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Cost of Living California: Best Cheapest Places | Ultimate Guide 2024

cost of living California

Looking for affordable places to live in California? Despite its reputation for high living expenses, there are still several budget-friendly options in the Golden State. In this ultimate guide, I will explore the cheapest places to live in California, offering insights into their median home prices, median household incomes, and closest metropolitan cities.

California is renowned for its stunning landscapes, iconic cities, and pleasant year-round weather. However, the cost of living in cities like Los Angeles and San Francisco can be prohibitively high for many. But fear not, as there are hidden gems scattered throughout the state that offer a more affordable lifestyle.

In this guide, we’ll uncover the 11 cheapest places to live in California, including cities such as Clearlake, Bakersfield, Fresno, and more. Each of these cities provides a lower cost of living compared to their metropolitan counterparts while still offering great amenities and proximity to popular attractions.

Key Takeaways:

  • California offers several affordable places to live, despite its overall high cost of living.
  • The cheapest places to live in California provide a lower cost of housing and living expenses compared to major metropolitan areas.
  • Clearlake, Bakersfield, Fresno, and other cities offer affordable housing options with proximity to natural beauty and cultural attractions.
  • Consider factors such as median home prices, median household incomes, and closest metropolitan cities when choosing a budget-friendly place to live in California.
  • With careful research and consideration, you can find the perfect affordable place to call home in the Golden State.

The Cheapest Places to Live in California

Despite being regarded as one of the most expensive states in the country, California still has several affordable places to live. These cities offer a lower cost of living compared to major metropolitan areas like Los Angeles and San Francisco. In this section, I will highlight the 11 cheapest places to live in California, including their median home prices, median household incomes, and closest metropolitan cities.

Living in California doesn’t have to break the bank. There are numerous cities across the state that offer affordable housing options and a high quality of life. Whether you’re looking for a small town by the coast or a vibrant city with plenty of amenities, California has something for everyone.

Let’s take a closer look at the 11 cheapest places to live in California:

  1. Clearlake
  2. Bakersfield
  3. Fresno
  4. Eureka
  5. Stockton
  6. Clovis
  7. Sacramento
  8. Chico
  9. Fontana
  10. Visalia
  11. Merced

These cities offer a range of housing options at more affordable prices compared to larger cities in California. Let’s dive deeper into the details of each city, including median home prices, median household incomes, and the closest metropolitan cities.

Cheapest Places to Live in California

City Median Home Price Median Household Income Closest Metropolitan City
Clearlake $220,888 $37,783 San Francisco
Bakersfield $380,100 $69,014 Los Angeles
Fresno $364,362 $57,211 San Francisco
Eureka $420,736 $46,926 San Francisco
Stockton $428,573 $63,916 San Francisco
Clovis $497,184 $89,769 Fresno
Sacramento $468,965 $71,074 San Francisco
Chico $457,280 $60,507 Sacramento
Fontana $587,377 $83,468 Los Angeles
Visalia $369,984 $69,252 Fresno
Merced $268,148 $49,732 San Francisco

These cities offer a great balance between affordability and quality of life. Whether you’re looking to buy a home or rent an apartment, you’ll find options that fit your budget in these California cities.

Now that we’ve explored the cheapest places to live in California, let’s dive into the details of each city to discover what makes them unique. From outdoor recreation opportunities to cultural attractions, these cities have a lot to offer residents.

Clearlake

Clearlake is a small town located on the shores of Clear Lake, the largest natural freshwater lake in California. It offers affordable housing with a median home price of $220,888 and a median household income of $37,783.

Clearlake is known for its outdoor recreational activities, including hiking trails, fishing, and kayaking. It is also within close driving distance to San Francisco, making it an accessible and affordable place to live in Northern California.

Whether you’re a nature enthusiast or enjoy exploring the great outdoors, Clearlake provides a scenic backdrop for a fulfilling lifestyle. The town’s proximity to the lake offers residents countless opportunities for boating, swimming, and other water activities. The surrounding mountains and hills provide picturesque hiking trails, perfect for those seeking adventure and natural beauty.

With its affordable cost of living, stunning natural surroundings, and convenient access to major cities, Clearlake is an excellent choice for individuals and families looking for an affordable place to live in Northern California.

Bakersfield

Bakersfield, located in California’s Central Valley, is one of the affordable cities to live in California. With a median home price of $380,100 and a median household income of $69,014, Bakersfield offers a cost of living that is lower compared to major metropolitan areas in the state.

In recent years, Bakersfield has undergone a transformation, developing a thriving arts and culture scene and offering a diverse range of attractions. From art galleries showcasing local talent to live music performances, there is something for everyone to enjoy. The city also boasts a variety of entertainment options, including sports events and concerts, making Bakersfield a vibrant and lively place to call home.

Bakersfield’s prime location is another draw for residents. Situated within proximity to the bustling metropolitan city of Los Angeles, it offers easy access to the amenities and opportunities that come with living close to a major urban center. Whether it’s a day trip to explore the vibrant city or commuting for work, Bakersfield provides the best of both worlds – affordability and convenience.

Top Attractions in Bakersfield:

  • Kern County Museum: Take a step back in time and explore the region’s rich history through the museum’s extensive collection of artifacts and exhibits.
  • Buck Owens’ Crystal Palace: Immerse yourself in the vibrant country music scene of Bakersfield at this music venue and museum dedicated to the legendary musician.
  • The Park at River Walk: Enjoy outdoor activities such as walking, jogging, or having a picnic in this scenic park along the Kern River.
  • Bakersfield Museum of Art: Delve into the world of art with rotating exhibits showcasing works from local and international artists.

Discover the unique blend of affordability, cultural offerings, and convenient location that Bakersfield has to offer. It’s no wonder that more and more people are choosing to make this vibrant city their home.

Fresno

Fresno is a vibrant city located in the agricultural heart of California. It offers a lower cost of living compared to other major cities in the state, making it an affordable city to live in California. With a median home price of $364,362 and a median household income of $57,211, Fresno provides an attractive balance between affordability and quality of life.

One of Fresno’s notable features is its thriving arts scene. The city is home to numerous art galleries, theaters, and music venues, offering residents and visitors a diverse range of cultural experiences. Whether you’re interested in attending live performances or exploring local art installations, Fresno has something to offer.

Another highlight of Fresno is its farm-to-fork cuisine. With its proximity to the agricultural industry, the city boasts a variety of fresh and locally sourced ingredients. From farm-fresh produce to artisanal cheeses, food enthusiasts can indulge in delicious and sustainable dining options throughout the city.

“Fresno truly embraces its agricultural roots by celebrating the farm-to-fork movement. It’s a culinary paradise for food lovers.”

Fresno’s location also provides easy access to famous national parks like Yosemite and Kings Canyon. Nature enthusiasts can enjoy hiking scenic trails, marveling at breathtaking waterfalls, and immersing themselves in the natural beauty of these iconic destinations. Whether you’re embarking on a day trip or planning a weekend getaway, Fresno serves as a convenient gateway to outdoor adventures.

Overall, Fresno offers a unique blend of affordability, cultural attractions, and natural wonders. Its lower cost of living compared to other major cities in California makes it an ideal choice for individuals and families looking to make a comfortable and affordable home in the Golden State.

Fresno skyline

City Median Home Price Median Household Income
Fresno $364,362 $57,211

Eureka

Eureka, located in Humboldt County, is one of the cheapest cities to live in California. This coastal city offers a wonderful combination of affordable housing options and small-town charm, making it an ideal place to call home. With a median home price of $420,736 and a median household income of $46,926, Eureka provides an attractive cost of living for residents.

If you’re looking for a scenic waterfront area and historic Victorian homes, Eureka has it all. The city’s lively waterfront is the perfect place to relax and enjoy stunning ocean views. And if you’re a fan of architectural beauty, you’ll be captivated by the exquisite Victorian homes that grace the streets of Eureka.

Eureka also caters to families with its range of family-friendly activities. From exploring fascinating museums to enjoying outdoor recreational spaces, there’s something for everyone in this vibrant community.

One of the greatest benefits of living in Eureka is its proximity to San Francisco. Within just a few hours’ drive, residents can easily access the bustling city and all its attractions, while still enjoying the affordability and tranquility that Eureka offers.

Affordable Housing in Eureka

In Eureka, homeownership is within reach for many individuals and families. The median home price of $420,736 is comparatively lower than in other parts of California, making it an attractive destination for those looking for affordable housing options.

Additionally, Eureka offers rental properties at affordable rates, providing flexibility for residents who prefer not to buy a home. Whether you’re looking to rent or buy, Eureka has a range of options to suit different needs and budgets.

The Quaint Charm of Eureka

With its small-town charm and welcoming community, Eureka offers a unique living experience that can’t be found in larger cities. Residents enjoy a close-knit atmosphere and a strong sense of community, where neighbors know each other and support one another.

Eureka is a place where you can truly feel at home. The community spirit and warm hospitality make it a wonderful place to live and create lasting connections. – Resident

Exploring Eureka and Beyond

There is no shortage of things to do and explore in Eureka. Whether you’re exploring the vibrant downtown area filled with local shops and restaurants or embarking on outdoor adventures in nearby state parks and national forests, there’s always something to keep you entertained.

Here are some popular attractions and activities in and around Eureka:

  • Visit the Sequoia Park and Zoo
  • Explore Old Town Eureka with its unique shops and historic buildings
  • Take a scenic drive along the Avenue of the Giants
  • Enjoy outdoor activities such as hiking, fishing, and kayaking

Stockton

Stockton is a waterfront city located in the Central Valley of California. It has a median home price of $428,573 and a median household income of $63,916. Despite being inland, Stockton offers a vibrant waterfront atmosphere and easy access to the San Francisco Bay. The city boasts cultural attractions, parks, and a growing downtown area. With its affordable housing options and proximity to major cities, Stockton is a desirable place to live in California.

Clovis

Clovis, known as the “Gateway to the Sierra,” is one of the cheapest places to live in California. The city is nestled at the base of the spectacular Sierra Nevada mountain range, offering residents breathtaking natural beauty right at their doorstep.

Clovis, California

With a median home price of $497,184 and a median household income of $89,769, Clovis provides affordable housing options for individuals and families looking to settle down in a serene yet accessible location.

What sets Clovis apart is its close proximity to some of California’s iconic national parks, including Yosemite, Kings Canyon, and Sequoia. Outdoor enthusiasts will find endless opportunities for hiking, camping, and exploring the stunning wilderness in this region.

In addition to its natural wonders, Clovis also boasts a vibrant arts and entertainment scene. The city hosts various cultural events throughout the year, showcasing local talent and providing residents with an enriching cultural experience.

Living in Clovis means enjoying the best of both worlds – the tranquility of nature and the vibrancy of a thriving community. Whether you’re an outdoor adventurer or a culture enthusiast, Clovis offers an affordable and fulfilling lifestyle.

Sacramento

Sacramento, the state capital of California, is a vibrant and affordable place to live. With a median home price of $468,965 and a median household income of $71,074, Sacramento offers an attractive cost of living compared to other major cities in the state.

One of the highlights of living in Sacramento is its vibrant downtown area. With its tree-lined streets, trendy restaurants, and lively entertainment scene, there’s always something exciting happening. Whether you’re exploring museums, enjoying live music, or attending local festivals, Sacramento offers a diverse range of cultural experiences.

“Sacramento is a city that has it all – affordability, culture, and a strong sense of community. It’s the perfect place to build a life and call home.”

Sacramento is also well-known for its farm-to-table cuisine. The city boasts a thriving culinary scene, with world-class restaurants and farmers markets offering fresh and locally sourced ingredients. From trendy brunch spots to fine dining establishments, Sacramento has something to satisfy every palate.

In addition, living in Sacramento provides easy access to popular destinations within California. Lake Tahoe, known for its breathtaking beauty and year-round outdoor activities, is just a short drive away. The vibrant city of San Francisco is also within reach, offering endless opportunities for exploration and entertainment.

To truly appreciate the affordability and charm of Sacramento, take a look at the table below that highlights key information about the city:

Median Home Price Median Household Income
$468,965 $71,074

With its affordable housing options, vibrant downtown area, and proximity to popular destinations, Sacramento is an ideal place to live in California. Whether you’re starting a family or looking for new career opportunities, this city offers a balanced and enriching lifestyle.

Chico

Welcome to Chico, a rapidly growing city located in Northern California. Known for its affordability and natural beauty, Chico offers a desirable lifestyle for residents seeking an affordable place to live in California. With its vibrant downtown area, outdoor recreational activities, and proximity to national parks and forests, Chico has something to offer for everyone.

In Chico, the median home price is $457,280, making it an attractive option for those searching for affordable housing. The city also boasts a median household income of $60,507, providing residents with economic stability and opportunities for growth.

Beyond its affordable housing options, Chico is home to California State University Chico, a renowned institution that contributes to the city’s vibrant and diverse community. In addition to educational opportunities, Chico offers a range of outdoor activities, including hiking, biking, and exploring the nearby national parks and forests.

“Chico offers a desirable lifestyle for residents seeking an affordable place to live in California.”

The downtown area of Chico is a hub of activity, featuring charming boutique shops, unique restaurants, and a lively arts scene. Residents can enjoy strolling through the local farmers market, experiencing live performances, and immersing themselves in the city’s cultural offerings.

With its affordable housing options, access to natural beauty, and vibrant community, Chico is a city that continues to attract individuals and families seeking an affordable and fulfilling California lifestyle.

Fontana

Fontana is a city located in San Bernardino County, known for its affordability and rich racing history. With a median home price of $587,377 and a median household income of $83,468, Fontana offers a cost-effective living experience without compromising on quality.

Nestled in the heart of Southern California, Fontana boasts a tight-knit community feel and a variety of recreational activities for residents to enjoy. Whether you’re a race enthusiast or simply looking for outdoor adventures, this city has it all.

Fontana is home to several parks, where you can soak in the sun, have a picnic, or embark on leisurely walks. The city’s crown jewel is the historic Auto Club Speedway, which hosts thrilling racing events and draws enthusiasts from around the world.

Aside from its recreational offerings, Fontana is conveniently located near the bustling city of Los Angeles. This proximity allows residents to benefit from the opportunities and amenities of a major metropolitan area while enjoying the advantages of a more affordable lifestyle.

If you’re looking for an affordable city in California that offers a strong sense of community, recreational activities, and close proximity to Los Angeles, Fontana is the ideal place to call home.

Visalia

Visalia is a city located in California’s Central Valley and offers affordable housing options with a median home price of $369,984 and a median household income of $69,252.

The city is known for its small-town vibe and proximity to picturesque destinations for day trips.

With its affordable cost of living and community feel, Visalia is an attractive place to live in California.

Visalia’s small-town charm, affordable housing options, and beautiful location make it a sought-after city for those looking for an affordable place to live in California.

Conclusion

Despite its reputation as an expensive state, California still offers several affordable places to live. Whether you’re drawn to the small-town charm of Clearlake, the cultural attractions of Fresno, or the proximity to national parks in Stockton, there are plenty of options for those seeking a more budget-friendly lifestyle.

In this ultimate guide, I have highlighted the 11 cheapest places to live in California, providing key information such as median home prices, median household incomes, and closest metropolitan cities. These cities offer a lower cost of living compared to major urban areas like Los Angeles and San Francisco.

Whether you’re a nature lover, an art enthusiast, or simply looking for a more affordable home, California has something to offer for everyone. Explore the Golden State and discover the best and most affordable places to live, without breaking the bank.

FAQ

What is the cost of living in California?

The cost of living in California is generally higher than the national average. It varies depending on the city or region, but cities like Los Angeles and San Francisco tend to have higher living expenses compared to smaller towns and rural areas.

Is California an expensive state to live in?

Yes, California is known for its high cost of living, especially in major cities like Los Angeles and San Francisco. However, there are still affordable places to live in California that offer a lower cost of housing and living expenses.

What are the cheapest places to live in California?

Some of the cheapest places to live in California include Clearlake, Bakersfield, Fresno, Eureka, Stockton, Clovis, Sacramento, Chico, Fontana, and Visalia. These cities offer more affordable housing options compared to major metropolitan areas.

What is the median home price in Clearlake?

The median home price in Clearlake is 0,888.

What is the median household income in Clearlake?

The median household income in Clearlake is ,783.

What is the median home price in Bakersfield?

The median home price in Bakersfield is 0,100.

What is the median household income in Bakersfield?

The median household income in Bakersfield is ,014.

What is the median home price in Fresno?

The median home price in Fresno is 4,362.

What is the median household income in Fresno?

The median household income in Fresno is ,211.

What is the median home price in Eureka?

The median home price in Eureka is 0,736.

What is the median household income in Eureka?

The median household income in Eureka is ,926.

What is the median home price in Stockton?

The median home price in Stockton is 8,573.

What is the median household income in Stockton?

The median household income in Stockton is ,916.

What is the median home price in Clovis?

The median home price in Clovis is 7,184.

What is the median household income in Clovis?

The median household income in Clovis is ,769.

What is the median home price in Sacramento?

The median home price in Sacramento is 8,965.

What is the median household income in Sacramento?

The median household income in Sacramento is ,074.

What is the median home price in Chico?

The median home price in Chico is 7,280.

What is the median household income in Chico?

The median household income in Chico is ,507.

What is the median home price in Fontana?

The median home price in Fontana is 7,377.

What is the median household income in Fontana?

The median household income in Fontana is ,468.

What is the median home price in Visalia?

The median home price in Visalia is 9,984.

What is the median household income in Visalia?

The median household income in Visalia is ,252.

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Kostadin

Financial expert with Wall Street and real world experience covering personal finance, investments, financial independence, entrepreneurship.

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