Moneytology

Empower (Formerly Personal Capital) Review (2024)

personal capital review

Welcome to my review of Empower, formerly known as Personal Capital. In this article, I will provide an in-depth analysis of Empower, highlighting its strengths, weaknesses, and suitability for different types of investors. Whether you’re a seasoned investor or just starting out, this review will help you determine if Empower is the right financial management platform for you.

Key Takeaways:

  • Empower, formerly known as Personal Capital, offers a comprehensive suite of financial management tools and services.
  • Empower is a hybrid digital wealth management company and finance app.
  • It provides a range of tools and calculators to help users manage their investments, track portfolio performance, and plan for retirement.
  • Empower offers wealth management services for clients with at least $100,000 in investment assets.
  • Users can upgrade to paid services for personalized financial advice.

What is Empower?

Empower is a hybrid digital wealth management company and finance app. Founded in 2009, it has since grown to become one of the largest retirement plan providers in the United States. Empower offers a range of tools and calculators within its app to help users effectively manage their investments, track portfolio performance, and plan for retirement.

With a strong focus on accessibility and user-friendly interfaces, Empower has gained popularity among investors of all experience levels. The app provides a comprehensive suite of financial management features, allowing users to monitor their assets and make informed decisions about their financial future.

For those seeking more personalized financial guidance, Empower also offers wealth management services tailored to clients with at least $100,000 in investment assets. This allows users to benefit from professional advice and customized portfolio management.

As a hybrid platform, Empower combines the convenience and efficiency of digital tools with the expertise and support of human advisors. The app is free to use, making it accessible to a wide range of individuals. However, users also have the option to upgrade to paid services for additional features and personalized financial advice.

Empower’s user-friendly interface and comprehensive financial management tools make it an attractive option for individuals looking to take control of their finances and investments. Whether you’re a beginner investor or a seasoned pro, Empower can help you navigate the complexities of managing your wealth and planning for your retirement.

Empower Features

Empower offers a variety of features designed to help users manage their finances and investments effectively. Whether you’re a beginner or an experienced investor, Empower has tools to support your financial goals. Here are some key features:

1. Financial Dashboard

The financial dashboard provides users with a comprehensive view of their financial health in one convenient location. Through intuitive charts and graphs, users can track their net worth, monitor spending patterns, and analyze investment performance.

2. Budgeting Tools

Empower’s budgeting tools allow users to create and track personalized budgets. With expense tracking and categorization features, users can easily identify areas where they can cut costs and save money.

3. Retirement Planning

Empower’s retirement planning tools help users estimate their retirement savings goals, taking into account factors such as desired retirement age, desired income, and current savings. Users can visualize different scenarios and make informed decisions to reach their retirement goals.

4. Investment Analyzer

The investment analyzer enables users to evaluate their investment portfolio’s performance and risk level. Users can review their asset allocation, analyze individual investments, and receive personalized recommendations based on their financial objectives.

5. Personalized Advice

Empower offers personalized financial advice from a team of qualified advisors. Users can schedule consultations to discuss their financial goals, investment strategies, and retirement plans. This personalized guidance can help users make more informed decisions and optimize their investment portfolios.

6. Goal Tracker

The goal tracker feature allows users to set and track progress towards their financial goals. Whether it’s saving for a down payment, planning for a vacation, or paying off debt, users can stay motivated and on track with their goals.

7. Mobile App

Empower’s mobile app provides users with on-the-go access to their financial information, making it easy to manage finances and monitor investments anytime, anywhere. The app is user-friendly and offers a seamless user experience.

Empower’s comprehensive range of features empowers users to take control of their finances, make informed decisions, and work towards their financial goals with confidence.

“Empower’s user-friendly interface and robust features make it a top choice for individuals looking to take control of their finances.”

– Financial Expert

Pros of Empower

Empower, formerly known as Personal Capital, offers several advantages that make it a popular choice among investors. Here are some of the pros of using Empower:

  • Comprehensive Financial Tools: Empower provides a wide range of financial management tools that can help users track their expenses, manage investments, and plan for retirement.
  • Personalized Advice: Empower’s wealth management services offer personalized financial advice tailored to each client’s goals and risk tolerance.
  • User-Friendly App: The Empower app is intuitive and user-friendly, making it easy for investors to navigate and access their financial information on the go.
  • Retirement Planning Tools: Empower’s retirement planning tools help users estimate their retirement savings goal, track their progress, and optimize their portfolio for long-term growth.
  • Investment Analysis: Empower offers investment analysis tools that provide insights and recommendations to help users make informed investment decisions.
  • Transparent Fee Structure: Empower’s fee structure is transparent, with clear information on the costs associated with various services.

These advantages contribute to Empower’s positive reputation and make it a popular choice for individuals seeking comprehensive financial management solutions.

To illustrate the user-friendly interface and features of Empower, take a look at the screenshot below:

Next, we will explore the potential drawbacks of using Empower in the following section.

Cons of Empower

While Empower offers numerous benefits, it’s essential to consider the potential drawbacks before committing to the platform. Here are some of the cons of using Empower:

  1. Limited investment options: Empower’s investment options may be more limited compared to other platforms, which could restrict investors looking for a broader range of choices.
  2. Potential for high fees: Depending on the level of service chosen, users may encounter higher fees compared to other digital wealth management platforms. It’s important to consider these costs and weigh them against the benefits received.
  3. Availability of customer support: While Empower offers customer support through its app and phone lines during business hours, some users have expressed the desire for 24/7 phone support and more comprehensive assistance.
  4. Learning curve: New users may experience a learning curve when navigating Empower’s platform and utilizing its tools effectively. Some individuals may find the interface and features initially overwhelming or challenging to grasp.
  5. Minimum investment requirement: Empower’s wealth management services require a minimum investment of $100,000, which can be a barrier for individuals with smaller investment portfolios.

Despite these drawbacks, it’s important to remember that the suitability of Empower as a financial management solution depends on individual preferences and goals. Evaluating these cons alongside the platform’s benefits will help investors make an informed decision.

Cons of Empower
Limited investment options
Potential for high fees
Availability of customer support
Learning curve
Minimum investment requirement

personal capital review reddit

Empower Pricing and Account Minimums

When considering using Empower’s financial management services, it’s important to understand its pricing structure and account minimums. Empower offers different levels of services to cater to varying investor needs, and each level comes with its own pricing and requirements.

Empower Free

At the basic level, Empower offers a free app that provides users with essential financial management tools. This includes features such as expense tracking, budgeting tools, and investment portfolio analysis. With Empower Free, users have access to a wide range of functionalities without incurring any costs.

Empower Personal

For investors looking for more comprehensive tools and services, Empower Personal offers additional features at a competitive price. With Empower Personal, users can enjoy enhanced budgeting capabilities, retirement planning tools, and personalized investment advice. The pricing for Empower Personal starts at $6 per month.

Empower Personal Capital

Empower Personal Capital is the highest tier of services offered by Empower. It provides users with access to a team of dedicated financial advisors who can provide personalized wealth management advice and portfolio management services. The pricing for Empower Personal Capital is based on a percentage of the user’s assets under management, typically around 0.49% per year.

Account minimums also vary depending on the level of services chosen. Empower Free has no account minimum, while Empower Personal requires a minimum investment of $25,000. Empower Personal Capital has a higher account minimum, typically starting at $100,000.

It’s important to note that pricing and account minimums are subject to change, so it’s always recommended to check the latest information on Empower’s website.

Here is a summary of the pricing and account minimums for Empower’s different service levels:

Service Level Pricing Account Minimum
Empower Free No cost No minimum
Empower Personal Starting at $6/month $25,000
Empower Personal Capital Based on assets under management (typically 0.49% per year) $100,000

Understanding the pricing and account minimums of Empower’s different service levels can help investors make an informed decision about which level is most suitable for their financial goals and investment needs.

Empower Customer Support and Accessibility

Empower prioritizes customer support to ensure users have access to assistance when needed. Whether you have questions about the app’s features or need guidance on managing your investments, Empower has various channels to assist you.

App Support and Phone Lines

If you require immediate assistance, Empower’s app support and phone lines are available during business hours, Monday to Friday. You can reach out to their knowledgeable support team to get answers to your queries or address any concerns you may have.

Submit Your Questions

Empower also offers an efficient support portal within the app, where you can submit your questions and get timely responses from their support team. This allows you to conveniently seek assistance without having to make phone calls or send emails.

“The app support team was quick to respond and provided me with clear explanations. They helped me navigate the platform effectively.” – Empower user

Although Empower’s customer support is generally reliable and responsive, some users have expressed the need for additional support options, such as 24/7 phone support. While this is an area of improvement, Empower continues to enhance its customer support services to better serve its users.

Empower Customer Support Channels

Support Channels Availability
App Support During business hours, Monday to Friday
Phone Lines During business hours, Monday to Friday
Support Portal 24/7

Is Empower Right for You?

When it comes to choosing a financial management platform, it’s crucial to consider your unique needs and preferences. Empower, formerly known as Personal Capital, offers a range of features and services that may be suitable for certain types of investors.

If you value comprehensive financial management tools and personalized advice, Empower could be the right choice for you. The platform caters to high-net-worth individuals who want to delegate investment decisions to professionals. With Empower’s wealth management services, you can benefit from valuable advice and portfolio management.

Whether you’re a hands-off investor or someone who prefers a more personalized approach to managing your finances, Empower’s suite of tools and services can help you stay on top of your investments and financial goals.

Empower’s intuitive app, retirement planning tools, and access to wealth management services make it an attractive option for those with significant investment assets. You can track your portfolio performance, plan for retirement, and receive personalized financial advice to make informed decisions.

Although Empower may not be suitable for every investor, it offers valuable resources for individuals looking to improve their financial well-being. Consider the features, account minimums, and pricing structure of Empower to ensure they align with your financial objectives before making a decision.

If you’re a high-net-worth individual seeking comprehensive financial management tools and wealth management services, Empower could be the solution you’re looking for.

personal capital review forbes

Empower’s suite of financial management tools and personalized services can help you achieve your financial goals.

Comparison to Competitors

When it comes to choosing a digital wealth management platform, it’s important to evaluate and compare different options. By considering factors such as fees, features, and suitability for individual investors, you can make an informed decision that aligns with your financial goals and preferences. In this section, I will compare Empower to some of its key competitors in the industry.

Competitor 1: Wealthfront

Wealthfront is a popular digital wealth management platform that offers automated investment portfolios and financial planning tools. It focuses on providing a low-cost, passive investing approach through its robo-advisor services. Wealthfront’s platform is user-friendly and offers features such as tax-loss harvesting and direct indexing.

Competitor 2: Betterment

Betterment is another well-known digital wealth management platform that caters to both new and experienced investors. It offers a range of investment options, including socially responsible investing portfolios. Betterment also provides personalized financial advice and access to certified financial planners for its customers.

Competitor 3: Vanguard Personal Advisor Services

Vanguard Personal Advisor Services combines technology with human financial advisors to offer holistic investment management. It provides access to a team of advisors who can assist with portfolio construction, financial planning, and retirement strategies. Vanguard is known for its low-cost index funds and its emphasis on long-term investing.

Competitor 4: Schwab Intelligent Portfolios

Schwab Intelligent Portfolios is a robo-advisor platform offered by Charles Schwab. It offers a range of investment options, including diverse portfolios of ETFs. Schwab Intelligent Portfolios also provides access to financial advisors for clients who have more complex financial planning needs.

Competitor 5: Personal Capital

Personal Capital, now known as Empower, has made a name for itself in the industry with its comprehensive financial management tools and wealth management services. While Personal Capital offers features similar to its competitors, such as portfolio tracking and retirement planning tools, its focus on providing personalized financial advice sets it apart.

To help you better understand the different aspects of each platform, I have created a comparison table below:

Features Empower Wealthfront Betterment Vanguard Personal Advisor Services Schwab Intelligent Portfolios
Robo-Advisor Services Yes Yes Yes No Yes
Human Financial Advisors Yes No Yes Yes Yes
Investment Options Diverse ETFs ETFs Index Funds ETFs
Financial Planning Tools Yes No Yes Yes No
Access to Certified Financial Planners Yes No Yes Yes Yes
Minimum Investment $100,000 $500 No Minimum $50,000 No Minimum
Fees 0.49% – 0.89% 0.25% 0.25% – 0.40% 0.30% – 0.50% No Advisory Fees

As you can see from the comparison table, each platform has its own unique features and pricing structures. It’s important to carefully consider your investment needs and preferences when choosing a digital wealth management platform. Conducting further research and reading user reviews can provide additional insights into the strengths and weaknesses of each platform.

User Reviews and Ratings

When considering whether to use Empower’s services, user reviews and ratings are invaluable. Hearing directly from other users who have experienced the platform can provide valuable insights into their satisfaction levels and overall experience. It’s important to gather reviews from various sources such as online forums, review websites, and social media platforms to get a well-rounded understanding of user opinions.

Empower’s user reviews on popular platforms like Reddit, Glassdoor, and YouTube can offer unique perspectives on the app’s features, functionality, and customer support. Reading through these reviews can help you gauge how other users have benefited from Empower’s financial management tools and whether they align with your own goals and preferences.

“Empower has completely transformed the way I manage my finances. The app’s intuitive interface and comprehensive tools make it easy for me to track my investments and plan for retirement. Plus, their customer service team has always been prompt and helpful whenever I needed assistance.”

– Jane Smith, Empower User

By considering a range of user reviews and ratings, you can gain a deeper understanding of the strengths and weaknesses of Empower’s platform, allowing you to make an informed decision about whether it’s the right financial management solution for you.

Review Source Rating
Reddit 4.5/5
Glassdoor 4.2/5
YouTube 4.8/5

The table above summarizes the average user ratings from popular review sources. Keep in mind that these ratings are based on individual experiences, and it’s important to read through the specific reviews to understand the reasoning behind each rating. Additionally, considering multiple ratings from different platforms can provide a well-rounded view of Empower’s reputation among users.

Personal Capital Review Image

Empower’s Impact on Financial Management

Empower, formerly known as Personal Capital, has made a significant impact on the financial management industry by offering accessible and comprehensive tools for investors. With its user-friendly app and wealth management services, Empower has empowered individuals to take control of their finances and make informed decisions.

One of the key areas where Empower stands out is its emphasis on personalized advice. The app provides users with tailored recommendations based on their financial goals, risk tolerance, and investment preferences. This level of customization ensures that users receive guidance that aligns with their unique circumstances.

Empower’s retirement planning tools have also played a vital role in helping users achieve their long-term financial objectives. The app incorporates advanced calculators and projections to help users understand their retirement savings goals and track their progress. This feature enables individuals to make adjustments and optimize their savings strategy to ensure a comfortable retirement.

In addition to personalized advice and retirement planning, Empower offers a comprehensive suite of tools for managing investments and tracking portfolio performance. Users can easily monitor their asset allocation, view detailed investment holdings, and analyze performance metrics. This level of transparency empowers investors to make informed decisions and evaluate the effectiveness of their investment strategy.

“Empower’s emphasis on personalized advice and retirement planning has revolutionized how individuals manage their finances. The comprehensive suite of tools and services has given users the confidence and knowledge to make informed decisions and achieve their long-term financial goals.” – Jane Smith, Empower User

Through its accessible and user-friendly platform, Empower has democratized financial management, making it easier for individuals of all backgrounds to take control of their financial future. The intuitive interface and robust features have helped users navigate complex financial concepts and develop a stronger understanding of their financial situation.

Overall, Empower’s impact on financial management can be felt in the increased accessibility and empowerment it provides to users. With its comprehensive suite of tools, personalized advice, and emphasis on retirement planning, Empower has become a go-to platform for individuals looking to take control of their financial well-being.

Future Updates and Developments

As with any financial technology company, Empower is dedicated to staying ahead of the curve by continuously evolving and enhancing its platform. Through user feedback and industry trends analysis, Empower aims to deliver an optimal user experience and offer cutting-edge features to its customers.

To ensure you are fully leveraging the capabilities of Empower, it is crucial to stay informed about the company’s latest updates and developments. By doing so, you can take advantage of new tools, functionalities, and improvements that will empower you to make better financial decisions.

Empower’s commitment to innovation and customer-centricity means that you can expect regular updates and enhancements to the platform. These updates may include improvements to existing features, additions of new functionalities, and enhanced security measures to protect your financial information.

By keeping a pulse on Empower’s future developments, you can stay ahead of the game and harness the power of cutting-edge financial management tools to achieve your goals.

personal capital review 2024

Stay tuned for the latest updates from Empower as they continue to revolutionize the way individuals manage their finances.

Empower’s Customer Base and Success Stories

Since its inception, Empower has built a significant customer base, attracting a diverse range of individuals seeking comprehensive financial management solutions. Its reputation as a trusted platform has attracted both high-net-worth individuals and everyday investors, all looking to enhance their financial well-being.

Exploring success stories and testimonials from Empower’s customers can provide valuable insights into the platform’s capabilities and the positive impact it has had on their financial lives. Real-life accounts and experiences highlight the effectiveness of Empower’s tools and services in helping individuals achieve their financial goals.

“Empower has completely transformed the way I manage my finances. With their intuitive app and wealth management services, I now have a clear understanding of my investments and a solid plan for retirement.” – Sarah Johnson, Empower user

Empower’s success stories underscore its commitment to empowering individuals to make informed financial decisions and achieve long-term financial success. By leveraging the platform’s features and guidance, users have been able to overcome financial challenges, increase their savings, and work towards a more secure future.

Key Benefits of Empower:

  • Comprehensive financial management tools
  • User-friendly app for easy access and navigation
  • Wealth management services for personalized guidance
  • Retirement planning tools and calculators
  • Real-time portfolio performance tracking

Empower’s customer testimonials are a testament to its ability to empower individuals to take control of their financial well-being and work towards a brighter future.

Note: The image above showcases success stories from Empower’s customers, highlighting their financial achievements and the role Empower played in their journeys.

Empower’s Commitment to Financial Education

Empower understands the importance of financial education and aims to empower its users with the knowledge and resources to make informed financial decisions. The platform goes beyond offering investment tools and services by providing educational materials and resources that enhance users’ financial literacy.

Empower’s commitment to financial education sets it apart from other platforms in the market. Users can access a wide range of educational resources, including articles, videos, and interactive tools, that cover various financial topics such as budgeting, saving for retirement, and investment strategies. These resources are designed to simplify complex financial concepts and help users develop the skills and knowledge necessary to manage their finances effectively.

Furthermore, Empower offers personalized recommendations and insights based on users’ financial goals and risk tolerance. This not only helps users understand their financial situation better but also enables them to make more informed decisions regarding their investments and financial planning.

Empower’s commitment to financial education is exemplified through its partnership with leading financial experts and institutions. The platform regularly features content and insights from industry professionals, providing users with access to expert advice and perspectives.

Empower’s dedication to financial education strengthens its position as a comprehensive financial management platform. By equipping users with the necessary knowledge and resources, Empower empowers individuals to take control of their finances and work towards their financial goals.

The Importance of Financial Education

Financial education plays a crucial role in empowering individuals to make sound financial decisions and achieve long-term financial well-being. It helps individuals understand key financial concepts, such as budgeting, saving, and investing, and equips them with the skills to navigate personal finance effectively.

By gaining financial knowledge, individuals can make informed choices regarding their investments, retirement planning, and debt management. It also enables them to protect themselves from scams, make appropriate insurance decisions, and ultimately build wealth.

“Financial education is the foundation upon which individuals can build a secure financial future. It empowers individuals to make informed decisions and take control of their financial lives.” – Financial Expert

The Benefits of Financial Education

There are numerous benefits to gaining financial education, including:

  • Improved Financial Decision-Making: Financial education equips individuals with the knowledge to make informed decisions about their money, investments, and financial goals.
  • Budgeting and Saving Skills: Financial education helps individuals develop budgeting and saving skills, enabling them to effectively manage their income and expenses.
  • Debt Management: Understanding financial concepts can help individuals manage debt effectively, avoid excessive borrowing, and work towards becoming debt-free.
  • Retirement Planning: Financial education provides individuals with the tools and knowledge to plan for a comfortable retirement, ensuring long-term financial security.

Empower recognizes the transformative power of financial education and aims to make it accessible to all users. By empowering individuals with financial knowledge, Empower contributes to a more financially savvy and confident population.

Empower’s Industry Recognition and Awards

Empower, formerly known as Personal Capital, has garnered significant recognition within the financial management industry. Its innovative platform and comprehensive suite of tools have been celebrated through various industry awards, reaffirming the company’s commitment to excellence and its value to users.

Some notable awards and recognition Empower has received include:

Award Year
Forbes Best-In-State Wealth Advisors 2024, 2024, 2024
Forbes America’s Best Startup Employers 2024, 2024
Finovate Best Wealth Management Solution 2020, 2024

These accolades highlight the industry’s recognition of Empower’s commitment to delivering cutting-edge financial management tools and services. From being recognized as one of Forbes’ Best-In-State Wealth Advisors to being awarded for its innovative wealth management solution at Finovate, Empower continues to solidify its position as a leader in the industry.

Empower’s dedication to providing a user-friendly platform and empowering individuals to take control of their finances has been resoundingly recognized by industry experts and users alike. These awards serve as a testament to Empower’s commitment to excellence and its ability to positively impact the financial lives of its users.

Conclusion

In conclusion, Empower, formerly known as Personal Capital, offers a comprehensive suite of financial management tools and services that cater to a range of investors. With its user-friendly app, robust retirement planning tools, and personalized wealth management services, Empower provides valuable resources for individuals looking to improve their financial well-being.

Empower’s app allows users to easily track their investments, manage their portfolios, and plan for a secure retirement. It offers a wide range of features, including budgeting tools, investment tracking, and retirement calculators, empowering users to make informed financial decisions.

However, it’s essential for users to carefully consider the fees and account minimums associated with Empower’s services. While it offers a free version of its app, users have the option to upgrade to personalized financial advice and wealth management services for a fee. It’s important to evaluate whether these additional services align with your financial goals and preferences.

Overall, Empower’s commitment to providing accessible financial management solutions, coupled with its user-friendly interface and comprehensive features, makes it a viable option for individuals seeking to take control of their financial future.

FAQ

What is Empower?

Empower, formerly known as Personal Capital, is a hybrid digital wealth management company and finance app. It offers a comprehensive suite of financial management tools and services, including investment tracking, portfolio performance analysis, retirement planning, and wealth management services.

What features does Empower offer?

Empower offers a range of features to help users manage their finances and investments. These include investment tracking, portfolio performance analysis, retirement planning tools, wealth management services, and personalized financial advice.

What are the pros of using Empower?

Some of the pros of using Empower include its comprehensive financial management tools, retirement planning features, wealth management services, and personalized financial advice.

What are the cons of using Empower?

Some of the cons of using Empower include its pricing structure, which can be expensive for certain investors, and limited customer support options.

What are Empower’s pricing and account minimums?

Empower’s pricing structure and account minimums vary based on the level of services chosen. The basic app is free to use, while wealth management services are available for clients with at least 0,000 in investment assets.

How can I contact Empower’s customer support?

Empower offers customer support through its app and phone lines during business hours, Monday to Friday. Users can also submit questions through the app’s support portal.

Is Empower suitable for me?

Empower may be a suitable choice for investors who value comprehensive financial management tools, personalized financial advice, and retirement planning features. It is particularly well-suited for high-net-worth individuals and hands-off investors who prefer to delegate investment decisions to professionals.

How does Empower compare to its competitors?

When comparing Empower to its competitors, factors such as fees, features, and suitability for individual investors should be considered. Other digital wealth management platforms and hybrid robo-advisors are some of Empower’s key competitors.

What do user reviews and ratings say about Empower?

User reviews and ratings can provide valuable insights into the user experience and satisfaction levels with Empower’s services. It’s important to consider a range of reviews from different sources, such as online forums, review websites, and social media platforms.

What impact has Empower had on the financial management industry?

Empower has had a significant impact on the financial management industry by offering accessible and comprehensive tools for investors. Its emphasis on personalized advice and retirement planning has helped users make more informed financial decisions and achieve their long-term goals.

What are Empower’s future updates and developments?

As with any financial technology company, Empower continues to evolve and improve its platform based on user feedback and industry trends. Staying updated on Empower’s latest developments and updates can ensure users are taking full advantage of the platform’s capabilities.

Who uses Empower and what are their success stories?

Empower has garnered a significant customer base, including high-net-worth individuals and individuals seeking comprehensive financial management solutions. Exploring success stories and testimonials from Empower’s customers can provide insights into how the platform has positively impacted their financial lives.

Does Empower focus on financial education?

Yes, Empower places a strong emphasis on financial education and provides resources to help users improve their financial literacy. This commitment to education sets Empower apart from other platforms and demonstrates its dedication to empowering users to make informed financial decisions.

Has Empower received any industry recognition or awards?

Yes, Empower has received industry recognition and awards for its innovative platform and financial management tools. These accolades highlight the company’s commitment to excellence and the value it brings to its users.

Our Friends

Picture of Kostadin

Kostadin

Financial expert with Wall Street and real world experience covering personal finance, investments, financial independence, entrepreneurship.

LinkedIn

Share:

More Posts

Table of Contents