30 Best Cash Back Apps (2024) – Maximize Your Savings and Earn Rewards

Cash-back apps have revolutionized the way we save money on everyday purchases. Whether you’re shopping for groceries, clothing, or even booking travel, these apps offer a convenient way to earn cash back and maximize your savings. In this article, I will guide you through the top 30 cash back apps of 2024, helping you find the best options to suit your needs.

With these apps, you can earn cash back on a wide variety of products and services, from groceries and online shopping to dining out and travel expenses. Each app offers its own unique features and rewards structure, making it easy to find the perfect fit for your lifestyle and shopping preferences.

Key Takeaways:

• Explore the top 30 cash back apps of 2024 to maximize your savings on everyday purchases
• Earn cash back on groceries, clothing, online shopping, dining out, and more
• Each app offers its own unique rewards structure and features
• Find the perfect cash back app to suit your lifestyle and shopping preferences
• Combine cash back apps with cash-back credit cards for even greater savings

What is a Cash-Back App?

A cash-back app is a mobile application that allows users to earn cash back, rebates, coupons, discounts, and points on their purchases. These apps offer a convenient way to save money while shopping for various products and services. Whether you’re buying groceries, clothing, or booking travel accommodations, cash-back apps provide an opportunity to earn rewards on every purchase.

With a cash-back app, users can take advantage of exclusive deals and offers that are not available through traditional shopping methods. These apps partner with retailers and brands to provide users with cash back or rebates based on a percentage of their total purchase. Some apps also offer bonus points that can be redeemed for additional discounts or cash back on future purchases.

Using a cash-back app is simple and user-friendly. After downloading the app, users can browse through a wide range of offers and select the ones that match their shopping needs. Once a purchase is made, users can simply upload their receipt or link their payment card to automatically earn cash back or points. The earned rewards can then be redeemed through various options, such as direct deposits, gift cards, or PayPal transfers.

Cash-back apps have revolutionized the way we shop, providing an effortless way to save money and make purchases more affordable. By taking advantage of these apps, users can maximize their savings and stretch their budget. Whether you’re a frequent shopper or an occasional buyer, a cash-back app is a must-have tool for anyone looking to make the most out of their purchases.

Cash-back apps offer an easy and convenient way to earn rewards and save money on everyday purchases.

Let’s take a closer look at how cash-back apps work in practice.

Introducing the Best Cash-Back Apps of 2024

In this section, I will introduce the best cash-back apps of 2024. These apps have been selected based on their popularity, user reviews, and overall effectiveness in helping users save money and earn rewards. Whether you’re looking for cash back on groceries, online shopping, or travel expenses, these apps have got you covered.

Top Cash-Back Apps for 2024

Here are the top cash-back apps that can help you save money and earn rewards:

App	Description	Rewards	Availability
1. Honey	An extension that automatically finds and applies the best coupon codes at checkout.	Rewards in the form of Honey Gold points that can be redeemed for gift cards.	Available for online shopping.
2. Rakuten	A popular cash-back app that offers rewards for purchases at thousands of participating stores.	Cash back paid out every three months via PayPal or check.	Available for online and in-store shopping.
3. Fetch Rewards	An app that allows users to earn rewards by scanning receipts from any purchase.	Points that can be redeemed for gift cards.	Available for in-store purchases.
4. Coupons.com	An app that specializes in cash back on groceries.	Cash back applied to PayPal account.	Available for grocery store purchases.

These are just a few examples of the best cash-back apps available in 2024. Each app has its own unique features and rewards structure, so it’s worth exploring all the options to find the best fit for your lifestyle and shopping preferences.

With these cash-back apps, you can save money and earn rewards on your everyday purchases. Whether you’re shopping for groceries, clothing, or travel expenses, these apps have got you covered. Start using the best cash-back apps of 2024 and watch your savings grow!

Fetch Rewards – Redeem Receipts for Gift Cards

Fetch Rewards is an incredible cash-back app that provides users with a hassle-free way to earn rewards points. By simply scanning their receipts from any purchase, users can accumulate points that can be redeemed for a wide range of gift cards. Whether you’re shopping for groceries or treating yourself to a little retail therapy, Fetch Rewards has you covered.

One of the standout features of Fetch Rewards is its user-friendly interface, making it incredibly easy to earn and redeem rewards. The app has received rave reviews for its simplicity, allowing users to effortlessly scan their receipts and start earning points immediately.

While Fetch Rewards is particularly popular for its savings on groceries, the app also offers rewards for shopping at various retail stores. This versatility makes Fetch Rewards a valuable tool for anyone looking to save money on everyday purchases.

Furthermore, Fetch Rewards provides a wide selection of gift cards for redemption. From popular retailers like Amazon, Target, and Starbucks to restaurants and online retailers, there’s something for everyone. The ability to choose the gift cards that best suit your preferences is a fantastic way to treat yourself or surprise a loved one.

See how easy it is to earn rewards with Fetch Rewards:

1. Download the Fetch Rewards app from the App Store or Google Play

2. Sign up and create your account

3. Scan your receipts from any store or purchase

4. Watch your points accumulate

5. Redeem your points for exciting gift cards

Experience the convenience and rewards offered by Fetch Rewards. Start saving today and enjoy the benefits of redeeming your receipts for gift cards!

Reward Options	Points Required
Amazon gift card	5,000 points
Target gift card	3,500 points
Starbucks gift card	2,500 points
Restaurant gift card	1,500 points

Coupons.com – Cash Back on Groceries

When it comes to saving money on groceries, Coupons.com is the go-to app for cash back. With this app, I can easily browse and select coupons and offers that are applicable to my shopping list. The best part? The discounts are automatically applied at checkout when I link my store loyalty card, making it a hassle-free experience.

For stores that don’t have a loyalty program, Coupons.com has got you covered. All you need to do is snap a photo of your paper receipt within the app, and the cash back rebate will be applied to your PayPal account. It’s that simple!

Coupons.com has gained popularity among users for its substantial savings on groceries. The app offers a wide variety of coupons and deals that can help you stretch your budget further. Whether you’re buying fresh produce, pantry staples, or household essentials, Coupons.com has fantastic cash back options for all your grocery needs.

Many users have praised Coupons.com for its user-friendly interface and seamless navigation. It’s easy to find the coupons you want, and the app keeps you updated on new offers and deals that match your preferences. Plus, the cash back you earn can be a pleasant surprise when you check your PayPal account.

Experience the convenience and savings of Coupons.com for yourself and start earning cash back on your next grocery shopping trip.

RetailMeNot – Cash Back and Personalized Notifications

When it comes to cash-back apps, RetailMeNot is one of the top contenders. This popular app not only offers cash back on your purchases but also provides personalized notifications for discounts and deals. With RetailMeNot, you can save money while enjoying a convenient and user-friendly experience.

One of the standout features of RetailMeNot is its extensive range of coupons and discounts. Whether you’re shopping for clothing, electronics, or home goods, RetailMeNot has you covered with its wide selection of offers. By using the app, you can take advantage of these discounts and enjoy cash back on your purchases.

What sets RetailMeNot apart from other cash-back apps is its personalized notifications feature. The app uses your shopping preferences and behavior to send you targeted notifications for discounts and deals that align with your interests. This ensures that you never miss out on an opportunity to save money on the products you love.

Another highlight of RetailMeNot is its seamless payment process. You can easily receive your cash back via PayPal or Venmo, making it convenient to use and access your rewards. Whether you prefer one payment method over the other, RetailMeNot offers flexibility and options to suit your preferences.

Let’s take a closer look at the features of RetailMeNot:

Features	Description
Cash back	Earn cash back on your purchases through the app.
Personalized notifications	Receive targeted notifications for discounts and deals based on your shopping preferences.
Wide range of coupons and discounts	Access a vast selection of offers from various retailers across different categories.
Convenient payment options	Receive your cash back via PayPal or Venmo for easy access and usability.

With these impressive features, it’s no wonder that RetailMeNot has gained popularity among savvy shoppers. The app’s commitment to helping users save money and its user-friendly interface have been praised by many.

So, if you’re looking for a cash-back app that offers not only cash back on your purchases but also personalized notifications for discounts, RetailMeNot is a great choice. Start using the app today and experience the convenience of saving money while you shop.

Upside – Cash Back on Gas and More

When it comes to maximizing your savings on everyday purchases, Upside is a cash-back app that has got you covered. Whether you’re gassing up your car, stocking up on groceries, or dining out at your favorite restaurant, Upside offers rewards that you won’t want to miss.

With Upside, you can earn cash back on purchases at gas stations, grocery stores, and restaurants. When you fuel up your car, you’ll not only get where you need to go, but you’ll also earn rewards in the process. Plus, when you shop for groceries or dine out, you’ll accumulate even more cash back.

Redeeming your cash back is simple and convenient. Upside offers multiple options, including PayPal, e-gift cards, and bank transfers. You can choose the method that works best for you and enjoy your hard-earned rewards.

It’s important to note that while Upside’s gas rewards have gained popularity, some users have reported limited participating gas stations in certain areas. Nevertheless, Upside provides a wide range of cash-back opportunities for your convenience.

Gas Rewards Comparison

App	Cash Back on Gas
Upside	Up to 20% cash back
Competitor A	5% cash back
Competitor B	2% cash back

As you can see from the comparison table above, Upside offers generous cash back on gas purchases, with potential savings of up to 20%. This makes Upside a top choice for individuals looking to save big on their fuel expenses.

So why wait? Start using Upside today and take advantage of the incredible cash-back opportunities on gas, groceries, and restaurants. It’s time to fuel up your savings!

Ibotta – Cash Back on Various Shopping Options

When it comes to earning cash back on a variety of shopping options, Ibotta is one of the top cash-back apps to consider. With Ibotta, you can earn cash back on in-person, online, and travel purchases, allowing you to save money on a wide range of items and experiences.

What sets Ibotta apart from other cash-back apps is its simplicity. You don’t need to worry about searching for promotional codes or clipping coupons. Instead, you can easily find cash-back offers within the app and make your purchases as you normally would. After your transaction is complete, all you need to do is upload a photo of your receipt to earn your cash back.

Ibotta offers a seamless and user-friendly experience, making it a popular choice for shoppers looking to maximize their savings. Plus, the rewards you earn can be transferred directly to your PayPal account or redeemed for gift cards, giving you the flexibility to choose how you want to use your cash back.

Benefits of using Ibotta:

• Earn cash back on in-person, online, and travel purchases
• No need for promotional codes or coupons
• Easy receipt upload process
• Rewards can be transferred to PayPal or redeemed for gift cards

With Ibotta, you have access to a wide range of shopping options and the opportunity to earn cash back on your everyday purchases. Whether you’re buying groceries, shopping online, or booking a vacation, Ibotta is there to help you save money and maximize your rewards.

So why not give Ibotta a try and start earning cash back on your favorite shopping options? Download the app today and start saving!

Dosh – Automatic Cash Back Without Receipt Scanning

If you’re looking for a cash-back app that offers automatic rebates without the hassle of scanning receipts, Dosh is the perfect choice. With Dosh, you can start earning cash back on various purchase categories with just a few simple steps.

How does it work? Simply link your credit or debit card to the Dosh app, and whenever you make a qualifying purchase, cash-back offers will be automatically deposited into your Dosh wallet. No need to worry about keeping track of receipts or scanning them into the app.

Dosh offers a seamless and effortless way to earn cash back on everyday expenses. Whether you’re dining out, shopping online, or refueling at the gas station, Dosh has you covered with automatic cash back.

The Benefits of Dosh

• Convenience: Say goodbye to manual receipt scanning. Dosh simplifies the cash-back process by automatically tracking your purchases and depositing cash back directly into your account.
• Versatility: Dosh offers cash back on a wide range of purchase categories, including dining, travel, online shopping, and more.
• Flexible redemption options: Once you’ve accumulated cash back in your Dosh wallet, you have the freedom to transfer it to your bank account, PayPal, or even donate it to a charitable cause.

While some users have mentioned fees and a minimum cash-out requirement, many appreciate Dosh’s user-friendly interface and the convenience it provides. The absence of receipt scanning is a major advantage for those seeking a more streamlined cash-back experience.

Ready to start earning automatic cash back with Dosh? Download the app today and watch your savings grow!

Feature	Description
Automatic cash back	Earn cash back on purchases without scanning receipts
Flexible redemption options	Transfer cash back to bank accounts, PayPal, or donate to charities
Wide range of purchase categories	Get cash back on dining, travel, online shopping, and more
User-friendly interface	Enjoy an intuitive and easy-to-use app

Receipt Hog – Fun Rewards Experience for Shopping

When it comes to cash-back apps, Receipt Hog offers a unique and entertaining rewards experience. Shopping becomes more exciting as you earn cash back and engage in various activities within the app. Let’s dive into the fun and rewarding world of Receipt Hog!

With Receipt Hog, shopping is not just about saving money. It’s about enjoying a gamified experience that keeps you entertained while earning rewards. Along with receiving cash back for your purchases, you can participate in sweepstakes, surveys, and even play Hog Slots for a chance to win big!

Why stop at cash back when you can double the fun? Receipt Hog offers an array of activities to keep you engaged and rewarded. Here’s what you can expect when using Receipt Hog:

• Participate in sweepstakes for the opportunity to win exciting prizes
• Share your opinions through surveys and earn extra rewards
• Take a spin on Hog Slots for the chance to win bonus rewards

As you earn rewards through Receipt Hog, you have the flexibility to choose how you want to redeem them. Whether you prefer gift cards or cash directly to your PayPal account, Receipt Hog has got you covered.

While Receipt Hog offers an entertaining rewards experience, it’s important to note that some users have mentioned that the payouts can be relatively small. However, the enjoyment and variety of activities make up for it. So, if you’re looking for a cash-back app that adds a touch of excitement to your shopping experience, Receipt Hog is definitely worth checking out!

Receipt Hog – Fun Rewards Experience at a Glance

Rewards	Activities	Redemption Options	User Reviews
Cash back, sweepstakes entries, bonus rewards	Sweepstakes participation, surveys, Hog Slots	Gift cards, cash to PayPal	Positive overall, some mention small payouts

Rakuten – Cash Back App with Direct Payments

Rakuten is a high-profile cash-back app that offers users the opportunity to earn cash back on their purchases. With over 3,500 participating stores, Rakuten provides a wide range of cash-back opportunities for shoppers.

One of the standout features of Rakuten is its direct payment system. Every three months, Rakuten issues direct payments to its users, allowing them to access their earned cash back. Payments can be received through PayPal or by check, providing users with flexibility and convenience.

Users have praised Rakuten for its user-friendly interface and intuitive design. The app makes it easy to browse through available offers, select desired purchases, and earn cash back with just a few taps. Whether you’re shopping for clothing, electronics, or travel, Rakuten offers cash-back options for various types of purchases.

Rakuten’s extensive network of partner stores ensures that users can find cash-back opportunities for their favorite brands and retailers. By simply accessing the Rakuten app before making a purchase, users can unlock exclusive deals and earn cash back with ease. The app is seamless and straightforward, making it a popular choice among savvy shoppers looking to maximize their savings.

Other Cash-Back Apps to Consider

While the previous apps made our top list, there are other cash-back apps worth considering. These apps may have fewer reviews or slightly lower ratings, but they still offer valuable cash-back opportunities.

One such app is Shopkick. Shopkick allows users to earn points, called “kicks,” by scanning barcodes or walking into participating stores. These kicks can be redeemed for gift cards to popular retailers like Amazon, Target, and Starbucks.

Another option is CoinOut. CoinOut provides cash back for both in-store and online purchases. Users can upload receipts or link their email to automatically receive cash back. CoinOut also offers opportunities to earn cash by participating in surveys or referring friends and family.

Lastly, we have Swagbucks. Swagbucks goes beyond just cash back and offers various ways to earn rewards points. Users can take surveys, watch videos, shop online, and more to earn Swagbucks. These points can then be redeemed for gift cards or PayPal cash.

“While these cash-back apps may not have the same level of recognition as some of the top contenders, they still provide valuable opportunities to save money and earn rewards. Take the time to explore all the options and find the app that best fits your needs and preferences.”

Remember, each cash-back app has its own unique features and rewards structure, so it’s worth taking the time to compare and find the best fit for your lifestyle and shopping habits.

Using Cash-Back Apps in Conjunction with Credit Cards

Cash-back apps are a great way to save money, but you can further maximize your savings by using them in conjunction with cash-back credit cards. By combining the cash back from both sources, you can increase your savings and earn more substantial rewards.

Many credit cards offer 3%-6% cash back on specific purchase categories, which can be added to the 1%-3% cash back earned from cash-back apps.

Benefits of Using Cash-Back Apps and Credit Cards Together

When you use cash-back apps and credit cards together, you can enjoy a range of benefits:

• Maximized savings: By earning cash back from both sources, you can save more money on your purchases.
• Additional rewards: Credit cards often offer introductory bonuses and rewards points, adding more value to your savings.
• Better coverage: Cash-back apps and credit cards may have different partner retailers, giving you a wider range of options to earn cash back.
• Convenience: With cash-back apps and credit cards on your phone, you can easily access and redeem rewards wherever you shop.

By strategically using cash-back apps and credit cards, you can make the most of your everyday spending and enjoy significant savings.

“Combining cash-back apps with credit cards is a powerful way to earn more cash back and maximize your savings. I’ve personally saved hundreds of dollars by using this strategy!”

– Michelle, avid cash-back user

Example: Combining Cash Back from Apps and Credit Cards

Let’s say you’re planning to make a purchase of $100 for groceries. Here’s an example of how you can maximize your savings:

Cash-Back App	Cash Back Percentage
FreshCash	2%

Credit Card	Cash Back Percentage
SuperSaver Card	4%

In this example, you can earn $2 cash back from FreshCash and $4 cash back from your SuperSaver Card. By combining the cash back, you save a total of $6 on your $100 groceries purchase.

Remember to check the cash-back app and credit card terms and conditions to ensure you are eligible for the rewards and to understand any restrictions or limitations.

By using cash-back apps in conjunction with credit cards, you can take full advantage of the savings and rewards available to you. Start combining these two powerful tools today and watch your savings grow!

Conclusion

Cash-back apps are a valuable tool for saving money and earning rewards on your everyday purchases. Whether you’re shopping for groceries, clothing, or travel expenses, there is a cash-back app that can help you maximize your savings and earn rewards.

By taking advantage of these apps and using them in conjunction with your credit cards, you can unlock even more savings and rewards. Imagine earning cash back from both sources and watching your savings grow!

Start exploring the top cash-back apps of 2024 and see how they can make a significant impact on your budget. With just a few taps on your smartphone, you can unlock exclusive offers and rebates, allowing you to save money on the things you already buy.

So don’t wait, start using cash-back apps today to maximize your savings and earn rewards on every purchase. It’s time to take control of your finances and make every dollar count!

FAQ

What is a cash-back app?

A cash-back app is a mobile application that offers users a rebate or coupon for a purchase. These apps allow users to earn cash back on their everyday purchases and can be used for a wide range of products and services, including groceries, clothing, and travel expenses.

How do cash-back apps work?

Cash-back apps work by offering users various ways to earn cash back on their purchases. Some apps require users to scan their receipts or activate offers, while others automatically apply cash-back offers when users make purchases with linked cards or loyalty programs. Users can then redeem their earned cash back through various methods, such as PayPal, gift cards, or direct payments.

Can I earn cash back on groceries using cash-back apps?

Yes, many cash-back apps offer cash back specifically on groceries. These apps often have partnerships with grocery stores and offer discounts or rebates on specific products or categories. Users can earn cash back by uploading their grocery receipts or linking their store loyalty cards to the app.

Are there cash-back apps for online shopping?

Yes, there are cash-back apps specifically designed for online shopping. These apps partner with online retailers and offer cash back or discounts when users make purchases through the app. Users can earn cash back by clicking on the retailer’s link within the app before making their purchase.

How can I maximize my cash back with these apps?

To maximize your cash back with these apps, it’s important to take advantage of all the available offers and promotions. This includes activating offers before making a purchase, scanning receipts promptly, and checking the app regularly for new offers. Additionally, consider using these apps in conjunction with cash-back credit cards to earn even more rewards on your purchases.

Are cash-back apps safe to use?

Yes, cash-back apps are generally safe to use. However, it’s important to only download apps from reputable sources, such as official app stores. Additionally, be cautious when providing personal information or linking your financial accounts to these apps. Read app reviews and check for any privacy policies and security measures implemented by the app to ensure your information is protected.

Are there any fees associated with using cash-back apps?

Most cash-back apps do not charge any fees to use their services. However, some apps may have cash-out minimums or charge small fees for certain transactions, such as transferring cash back to your bank account. It’s important to review the app’s terms and conditions to understand any associated fees before using the app.

Our Friends

• https://thesavvycouple.com/cash-back-apps/
• https://www.moneyunder30.com/cashback-and-rewards-apps-are-they-worth-it/
• https://www.nerdwallet.com/article/finance/cash-back-apps