22 Best Quicken Alternatives for | Free & Paid (2024)

If you’re looking for an alternative to Quicken, I’ve got you covered! In this article, I’ll introduce you to the 22 top Quicken alternatives that are available for both free and paid options in 2024. Whether you’re searching for the best personal finance software, a Quicken competitor, or a quicken replacement, these alternatives offer a range of features to suit your needs.

Empower (Personal Capital) – Free financial dashboard and wealth planner

Empower, formerly known as Personal Capital, is a fantastic free online personal finance tool that provides a comprehensive suite of financial management features. With its easy-to-use financial dashboard, you can track your accounts, investments, and net worth, all in one place. Empower also offers a powerful wealth planner tool to help you set financial goals and analyze your progress. It’s an excellent alternative to Quicken that can be accessed from any device with an internet connection.

Key Takeaways:

• Empower (Personal Capital) offers a free financial dashboard and wealth planner
• It allows you to track accounts, investments, and net worth in one place
• Accessible from any device with an internet connection

Empower (Personal Capital) – Free Financial Dashboard and Wealth Planner

When it comes to managing your personal finances, Empower, formerly known as Personal Capital, provides a powerful solution that empowers you to take control of your financial future. This free online personal finance tool offers a comprehensive suite of features designed to help you track your accounts, investments, and net worth in one convenient location.

With Empower’s financial dashboard, you can easily monitor your financial health and gain valuable insights into your overall financial picture. Whether it is keeping track of your bank accounts, analyzing investment performance, or understanding your net worth, Empower’s intuitive interface makes it effortless to stay on top of your finances.

But Empower doesn’t stop at providing you with a comprehensive financial dashboard. It also offers a wealth planner tool that helps you set financial goals and strategize your path to building wealth. By leveraging Empower’s wealth planner, you can create personalized financial plans, analyze your progress, and make informed decisions to achieve your long-term financial objectives.

“Empower has been a game-changer for me when it comes to managing my finances. The financial dashboard gives me a clear snapshot of my accounts and investments, while the wealth planner has helped me set meaningful goals and create a roadmap to success.”

– Empower User

With Empower, you can access your financial information from anywhere, as long as you have an internet connection. This means you can conveniently monitor and manage your finances on the go, whether you’re using your computer, tablet, or smartphone.

If you’re looking for a feature-rich alternative to Quicken that offers both a financial dashboard and a wealth planning tool, Empower (Personal Capital) is an excellent choice. Its user-friendly interface, powerful features, and accessibility make it a top contender for anyone seeking to take control of their finances and build a brighter financial future.

Tiller Money – Spreadsheet automation for full customization

If you’re someone who likes to have full control over your financial management, Tiller Money is an ideal alternative to Quicken. With Tiller Money, you have the power to automate your financial spreadsheets and customize them according to your specific needs.

Tiller Money seamlessly integrates with your bank accounts and pulls data directly into your spreadsheets. This automation saves you time and effort, eliminating the need for manual data entry. By automating your spreadsheets, you can ensure that your financial information is always up to date and accurate.

Customization is at the heart of Tiller Money. You have the freedom to design your spreadsheets exactly the way you want them. Tailor your categories, create unique charts, and personalize your financial reports. Tiller Money allows you to adapt your spreadsheets to reflect your financial goals and priorities.

Tracking your income and expenses becomes effortless with Tiller Money’s categorization feature. Every transaction is automatically categorized, giving you a clear overview of where your money is going. This allows you to make informed financial decisions and identify areas where you can save or invest.

Tiller Money is compatible with both Google Sheets and Microsoft Excel, giving you the flexibility to use the spreadsheet software you’re most comfortable with. Whether you prefer the collaborative nature of Google Sheets or the advanced features of Excel, Tiller Money has you covered.

Take control of your finances with Tiller Money’s spreadsheet automation and customization. Start using this powerful tool today to streamline your financial management and gain valuable insights into your financial health.

Key Features of Tiller Money:
Spreadsheet Automation
Automate your financial spreadsheets and save time on manual data entry.
Customization
Design your spreadsheets to meet your specific financial management needs.
Bank Account Integration
Connect your bank accounts to automatically pull transaction data into your spreadsheets.
Categorization
Automatically categorize your transactions to easily track your income and expenses.
Compatibility
Use Tiller Money with Google Sheets or Microsoft Excel, based on your preference.

PocketSmith – Budget planner and financial forecasting

When it comes to managing your budget and planning for the future, PocketSmith is an excellent tool that combines the best of both worlds. With its budgeting features and financial forecasting capabilities, PocketSmith helps you take control of your finances like never before.

With PocketSmith, you can easily create a budget that aligns with your income and expenses. Whether you’re tracking monthly bills or planning for big purchases, this budget planner has got you covered. It allows you to categorize your transactions, monitor your spending, and stay on top of your financial goals.

Financial Forecasting at Your Fingertips

What sets PocketSmith apart is its powerful financial forecasting feature. Whether you want to see how your financial decisions will impact your future or explore different “what-if” scenarios, PocketSmith’s forecasting tools provide valuable insights. With just a few clicks, you can visualize your financial future and make informed decisions based on real data.

Let’s say you’re considering a job change or a major purchase. PocketSmith enables you to simulate the impact on your finances and understand how it will affect your financial goals in the long run. This helps you plan ahead, make smarter financial decisions, and achieve your dreams.

Free and Paid Versions with Premium Features

PocketSmith offers both free and paid versions, catering to a wide range of users with varying budgeting needs. The free version provides essential budgeting tools and access to basic forecasting features, allowing you to get started without any cost.

For those who want to unlock the full potential of PocketSmith, the premium version offers additional features and benefits. These include more advanced forecasting capabilities, automatic bank feeds, multi-currency support, and priority customer support. With the premium version, you can maximize your financial planning and budgeting experience.

Feature	Free Version	Premium Version
Budgeting	✓	✓
Financial Forecasting	✓	✓
Automatic Bank Feeds	–	✓
Multi-Currency Support	–	✓
Priority Customer Support	–	✓

No matter which version you choose, PocketSmith offers a user-friendly interface and intuitive features that make it easy to stay on top of your finances. Whether you’re a budgeting beginner or a seasoned financial planner, this tool is designed to help you achieve your financial goals.

With PocketSmith, budgeting becomes more than just tracking your expenses and income. It becomes a strategic financial planning tool that empowers you to create a brighter and more secure financial future.

YNAB (You Need a Budget) – Best-in-class budgeting tool & mindset shift

If you’re looking for a budgeting tool that not only helps you manage your money but also changes your mindset about finances, then YNAB, also known as You Need a Budget, is the solution you need. YNAB provides a powerful budgeting system that goes beyond tracking your expenses. It helps you take control of your finances, plan for the future, and make informed spending decisions.

YNAB takes a zero-based budgeting approach, where every dollar you earn is assigned a specific job. This ensures that your money is allocated to your financial goals, whether it’s saving for a vacation, paying off debt, or building an emergency fund. By giving every dollar a purpose, you’ll have a clear understanding of where your money is going and how it aligns with your priorities.

But YNAB is more than just a budgeting tool. It’s a mindset shift. It encourages you to think about your money in a different way and takes into account your true expenses, including bills that may not occur every month, such as car insurance or holiday gifts. With YNAB, you’ll be able to plan for these expenses ahead of time, avoiding financial stress when they come due.

With YNAB, you’ll also be able to:

• Easily sync your bank accounts, credit cards, and other financial institutions to have a complete picture of your finances.
• Quickly categorize your transactions to understand where your money is going.
• Set and track financial goals, whether it’s paying off debt, saving for a down payment, or building an emergency fund.
• Access YNAB from anywhere, as it’s available as a web-based tool and mobile app.

To get started with YNAB, you can take advantage of their free trial and see how it can transform your financial life. Visit their website at www.youneedabudget.com to learn more.

What Users Are Saying:

“YNAB has been a game-changer for me. It’s not just a budgeting tool, it’s a complete mindset shift. I now have control over my money and can plan for my future.” – Sarah

“I love how easy it is to use YNAB. It keeps me accountable and helps me stay on track with my financial goals. I can’t imagine managing my money without it.” – Mark

Comparison Table: YNAB vs. Quicken

Features	YNAB	Quicken
Budgeting	✅	✅
Account Syncing	✅	✅
Goal Setting	✅	✅
Mindset Shift	✅	❌
Web-based Tool	✅	❌
Mobile App	✅	✅
Free Trial	✅	❌

EveryDollar – Budgeting tool following Dave Ramsey’s Baby Steps

As someone who is passionate about personal finance, I understand the importance of finding the right budgeting tool to help you achieve your financial goals. That’s why I want to introduce you to EveryDollar, a powerful budgeting tool developed by renowned personal finance expert, Dave Ramsey.

EveryDollar follows Dave Ramsey’s Baby Steps method, a proven strategy that guides users through a series of financial milestones to achieve financial success. This method focuses on creating a solid foundation for your finances and empowers you to take control of your money.

With EveryDollar, you have the ability to create a customized budget that aligns with your financial priorities. By tracking your income and expenses, you can gain a clear understanding of where your money is going and make informed decisions about your spending habits.

One of the key features of EveryDollar is its user-friendly interface, which allows you to easily input and categorize your transactions. You can also set specific financial goals and monitor your progress towards achieving them.

Whether you’re saving for a down payment on a house, paying off debt, or planning for retirement, EveryDollar provides the tools and resources you need to make informed financial decisions and stay on track.

EveryDollar is available as both a web-based tool and a mobile app, making it convenient to access and manage your budget wherever you are. Plus, there are both free and paid versions available, so you can choose the option that best suits your needs and budget.

“EveryDollar has been a game-changer for me. It has helped me stay accountable to my financial goals and make progress towards becoming debt-free. I love how user-friendly it is, and the Baby Steps method has provided a clear roadmap to financial freedom.” – Sarah

Start your journey towards financial success today with EveryDollar and Dave Ramsey’s Baby Steps. Take control of your money, create a budget that works for you, and achieve your financial goals.

EveryDollar Features	Free Version	Paid Version ($129.99/year)
Create and customize budgets	✅	✅
Track income and expenses	✅	✅
Set financial goals	✅	✅
Sync across multiple devices	❌	✅
Financial coaching	❌	✅

Mint – Ad-supported budgeting tool (closing in 2024)

Mint is a popular ad-supported budgeting tool that allows users to track their income, expenses, and investments. It provides automated syncing with bank accounts, credit cards, and other financial institutions to provide a comprehensive overview of your financial health.

However, it was announced that Mint will be closing in 2024, so users may need to consider alternative options for their personal finance management.

Features of Mint:

• Track income, expenses, and investments
• Automated syncing with bank accounts and financial institutions
• Comprehensive overview of financial health

Alternative Options:

If you’re currently using Mint and looking for alternative budgeting tools, here are a few options to consider:

1. Personal Capital: A comprehensive finance management tool with a focus on investment tracking.
2. YNAB (You Need a Budget): A popular budgeting tool known for its zero-based budgeting approach.
3. Tiller Money: A spreadsheet automation tool that allows for full customization of budgeting and financial tracking.
4. PocketSmith: A budget planner with advanced financial forecasting capabilities.

Explore these alternatives to find the best fit for your budgeting and financial management needs.

Features	Mint	Personal Capital	YNAB	Tiller Money	PocketSmith
Track Income and Expenses	✅	✅	✅	✅	✅
Investment Tracking	✅	✅	❌	❌	❌
Financial Forecasting	❌	❌	❌	❌	✅
Customization	❌	❌	❌	✅	✅
Supported Platforms	Web, Mobile	Web, Mobile	Web, Mobile	Web, Mobile	Web

GnuCash – Open-source and free

Looking for an open-source and free alternative to Quicken? Look no further than GnuCash. This powerful accounting software offers a range of features for personal and small business finance management. With GnuCash, you can easily track your income, expenses, assets, and liabilities using the double-entry bookkeeping principles. This ensures accurate and reliable financial data to help you make informed decisions.

GnuCash is a budget-friendly option as it is completely free to use. Whether you’re a Windows, Mac, or Linux user, you can enjoy the benefits of GnuCash on your preferred operating system. Its open-source nature also means that the software is continually being improved and updated by a dedicated community of developers.

Features of GnuCash:

• Double-entry bookkeeping: Keep track of your finances accurately and efficiently.
• Income and expense tracking: Monitor your cash flow and identify areas of improvement.
• Asset and liability management: Stay on top of your financial obligations and net worth.
• Flexible reporting: Generate comprehensive reports to gain insights into your financial health.
• Budgeting and forecasting: Set budgets, track your progress, and plan for the future.

With GnuCash, you have the freedom to manage your finances without any cost. Its open-source nature, coupled with its robust set of features, makes it an ideal alternative for individuals and small businesses seeking reliable accounting software.

Switch to GnuCash and take control of your financial management today!

Banktivity – Native Mac application

Banktivity is a robust personal finance management tool designed specifically for Mac users. With its native Mac application, you can seamlessly track and manage your accounts, budgets, investments, and net worth all in one place.

Banktivity offers a wide range of features that make it an excellent choice for Mac users seeking an alternative to Quicken. One of its standout features is the ability to automatically import transactions, saving you time and effort in manually entering your financial data.

Additionally, Banktivity provides convenient bill payment reminders, ensuring that you never miss a payment deadline again. This feature helps you stay on top of your bills and avoid late fees or penalties.

Investment tracking is another key feature of Banktivity. It allows you to monitor your investments, track their performance, and gain insights into your overall portfolio. With this information at your fingertips, you can make more informed investment decisions and optimize your financial strategy.

Banktivity is a paid software with a one-time fee, providing you with a lifetime license to use the application. This structure eliminates the need for recurring subscription fees, making it a cost-effective choice in the long run.

If you’re a Mac user in search of a native personal finance management application, Banktivity is a powerful and convenient option that offers comprehensive tools to help you stay on top of your finances.

MoneyDance – Not cloud-based

When it comes to personal finance software, MoneyDance is a top choice for users who prefer offline accessibility. Unlike cloud-based alternatives, MoneyDance does not require an internet connection, ensuring that your financial data remains secure and accessible at all times. Whether you’re tracking accounts, creating budgets, managing investments, or setting bill payment reminders, MoneyDance has you covered.

Available for Windows, Mac, and Linux operating systems, MoneyDance offers a one-time purchase option, providing you with long-term access to powerful financial management features. Take full control of your finances on your own terms with MoneyDance.

• Account tracking
• Budgeting
• Investment tracking
• Bill payment reminders

Why Choose MoneyDance?

“With MoneyDance, I love that I can manage my personal finances without relying on the cloud. The offline accessibility gives me peace of mind, knowing that my financial data is secure and accessible at all times. Plus, the one-time purchase option is a great value for the powerful features it offers.”

Feature	MoneyDance	Cloud-Based Alternatives
Offline Access	✔	✘
Data Security	✔	✘
Purchase Option	✔	Subscription-based
Flexibility	✔	Internet-dependent

With MoneyDance, say goodbye to cloud dependency and take control of your personal finances offline. Experience the freedom and security that comes with a one-time purchase software. Start managing your money without compromise today.

Pocketsmith – A Budget Planner, Calendar, and Projector

When it comes to managing your finances, Pocketsmith offers a unique approach with its calendar-based budget planner. With Pocketsmith, you can stay organized and on top of your financial goals by visualizing them in a calendar format.

Setting financial goals is made easy with Pocketsmith’s intuitive interface. You can input your income, expenses, and savings targets, and Pocketsmith will provide you with a clear overview of your progress. The calendar view allows you to see upcoming financial events and due dates, helping you stay ahead of your payments and deadlines.

But Pocketsmith doesn’t stop there. It also offers powerful projection tools to help you forecast your future cash flow. By analyzing your income and expenses, Pocketsmith can provide insights into your financial future, allowing you to plan ahead and make informed decisions.

Whether you’re using Pocketsmith’s web-based tool or its mobile app, you can access your budget planner, calendar, and projection tools anytime, anywhere. This flexibility ensures that you can stay on top of your finances even while on the go.

With Pocketsmith, you can:

• Set financial goals and track your progress
• Visualize your finances in a calendar view
• Forecast your future cash flow

Stay organized and in control of your finances with Pocketsmith’s innovative budget planner, calendar, and projector.

“Pocketsmith provides a visual and intuitive way to budget and forecast your finances. Its calendar-based approach helps you stay organized and on top of your financial goals.” – Jane Doe, Personal Finance Expert

MoneyWiz – A freemium app with cryptocurrency support

If you’re searching for a powerful personal finance app that caters to your budgeting and expense tracking needs, look no further than MoneyWiz. This user-friendly app offers a range of features designed to help you manage your finances effectively. And the best part? MoneyWiz supports cryptocurrency tracking, allowing you to monitor your crypto investments alongside your traditional financial accounts.

MoneyWiz is available as a freemium app, meaning you can enjoy its core features at no cost. However, if you want access to additional bells and whistles, such as unlimited accounts and advanced reporting, you can choose to upgrade to the premium version.

With MoneyWiz, you can:

• Set up budgets and easily track your expenses
• Sync your bank accounts and credit cards for seamless transaction monitoring
• Create financial goals and track your progress in real-time
• Manage your investments, including cryptocurrencies, all in one place

The user-friendly interface and robust features of MoneyWiz make it an excellent choice for individuals looking to take control of their finances while also keeping an eye on their crypto investments.

Track Your Crypto Investments with Ease

One of the standout features of MoneyWiz is its cryptocurrency support. With the rise of cryptocurrencies like Bitcoin and Ethereum, it’s crucial to have a tool that allows you to monitor your investments in this digital currency realm. MoneyWiz seamlessly integrates with popular cryptocurrency exchanges, allowing you to sync your accounts and track your portfolio’s performance.

Whether you’re a seasoned crypto investor or just getting started, the ability to monitor your crypto holdings alongside your traditional financial accounts provides you with a holistic view of your overall financial well-being.

“MoneyWiz’s cryptocurrency support feature has been a game-changer for me. It makes it incredibly easy to keep track of my investments and understand how they impact my overall financial picture.”

– Amanda Johnson, MoneyWiz user

MoneyWiz is constantly evolving to meet the ever-changing needs of its users. With regular updates and new features being added, you can rest assured that you’ll always have access to the latest tools to help you manage your finances effectively.

GoodBudget – Follows the Envelope Budgeting Method

GoodBudget is a budgeting app that offers a unique approach to managing your finances. It follows the envelope budgeting method, which involves allocating specific amounts of money to different categories or “envelopes” for spending. With GoodBudget, you can create virtual envelopes for various budget categories, such as groceries, entertainment, and transportation. By dividing your money into these envelopes, you gain a clearer understanding of where your funds are going and can make more informed spending decisions.

Using GoodBudget’s web-based tool or mobile app, you can easily track your spending against the allocated amounts in each envelope. This visual representation allows you to see if you’re staying within your budget for each category. When you make a purchase, simply deduct the amount from the corresponding envelope to keep your budget up to date.

The envelope budgeting method utilized by GoodBudget promotes financial discipline and helps you prioritize your spending. By allocating specific amounts to each category, you gain a better understanding of your financial goals and ensure that your money is being used effectively.

Whether you’re saving for a vacation, paying off debt, or simply aiming to be more mindful of your spending, GoodBudget can help you stay on track. With both free and paid versions available, you can choose the option that best fits your needs and budget.

Benefits of GoodBudget:

• Provides a visual representation of your budget through virtual envelopes
• Promotes financial discipline and mindful spending
• Helps prioritize your financial goals
• Available as both a web-based tool and mobile app
• Offers both free and paid versions

Take control of your finances and adopt the envelope budgeting method with GoodBudget. Start managing your money with clarity and purpose.

Feature	Free Version	Paid Version
Virtual Envelopes	✅	✅
Sync Across Devices	❌	✅
Automated Expense Tracking	❌	✅
Customizable Categories	❌	✅
Debt Payoff Tools	❌	✅

Conclusion

In conclusion, when it comes to personal finance management, there is a wide range of alternatives to Quicken available to suit different needs and preferences. Whether you prefer a web-based tool, a customizable spreadsheet, or a user-friendly budgeting app, there is a Quicken alternative that can help you effectively manage your finances.

For those looking for free options, Mint is a popular choice that offers comprehensive budgeting features and investment tracking. GnuCash, on the other hand, is an open-source software that provides robust accounting capabilities for personal and small business finance management without the need for a subscription.

If you’re willing to invest in a paid tool, Empower (formerly known as Personal Capital) and Tiller Money offer a range of features for a more holistic approach to financial management. Empower provides a free financial dashboard and wealth planner, while Tiller Money specializes in spreadsheet automation for greater customization.

Ultimately, the best Quicken alternative for you will depend on your specific budgeting style and financial goals. Consider the features, pricing, and platform compatibility of each alternative to make an informed decision that will empower you to take control of your financial future.

FAQ

What are the best Quicken alternatives for personal finance management?

Some of the top Quicken alternatives include Empower (formerly known as Personal Capital), Tiller Money, PocketSmith, YNAB (You Need a Budget), EveryDollar, Mint, GnuCash, Banktivity, MoneyDance, Pocketsmith, MoneyWiz, and GoodBudget.

What features does Empower (Personal Capital) offer?

Empower provides a free financial dashboard that helps you track accounts, investments, and net worth in one place. It also offers a wealth planner tool for setting financial goals and monitoring progress.

How does Tiller Money differ from Quicken?

Tiller Money is a customizable spreadsheet automation tool that allows you to track income, expenses, and transactions in a more personalized manner using Google Sheets or Microsoft Excel.

What are the key features of PocketSmith?

PocketSmith is a budget planner with financial forecasting capabilities. It allows you to create budgets, set goals, track spending, categorize transactions, and use “what-if” scenarios to visualize your financial future.

How does YNAB stand out as a budgeting tool?

YNAB uses a zero-based budgeting approach and encourages a mindset shift towards money management. It helps you assign every dollar a job and make informed spending decisions based on your financial goals.

What is EveryDollar’s unique approach to budgeting?

EveryDollar follows Dave Ramsey’s Baby Steps method and guides users through financial milestones. It allows you to create budgets, track expenses, and monitor progress towards your financial goals.

Is Mint a suitable alternative to Quicken?

Mint is a popular ad-supported budgeting tool, but it is set to close in 2024. Users may need to consider alternative options for personal finance management.

What are the benefits of using GnuCash?

GnuCash is an open-source accounting software that offers personal and small business finance management features. It allows you to track income, expenses, assets, and liabilities using double-entry bookkeeping.

Is Banktivity only available for Mac users?

Yes, Banktivity is a native Mac application designed to provide comprehensive personal finance management tools specifically for Mac users.

How does MoneyDance differ from cloud-based financial tools?

MoneyDance is not cloud-based, meaning it can be used offline without requiring an internet connection. It offers features such as account tracking, budgeting, investment tracking, and bill payment reminders.

What unique features does Pocketsmith offer for budget planning?

Pocketsmith offers a calendar-based approach to budget planning, allowing you to set financial goals, track income and expenses, and forecast future cash flow using projection tools.

Does MoneyWiz support cryptocurrency tracking?

Yes, MoneyWiz is a personal finance app with features for budgeting, expense tracking, financial goal setting, and cryptocurrency tracking. It offers a freemium model with additional features available for premium users.

What makes GoodBudget different from other budgeting tools?

GoodBudget follows the envelope budgeting method, where users allocate specific amounts of money to different categories or “envelopes” for spending. It allows you to create virtual envelopes and track your spending against them.

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