means that members can access the funds they need without worrying about accruing additional costs. However, it’s important to note that for cash advances exceeding $20, a fixed fee of 6% to 8% applies. This fee is a small price to pay for the convenience and peace of mind that Varo Advance provides.

In addition to Varo Advance, the Varo app offers other valuable features to help individuals manage their finances effectively. Members can take advantage of the credit builder card, which can assist in improving credit scores over time. Varo also provides a checking account without monthly maintenance fees, making it an attractive option for individuals seeking a hassle-free banking experience.

Varo Advance Features:

• Cash advance up to $250
• Flexible repayment options
• No interest fee
• Credit builder card
• No monthly maintenance fees for checking account

Varo Advance provides a reliable and convenient cash advance option for individuals who need quick access to funds. With flexible repayment options, no interest fee, and additional financial features, Varo is a top choice for those seeking a comprehensive financial solution.

Features	Varo Advance
Cash Advance Limit	Up to $250
Repayment Options	Flexible
Interest Fee	No fee, but a fixed fee of 6% to 8% for advances exceeding $20
Credit Builder Card	Available
No Monthly Maintenance Fees for Checking Account	Yes

Empower Cash Advance

Looking for a reliable cash advance app? Look no further than Empower. With Empower, you can access cash advances of up to $250 to help you cover unexpected expenses or bridge the gap between paychecks.

When it comes to eligibility criteria, Empower takes into account your income sources and transaction history. As long as you have a steady income and a positive transaction history, you could be eligible for a cash advance.

One of the standout features of Empower is its flexible repayment options. You can easily set a repayment date within the app that aligns with your pay schedule. And if life throws you a curveball and you need more time to repay, Empower offers the option to reset the repayment date.

It’s important to note that Empower charges a membership fee of $8 per month for access to its cash advance feature. However, this fee also includes other benefits like budgeting tools and personalized financial insights, making it a comprehensive financial tool.

Empower Cash Advance at a Glance:

App Name	Elegibility Criteria	Cash Advance Amount	Repayment Options
Empower	Income sources and transaction history	Up to $250	Flexible date set within the app

With Empower, you can have peace of mind knowing that you have a reliable cash advance option whenever you need it. Whether it’s an unexpected bill or an emergency expense, Empower is there to support you.

So why wait? Download the Empower app today and take control of your financial future.

Albert Instant

When it comes to accessing cash advances, Albert is a reliable app that offers its members the convenience of quick funds. With Albert Instant, users can access cash advances of up to $250 to meet their immediate financial needs.

Eligibility is simple and straightforward. To qualify for Albert Instant, members must have a direct deposit set up and demonstrate steady income for at least 60 days. This ensures that Albert can provide cash advances responsibly and in line with their members’ financial capabilities.

One of the standout features of Albert Instant is that it does not impose any interest or late fees on cash advances. This means that members can access the funds they need without worrying about additional costs piling up.

Another advantage of Albert Instant is its flexibility. Members can take up to three cash advances per pay period, providing them with the ability to manage their finances effectively throughout the month.

With Albert Instant, you can have peace of mind knowing that you have a reliable solution for unexpected expenses. The app’s user-friendly interface and transparent terms make it a popular choice for those in need of quick cash advances.

“Albert Instant has been a game-changer for me. The no-interest and no-late-fee policy make it a stress-free way to access the funds I need. It’s definitely my go-to app when I’m in a pinch.”

Pros	Cons
Quick and convenient cash advances No interest or late fees Flexible eligibility criteria	Cash advance limit up to $250 Requires a direct deposit and steady income for 60 days

Overall, Albert Instant is a reliable option for those seeking quick cash advances without the worry of interest fees or late charges. With its user-friendly interface and flexible eligibility criteria, Albert Instant stands out as a convenient and accessible solution for managing unexpected expenses.

Revolut Early Salary

Looking for early access to your salary? Revolut has got you covered. With its Early Salary feature, Revolut allows members to receive their salary up to two days earlier compared to traditional banks. This means you can get your hard-earned money sooner and have more control over your finances.

While Revolut doesn’t offer cash advances like some other apps, it provides a wide range of other valuable features. Let’s take a closer look:

• Managing Subscriptions: Keep track of your recurring payments effortlessly with Revolut’s subscription management feature. Say goodbye to unexpected charges and never miss a subscription renewal again.
• Savings Vaults: Achieve your savings goals faster by creating separate vaults within your Revolut account. Set aside money for future expenses or plan for a special purchase.
• Rewards from Participating Merchants: Enjoy exclusive discounts and cashback offers from a variety of merchants when you make purchases using your Revolut card. Stretch your money further with these valuable rewards.
• Fee-Free Network of ATMs: Access your money without worrying about costly withdrawal fees. Revolut offers a fee-free network of ATMs, allowing you to withdraw cash conveniently whenever you need it.

But that’s not all. Revolut also offers a multi-currency account that supports 28 foreign currencies. Whether you’re traveling abroad or making international transactions, this feature enables you to manage and exchange currencies efficiently, saving you both time and money.

Revolut Early Salary Image:

Revolut truly empowers you to take control of your finances with its early salary access, no-fee features, and multi-currency account. Explore the possibilities and start managing your money smarter with Revolut.

Revolut Early Salary	Features
Early Salary	Receive your salary up to two days earlier
Managing Subscriptions	Effortlessly keep track of recurring payments
Savings Vaults	Create separate vaults to save for future expenses
Rewards from Participating Merchants	Enjoy exclusive discounts and cashback offers
Fee-Free Network of ATMs	Access your money without costly withdrawal fees
Multi-Currency Account	Manage and exchange 28 foreign currencies

Chime SpotMe

Chime app offers a unique feature called SpotMe, providing members with convenient overdraft protection and small cash advances of up to $200. With SpotMe, you can have peace of mind knowing that you’re covered in case of unexpected expenses or temporary financial shortfalls.

One of the standout benefits of SpotMe is that it comes with no fees or interest charges. You can access the cash advances without worrying about additional costs eating into your funds. Chime’s commitment to transparency and value for its members means you can take advantage of SpotMe without any hidden fees or charges.

In order to qualify for SpotMe, all you need to do is deposit at least $200 into your Chime account within the last 34 days. Once you meet this requirement, you’ll be eligible for overdraft protection and cash advances up to $200 whenever you need them. Chime’s SpotMe feature provides a safety net that allows you to navigate unexpected expenses or emergencies without the stress of traditional overdraft fees.

Chime doesn’t stop at SpotMe. As a member, you can also enjoy early paycheck access, giving you the flexibility to access your funds up to two days earlier than your regular payday. Additionally, Chime offers no-monthly fee checking accounts, secured credit cards, and saving tools to help you manage your finances effectively.

Key Features of Chime SpotMe:

• Overdraft protection
• Small cash advances up to $200
• No fees or interest charges
• Qualify with a $200 deposit in the last 34 days
• Early paycheck access
• No-monthly fee checking accounts
• Secured credit cards
• Saving tools

Chime’s SpotMe feature provides you with the financial support you need, without the stress and fees that come with traditional overdraft protection. With Chime, you can confidently manage your finances and stay ahead of unexpected expenses.

Pros and Cons of Alternative Apps

Each cash advance app mentioned above has its own set of advantages and disadvantages. When considering the best alternative cash advance app for your financial needs, it’s important to compare various factors such as fees, cash advance limits, repayment options, and additional features.

Dave

• Pros:
• Higher cash advance limits, up to $500
• Overdraft protection
• Cons:
• Requires a monthly membership fee

Current

• Pros:
• No monthly fee
• Overdraft protection
• Cons:
• Lower cash advance limits, up to $200

EarnIn

• Pros:
• Early access to paycheck
• Cash advances up to $750
• No fees or interest charges
• Debit card for immediate earnings access
• Cons:
• Availability based on income and employer eligibility

It’s important to compare the fees, cash advance limits, and additional features of each app to find the best fit for your financial needs.

Other Financial Apps

In addition to cash advance apps, there are various other financial apps available that can help you manage your money smartly. These apps provide features such as budgeting tools, credit monitoring, investment options, and savings goals tracking. Some popular financial apps include MoneyLion, Albert Genius, and Cleo.

MoneyLion is a comprehensive personal finance app that offers a range of financial services. From budgeting tools and investment options to credit monitoring and rewards programs, MoneyLion helps you take control of your finances. With its intuitive interface and user-friendly features, MoneyLion makes managing your money effortless.

Albert Genius is another popular personal finance app that provides personalized financial advice and guidance. It offers budgeting tools, savings advice, and access to expert human financial advisors who can help you make sound financial decisions. With its comprehensive features and expert guidance, Albert Genius is a valuable tool for improving your financial well-being.

Cleo is a budgeting app that uses artificial intelligence to help you better understand and manage your finances. It offers features such as automated budgeting, expense tracking, and financial insights tailored to your spending habits. Cleo’s conversational interface makes budgeting feel like chatting with a friend, making it a fun and engaging way to stay on top of your finances.

“These financial apps provide users with valuable tools and insights to improve their financial health. Whether it’s budgeting, credit monitoring, or investment options, there’s an app to suit every individual’s financial needs.”— Financial Expert

Comparison of Features

Financial App	Features
MoneyLion	Budgeting tools Investment options Credit monitoring Rewards programs
Albert Genius	Personalized financial advice Budgeting tools Savings advice Access to human financial advisors
Cleo	Automated budgeting Expense tracking Financial insights Conversational interface

These financial apps provide users with valuable tools and insights to improve their financial health. Whether it’s budgeting, credit monitoring, or investment options, there’s an app to suit every individual’s financial needs. Explore these apps and take control of your finances today!

Conclusion

In conclusion, if you’re looking for cash advance apps like Brigit, there are several alternatives available that offer similar services. Apps like Dave, Current, EarnIn, Varo, Empower, Albert, and Revolut provide access to cash advances, credit building options, and other financial features.

When comparing these apps, it’s essential to consider factors such as fees, cash advance limits, repayment options, and additional features. For example, Dave offers higher cash advance limits but requires a monthly membership fee. On the other hand, Current doesn’t charge a monthly fee but has lower cash advance limits. By evaluating these factors, you can find the best app that aligns with your financial needs.

Remember, these alternative cash advance apps aim to provide you with convenient solutions for managing your finances. Whether you need to cover unexpected expenses or want to build credit, exploring these options can help you find the perfect fit. Take the time to research and compare their features, and choose the app that best suits your financial goals and preferences.

FAQ

What is Brigit?

Brigit is a personal finance app that provides its members with access to cash advances of up to 0. It also offers credit builder services and financial planning tools.

How does Brigit work?

To qualify for a cash advance from Brigit, members need to have an active account with a positive balance and at least three recurring deposits from the same source. Once requested, the cash advance will be deposited into the member’s account within 2 to 3 business days and is usually due on their next payday.

What is Brigit Plus membership?

Brigit Plus is a monthly membership plan that offers access to cash advances and credit building features. It costs .99 per month and provides additional benefits like personalized financial insights and budgeting tools.

What are some alternative cash advance apps?

Some popular alternatives to Brigit include Dave, Current, EarnIn, Varo Advance, Empower Cash Advance, Albert Instant, and Revolut Early Salary.

What features does Dave offer?

Dave is a cash advance app that allows members to access cash advances of up to 0. It also provides overdraft protection and early paycheck access. However, Dave does require a monthly membership fee.

What are the features of Current?

Current offers cash advances of up to 0, overdraft protection, savings pods with competitive APY rates, and the opportunity to receive your salary up to two days earlier. The app does not have a monthly membership fee and offers a points program for spending at participating merchants.

How does EarnIn work?

EarnIn allows members to access up to 0 of their paycheck early, with no fees or interest charges. Repayment is automatically deducted from the member’s next paycheck, and EarnIn also offers a debit card for immediate access to earnings and credit monitoring software.

What is Varo Advance?

Varo Advance is a cash advance feature offered by Varo. Members can borrow up to 0, and while there is no interest fee, a fixed fee of 6% to 8% applies to cash advances exceeding . Varo also provides a credit builder card and a checking account without monthly maintenance fees.

How does Empower Cash Advance work?

Empower offers cash advances of up to 0, based on income sources and transaction history. Repayment dates are flexible and can be reset if needed. Empower charges a membership fee of per month for access to its cash advance feature.

What is Albert Instant?

Albert Instant allows its members to access cash advances of up to 0. To qualify, members must have a direct deposit set up and demonstrate steady income for at least 60 days. Albert’s cash advances do not impose interest or late fees, and members can take up to three cash advances per pay period.

What is Revolut Early Salary?

Revolut offers the Early Salary feature, which allows members to receive their salary up to two days earlier than traditional banks. While Revolut does not provide cash advances, it offers a range of other features such as managing subscriptions, savings vaults, rewards from participating merchants, and a fee-free network of ATMs. Revolut also offers a multi-currency account supporting 28 foreign currencies.

What is Chime SpotMe?

Chime offers the SpotMe feature, which provides overdraft protection and small cash advances of up to 0. SpotMe has no fees or interest charges and is available to members who have deposited at least 0 into their Chime account in the last 34 days. Chime also offers early paycheck access, no-monthly fee checking accounts, secured credit cards, and saving tools.

What are the pros and cons of alternative cash advance apps?

The pros and cons of alternative cash advance apps vary depending on the specific app. It’s important to compare factors such as cash advance limits, fees, repayment options, and additional features to determine which app best suits your needs.

What are some other financial apps available?

In addition to cash advance apps, there are various other financial apps available that can help with budgeting, credit monitoring, investment options, and tracking savings goals. Some popular examples include MoneyLion, Albert Genius, and Cleo.

Our Friends

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