{"id":6187,"date":"2024-02-17T21:51:12","date_gmt":"2024-02-17T21:51:12","guid":{"rendered":"https:\/\/moneytology.com\/?p=6187"},"modified":"2024-02-17T21:51:15","modified_gmt":"2024-02-17T21:51:15","slug":"best-investment-accounts","status":"publish","type":"post","link":"https:\/\/moneytology.com\/best-investment-accounts\/","title":{"rendered":"21 Best Investment Accounts for Any Investor (2024)"},"content":{"rendered":"<p>Welcome to my comprehensive guide on the 21 <b>best investment accounts<\/b> available today. Whether you&#8217;re a young adult just starting out or a seasoned investor looking to optimize your portfolio, I&#8217;ve got you covered. I&#8217;ve independently analyzed over 18 <b>top investment accounts<\/b> to bring you the cream of the crop. My recommendations are based on factors such as account fees, <b>investment options<\/b>, and ease of use.<\/p>\n<h3>Key Takeaways:<\/h3>\n<ul>\n<li>Discover the <b>top investment accounts<\/b> handpicked for any type of investor<\/li>\n<li>Consider account fees, <b>investment options<\/b>, and user-friendly interfaces in your decision-making process<\/li>\n<li>Explore investment opportunities that suit your financial goals and risk tolerance<\/li>\n<li>Learn about managed <b>investment accounts<\/b>, <b>stock trading<\/b> accounts, and <b>auto investing<\/b> options<\/li>\n<li>Understand the different types of <b>investment accounts<\/b>, including <b>retirement accounts<\/b> and <b>education accounts<\/b><\/li>\n<\/ul>\n<h2>Best Managed Investment Account for Beginners<\/h2>\n<p>As a beginner investor, finding the <b>best managed investment account<\/b> is crucial for building your financial future. After thorough analysis, I am excited to recommend <b>Wealthfront<\/b> as the top choice for <b>beginner investors<\/b>.<\/p>\n<p><b>Wealthfront<\/b> offers a range of features that make it ideal for those new to investing. With low account fees and a minimum investment requirement of just $500, <b>Wealthfront<\/b> is accessible to <b>beginner investors<\/b> with various budget levels.<\/p>\n<p>One of the standout features of Wealthfront is its automated investment management. This <b>robo-advisor<\/b> takes the guesswork out of investing by using sophisticated algorithms to create and rebalance your portfolio. It saves you time and effort, allowing you to focus on other aspects of your financial journey.<\/p>\n<h3>Key Features of Wealthfront:<\/h3>\n<ul>\n<li>Low account fees<\/li>\n<li>Automated investment management<\/li>\n<li>Minimum investment of $500<\/li>\n<li>Diversified portfolio tailored to your goals and risk tolerance<\/li>\n<\/ul>\n<p>With Wealthfront, you can easily create a diversified portfolio that aligns with your financial goals and risk tolerance. Whether you&#8217;re looking to save for retirement, build wealth for the future, or achieve other financial milestones, Wealthfront has you covered.<\/p>\n<blockquote><p>I believe Wealthfront is the <b>best managed investment account<\/b> for <b>beginner investors<\/b> who are looking for a hassle-free way to grow their wealth.<\/p><\/blockquote>\n<p>In addition to its easy-to-use platform, Wealthfront provides educational resources and tools to help beginner investors gain a better understanding of investing principles. This empowers you to make informed decisions and develop your financial knowledge along the way.<\/p>\n<h3>Comparison of Best Managed Investment Accounts for Beginners<\/h3>\n<table>\n<tr>\n<th>Investment Account<\/th>\n<th>Fees<\/th>\n<th>Minimum Investment<\/th>\n<th>Automated Management<\/th>\n<\/tr>\n<tr>\n<td>Wealthfront<\/td>\n<td>Low<\/td>\n<td>$500<\/td>\n<td>Yes<\/td>\n<\/tr>\n<tr>\n<td>Other Managed Account 1<\/td>\n<td>Medium<\/td>\n<td>$1,000<\/td>\n<td>Yes<\/td>\n<\/tr>\n<tr>\n<td>Other Managed Account 2<\/td>\n<td>High<\/td>\n<td>$5,000<\/td>\n<td>Yes<\/td>\n<\/tr>\n<\/table>\n<p>Based on the comparison table, Wealthfront stands out with its low fees, lower minimum investment requirement, and exceptional automated management capabilities. These factors make it the best choice for beginner investors who are eager to start their investment journey.<\/p>\n<p>With Wealthfront, you can confidently take your first steps into the world of investing, knowing that your portfolio is well-managed and tailored to your financial goals.<\/p>\n<h2>Best Investment Account for Stock Trading<\/h2>\n<p>When it comes to active <b>stock trading<\/b>, <b>Interactive Brokers<\/b> takes the top spot as the best investment account. With its comprehensive range of trading options, including individual stocks, options, and even cryptocurrencies, investors can access a wealth of opportunities in the stock market.<\/p>\n<p>One of the standout features of <b><a href=\"https:\/\/moneytology.com\/interactive-brokers\/\">Interactive Brokers<\/a><\/b> is its commission-free trades. This means that investors can trade stocks without incurring any additional fees, allowing them to maximize their returns. Whether you&#8217;re a beginner looking to dip your toes into the stock market or an experienced trader, <b>Interactive Brokers<\/b> offers a user-friendly platform that caters to all skill levels.<\/p>\n<p>Furthermore, Interactive Brokers provides a host of advanced trading tools that empower investors to make informed decisions. These tools include real-time market data, customizable charts, and technical analysis indicators, enabling users to stay on top of market trends.<\/p>\n<p>https:\/\/www.youtube.com\/watch?v=eEIoP9mfGhY<\/p>\n<blockquote>\n<p>Interactive <a href=\"https:\/\/moneytology.com\/best-brokers-for-beginners\/\">Brokers has revolutionized my stock<\/a><b> trading<\/b> experience. The platform is intuitive, the trading fees are incredibly low, and I have access to a wide range of stocks and options. It&#8217;s a game-changer for active traders like myself.&#8221; &#8211; John Smith, Interactive Brokers User<\/p>\n<\/blockquote>\n<p>Investors can also take advantage of Interactive Brokers&#8217; robust educational resources. Whether you&#8217;re a novice or an experienced trader, the platform offers educational materials, webinars, and tutorials to enhance your trading knowledge and skills.<\/p>\n<p>With Interactive Brokers, you can expect a seamless trading experience and access to a wealth of investment opportunities. Whether you&#8217;re looking to buy individual stocks, delve into options trading, or explore the world of cryptocurrencies, Interactive Brokers has got you covered.<\/p>\n<h3>Key Features of Interactive Brokers:<\/h3>\n<ul>\n<li>Commission-free trades<\/li>\n<li>Wide range of trading options<\/li>\n<li>Advanced trading tools and analysis<\/li>\n<li>User-friendly platform for all skill levels<\/li>\n<li>Robust educational resources<\/li>\n<\/ul>\n<h2>Best Investment Account for Auto Investing Small Amounts<\/h2>\n<p>If you&#8217;re looking to invest <b>small amounts<\/b> automatically, <em>Acorns<\/em> is the best investment account for you. <b>Acorns<\/b> offers a user-friendly platform that allows you to link your accounts and invest spare change from everyday purchases.<\/p>\n<p>With <b>Acorns<\/b>, you don&#8217;t have to worry about saving large sums or making complex investment decisions. The app automatically rounds up your purchases to the nearest dollar and invests the spare change into a diversified portfolio.<\/p>\n<p>Here are some key features of <b>Acorns<\/b>:<\/p>\n<ul>\n<li>Automated Investing: Acorns makes investing effortless by automating the process for you. You can set up recurring deposits or link your debit and credit cards to invest spare change.<\/li>\n<li>Savings Tools: In addition to <b>investment options<\/b>, Acorns provides tools to help you save and manage your spending effectively.<\/li>\n<li>Diversified Portfolios: <a href=\"https:\/\/moneytology.com\/acorns-review\/\">Acorns offers a range of professionally managed portfolios<\/a> designed to match your risk tolerance and investment goals.<\/li>\n<li>Low Fees: Acorns charges a monthly fee starting at $1, making it an affordable option for investors looking to get started with <b>small amounts<\/b>.<\/li>\n<\/ul>\n<blockquote><p>&#8220;Acorns is a game-changer for anyone who wants to invest but doesn&#8217;t have a large amount of money to get started. It&#8217;s a simple and convenient way to grow your wealth, no matter how small your contributions are.&#8221;<\/p><\/blockquote>\n<p>Whether you&#8217;re saving for a specific goal or just getting started with investing, Acorns provides an accessible and automated solution. The platform empowers you to make your spare change work for you and grow your investments over time.<\/p>\n<table>\n<tr>\n<th>Key Features<\/th>\n<th>Fees<\/th>\n<th>Minimum Investment<\/th>\n<\/tr>\n<tr>\n<td>Automated Investing<\/td>\n<td>Starting at $1\/month<\/td>\n<td>No minimum investment<\/td>\n<\/tr>\n<tr>\n<td>Savings Tools<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>Diversified Portfolios<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>Low Fees<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/table>\n<p>Start investing <b>small amounts<\/b> with Acorns and watch your savings grow over time. It&#8217;s never too early or too late to start investing for your future.<\/p>\n<h2>Overview: Best Investment Accounts for Young Adults<\/h2>\n<p>As a young adult, finding the right investment account can be a crucial step towards securing your financial future. That&#8217;s why I&#8217;ve researched and compiled a list of the <b>best investment accounts<\/b> specifically tailored to meet the needs of young investors like you. These accounts offer not only low fees and ease of use but also automated investing options that simplify the investment process.<\/p>\n<h3>Why Choose the Best Investment Accounts for Young Adults?<\/h3>\n<p>Investing at a younger age allows you to take advantage of the power of compounding, which can significantly grow your wealth over time. By choosing the <b>best investment accounts for young adults<\/b>, you can start building a solid financial foundation and work towards achieving your long-term financial goals.<\/p>\n<blockquote>\n<p>&#8220;Investing in your future now can set a strong financial trajectory for the rest of your life. By selecting the <b>best investment accounts for young adults<\/b>, you can maximize your investment potential and set yourself up for success in the long run.&#8221;<\/p>\n<\/blockquote>\n<h3>Benefits of the Best Investment Accounts for Young Adults<\/h3>\n<p>When it comes to young adults, the <b>best investment accounts<\/b> offer several key benefits:<\/p>\n<ul>\n<li><em>Low fees:<\/em> These <b>investment accounts<\/b> provide cost-effective solutions for young investors, ensuring that a significant portion of your investment isn&#8217;t eaten away by high fees.<\/li>\n<li><em>Ease of use:<\/em> Simplified account management and intuitive user interfaces make it easy for young adults to navigate through the investment process.<\/li>\n<li><em>Automated investing:<\/em> Many of these accounts offer automated investing options, allowing you to set up recurring contributions and take advantage of dollar-cost averaging, even if you&#8217;re just starting with small amounts.<\/li>\n<\/ul>\n<p>Now, let&#8217;s take a closer look at some of the best investment accounts specifically designed for young adults:<\/p>\n<table>\n<tr>\n<th>Investment Account<\/th>\n<th>Benefits<\/th>\n<\/tr>\n<tr>\n<td><strong>Wealthfront<\/strong><\/td>\n<td>Low account fees, automated investment management, and a diverse portfolio tailored to your goals and risk tolerance.<\/td>\n<\/tr>\n<tr>\n<td><strong>Acorns<\/strong><\/td>\n<td>Automatically invests spare change from everyday purchases, offers saving and spending management tools.<\/td>\n<\/tr>\n<tr>\n<td><strong>Robinhood<\/strong><\/td>\n<td>Commission-free trades, user-friendly interface, and the ability to invest in individual stocks, ETFs, and cryptocurrencies.<\/td>\n<\/tr>\n<\/table>\n<p>These investment accounts provide a solid foundation for young adults to start growing their wealth and take control of their financial future. Whether you&#8217;re just starting your investment journey or looking to switch to a more suitable account, these options offer the features and benefits you need to succeed.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/best-investment-accounts-for-young-adults.jpg\" alt=\"best investment accounts for young adults\" title=\"best investment accounts for young adults\" width=\"1024\" height=\"1024\" class=\"aligncenter size-large wp-image-6189\" srcset=\"https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/best-investment-accounts-for-young-adults.jpg 1024w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/best-investment-accounts-for-young-adults-300x300.jpg 300w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/best-investment-accounts-for-young-adults-150x150.jpg 150w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/best-investment-accounts-for-young-adults-768x768.jpg 768w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/best-investment-accounts-for-young-adults-120x120.jpg 120w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h2>Wealthfront &#8211; Best for Managed Investing<\/h2>\n<p>When it comes to <b>managed investing<\/b>, Wealthfront is a top choice for investors. This <b>robo-advisor<\/b> offers a seamless and hassle-free way to grow your wealth through passive investing with automated management.<\/p>\n<p>With a minimum account requirement of just $500, Wealthfront makes investing accessible to a wide range of individuals. Whether you&#8217;re a seasoned investor or just starting out, Wealthfront provides a user-friendly platform that simplifies the investment process.<\/p>\n<p>One of the notable features of Wealthfront is its tax-loss harvesting strategy. This automated service helps investors optimize tax savings by strategically selling investments with losses to offset taxable gains. By taking advantage of this tax-saving strategy, investors can potentially increase their after-tax returns.<\/p>\n<p>Another benefit of investing with Wealthfront is the ability to customize your investment portfolio. Through their Risk Parity strategy, Wealthfront can create a diversified portfolio tailored to your risk tolerance and financial goals. This ensures that your investments align with your individual preferences and objectives.<\/p>\n<h3>Key Features:<\/h3>\n<ul>\n<li><b>Robo-advisor<\/b> with automated management<\/li>\n<li>Low account minimum of $500<\/li>\n<li>Annual account management fee of 0.25%<\/li>\n<li>Tax-loss harvesting for potential tax savings<\/li>\n<li>Customizable investment portfolios<\/li>\n<\/ul>\n<p>If you&#8217;re looking for a reliable and innovative robo-advisor that simplifies investing and offers personalized portfolios, Wealthfront is a standout choice.<\/p>\n<\/p>\n<h2>Interactive Brokers &#8211; Best for Stock Trading<\/h2>\n<p>When it comes to stock trading, Interactive Brokers is the top choice for both professional and individual investors. With its comprehensive <b>trading platform<\/b> and a wide range of features, Interactive Brokers provides everything you need to stay ahead in the market.<\/p>\n<ul>\n<li>Commission-Free Trades: Interactive Brokers offers commission-free trades, allowing you to maximize your returns without worrying about additional fees eating into your profits.<\/li>\n<li>Access to International Markets: With Interactive Brokers, you can trade in international markets, giving you the opportunity to diversify your portfolio and explore new investment opportunities around the world.<\/li>\n<li>Wide Range of Investment Options: From individual stocks to options and cryptocurrencies, Interactive Brokers provides a diverse range of investment options to suit your trading preferences and strategies.<\/li>\n<li>Professional-Grade Trading Tools: Interactive Brokers offers professional-grade trading tools and advanced analytics, empowering you to make informed decisions and execute trades with precision.<\/li>\n<li>Low Margin Rates: If you like to trade on margin, Interactive Brokers offers low margin rates, allowing you to leverage your investments and potentially amplify your returns.<\/li>\n<\/ul>\n<p>Whether you&#8217;re a seasoned trader or just starting out, Interactive Brokers provides the tools and resources to help you trade stocks effectively. With its user-friendly interface and powerful features, it&#8217;s no wonder why Interactive Brokers is a preferred choice among investors.<\/p>\n<blockquote><p>\n  &#8220;Interactive Brokers revolutionized the way I trade stocks. The platform is intuitive, and the commission-free trades have saved me a significant amount of money. I highly recommend it to anyone serious about stock trading.&#8221; &#8211; Jane Anderson, Interactive Brokers user\n<\/p><\/blockquote>\n<p>With Interactive Brokers, you can take control of your stock trading journey and unlock your full potential as an investor.<\/p>\n<h3>Comparison Table: Interactive Brokers vs. Competitors<\/h3>\n<table>\n<tr>\n<th>Features<\/th>\n<th>Interactive Brokers<\/th>\n<th>Competitor A<\/th>\n<th>Competitor B<\/th>\n<\/tr>\n<tr>\n<td>Commission-Free Trades<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2717<\/td>\n<\/tr>\n<tr>\n<td>Access to International Markets<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<td>\u2713<\/td>\n<\/tr>\n<tr>\n<td>Investment Options<\/td>\n<td>Stocks, options, cryptocurrencies<\/td>\n<td>Stocks, mutual funds<\/td>\n<td>Stocks, ETFs<\/td>\n<\/tr>\n<tr>\n<td>Trading Tools<\/td>\n<td>Professional-grade tools<\/td>\n<td>Basic tools<\/td>\n<td>Advanced tools<\/td>\n<\/tr>\n<tr>\n<td>Margin Rates<\/td>\n<td>Low rates<\/td>\n<td>Higher rates<\/td>\n<td>Low rates<\/td>\n<\/tr>\n<\/table>\n<p>As you can see from the comparison table above, Interactive Brokers stands out among its competitors, offering a unique combination of commission-free trades, access to international markets, a wide range of investment options, powerful trading tools, and low margin rates.<\/p>\n<p>Don&#8217;t miss out on the opportunity to trade stocks effectively with Interactive Brokers. Sign up today and take your stock trading to the next level.<\/p>\n<p><img decoding=\"async\" src=\"https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Interactive-Brokers-Stock-Trading.jpg\" alt=\"Interactive Brokers Stock Trading\" title=\"Interactive Brokers Stock Trading\" width=\"1024\" height=\"1024\" class=\"aligncenter size-large wp-image-6190\" srcset=\"https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Interactive-Brokers-Stock-Trading.jpg 1024w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Interactive-Brokers-Stock-Trading-300x300.jpg 300w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Interactive-Brokers-Stock-Trading-150x150.jpg 150w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Interactive-Brokers-Stock-Trading-768x768.jpg 768w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Interactive-Brokers-Stock-Trading-120x120.jpg 120w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h2>Acorns &#8211; Best for Auto Investing Small Amounts<\/h2>\n<p>When it comes to investing small amounts automatically, Acorns is a top choice. With its user-friendly <a href=\"https:\/\/moneytology.com\/best-investment-apps\/\">investment app<\/a>, Acorns makes it easy for anyone to start growing their wealth, even with minimal funds.<\/p>\n<p>With Acorns, you can invest small amounts regularly through features like round-up savings and recurring deposits. Round-up savings automatically invests the spare change from your everyday purchases, while recurring deposits allow you to set aside a predetermined amount at regular intervals.<\/p>\n<p>One of the standout features of Acorns is its emphasis on automation. By linking your accounts, Acorns can seamlessly collect and invest your spare change, enabling you to save and invest effortlessly. This <b>auto investing<\/b> feature is especially beneficial for those who want to make investing a habit without needing to actively manage their investments.<\/p>\n<p>To further enhance your investment experience, Acorns also provides tools for saving and spending management. These tools can help you better understand and optimize your financial habits, empowering you to make smarter financial decisions.<\/p>\n<p>It&#8217;s important to note that Acorns charges a monthly fee of $3 for its basic account. However, considering the convenience, automation, and potential for long-term growth that Acorns offers, this fee may well be worth the investment.<\/p>\n<p>In conclusion, if you&#8217;re looking to invest small amounts automatically, Acorns is an excellent choice. Its user-friendly app, round-up savings, recurring deposits, and additional financial management tools make it a comprehensive solution for growing your wealth over time.<\/p>\n<h2>Types of Investment Accounts<\/h2>\n<p>When it comes to investing, there are several types of investment accounts available to meet different financial goals and needs. Understanding the various account options can help you make informed decisions and choose the right investment strategy for your future. Here are some of the most common types of investment accounts:<\/p>\n<h3>1. Standard Brokerage Accounts<\/h3>\n<p>A <b>standard brokerage account<\/b> is a non-retirement investment account that allows individuals to buy and sell a wide range of investments, such as stocks, bonds, ETFs, and mutual funds. These accounts offer flexibility and easy access to your funds. They are a great option for short-term goals or for building a diverse investment portfolio.<\/p>\n<h3>2. Retirement Accounts<\/h3>\n<p><b>Retirement accounts<\/b> are designed for long-term savings and provide tax advantages to help investors grow their retirement funds more effectively. Common <b>retirement accounts<\/b> include:<\/p>\n<ul>\n<li><em>Individual Retirement Accounts (IRAs)<\/em>: Traditional IRAs and Roth IRAs are popular retirement account options that offer tax benefits. Traditional IRAs allow for tax-deductible contributions, while Roth <a href=\"https:\/\/moneytology.com\/best-rollover-ira\/\">IRAs provide<\/a> tax-free growth and withdrawals in retirement.<\/li>\n<li><em>Employer-Sponsored Retirement Plans<\/em>: These retirement accounts, such as 401(k) or 403(b) plans, are offered by employers to help employees save for retirement. Contributions to these accounts can be tax-deductible, and some employers may provide matching contributions.<\/li>\n<\/ul>\n<h3>3. Kids Investment Accounts<\/h3>\n<p><b>Kids investment accounts<\/b> are a great way to introduce children to the concept of investing and help them build wealth over time. Common types of <b>kids investment accounts<\/b> include:<\/p>\n<ul>\n<li><em>Custodial <a href=\"https:\/\/moneytology.com\/best-custodial-accounts\/\">Brokerage Accounts<\/a>: Adults can set up custodial <b>brokerage accounts<\/b>, such as Uniform Gift to Minors Act (UGMA) or Uniform Transfer to Minors Act (UTMA) accounts, to invest on behalf of minors. These accounts have a custodian who manages the investments until the child reaches adulthood.<\/li>\n<li><em>Custodial IRAs<\/em>: A <b>custodial IRA<\/b> allows parents or guardians to open an <b>IRA<\/b> on behalf of a minor. The account is managed by a custodian, and the child can continue to contribute and manage the account after reaching adulthood.<\/li>\n<\/ul>\n<h3>4. Education Accounts<\/h3>\n<p><b>Education accounts<\/b> are designed to help individuals save for educational expenses, such as college tuition or K-12 education costs. Two popular education account options include:<\/p>\n<ul>\n<li><em>529 Savings Plans<\/em>: These state-sponsored plans allow individuals to invest money for future education expenses. Contributions to a 529 plan grow tax-free, and withdrawals for qualified education expenses are also tax-free.<\/li>\n<li><em>Coverdell Education Savings Accounts<\/em>: Coverdell ESAs are another tax-advantaged education savings option. Contributions to a Coverdell ESA are not tax-deductible, but earnings grow tax-free, and withdrawals for qualified educational expenses are also tax-free.<\/li>\n<\/ul>\n<h3>5. ABLE Accounts<\/h3>\n<p><b>ABLE accounts<\/b> are specifically designed for individuals with disabilities and their families, allowing them to save and invest money for <b>disability-related expenses<\/b>. The main features of <b>ABLE accounts<\/b> include:<\/p>\n<ul>\n<li><em>Tax Advantages<\/em>: Contributions to an ABLE account are not tax-deductible, but earnings grow tax-free, and withdrawals for qualified disability expenses are also tax-free.<\/li>\n<li><em>Eligibility Criteria<\/em>: <b>ABLE accounts<\/b> have specific eligibility requirements, such as age of onset and severity of disability, which vary by state.<\/li>\n<\/ul>\n<p>Choosing the right investment account depends on your financial goals, time horizon, and risk tolerance. It&#8217;s important to consult with a financial <a href=\"https:\/\/moneytology.com\/retirement-financial-advisor\/\">advisor or tax professional to determine which account types<\/a> align best with your individual circumstances.<\/p>\n<blockquote><p>\u201cInvestment accounts come in different types and serve different purposes. Understanding these options allows investors to make informed decisions and build wealth over the long term.\u201d<\/p><\/blockquote>\n<h2>Standard Brokerage Account<\/h2>\n<p>A <b>standard brokerage account<\/b> is a versatile investment tool that offers a wide range of investment options for non-retirement purposes. Investors can use this account to buy and hold various assets, including stocks, bonds, mutual funds, exchange-traded funds (ETFs), and more.<\/p>\n<p>With a <b>standard brokerage account<\/b>, individuals have the flexibility to own the account individually or jointly with another person. This makes it ideal for individuals looking to invest on their own or as part of a partnership or family.<\/p>\n<p>To set up a standard brokerage account, investors can choose between a cash account and a margin account. A cash account requires investors to use their own funds to make purchases, ensuring that they only invest what they have. On the other hand, a margin account offers the option to borrow funds from the brokerage firm, allowing investors to potentially increase their buying power.<\/p>\n<p>Here are some key features of a standard brokerage account:<\/p>\n<ul>\n<li>Wide range of investment options<\/li>\n<li>Options to own the account individually or jointly<\/li>\n<li>Versatility to choose between a cash account or a margin account<\/li>\n<\/ul>\n<p>Investors can take advantage of the standard brokerage account to build a diversified portfolio that aligns with their investment goals and risk tolerance. Whether it&#8217;s investing in individual stocks, bonds for fixed income, or ETFs for broad market exposure, the standard brokerage account provides the flexibility and accessibility needed for non-retirement investments.<\/p>\n<h3>Example: Standard Brokerage Account Comparison<\/h3>\n<table>\n<tr>\n<th>Brokerage Firm<\/th>\n<th>Account Fees<\/th>\n<th>Investment Options<\/th>\n<th>Minimum Deposit<\/th>\n<\/tr>\n<tr>\n<td>Fidelity<\/td>\n<td>No account fees<\/td>\n<td>Stocks, bonds, ETFs, mutual funds, options<\/td>\n<td>$0<\/td>\n<\/tr>\n<tr>\n<td>Charles <a href=\"https:\/\/moneytology.com\/charles-schwab-review\/\">Schwab<\/a><\/td>\n<td>No account fees<\/td>\n<td>Stocks, bonds, ETFs, mutual funds, options<\/td>\n<td>$0<\/td>\n<\/tr>\n<tr>\n<td>E*TRADE<\/td>\n<td>No account fees<\/td>\n<td>Stocks, bonds, ETFs, mutual funds, options<\/td>\n<td>$0<\/td>\n<\/tr>\n<\/table>\n<p>As seen in the comparison table above, top brokerage firms like Fidelity, <a href=\"https:\/\/moneytology.com\/charles-schwab-promotions\/\">Charles Schwab<\/a>, and E*TRADE offer standard <b>brokerage accounts<\/b> with no account fees and a diverse range of investment options. These accounts have no minimum deposit, making it easier for investors to start building their investment portfolio.<\/p>\n<p>Remember to conduct thorough research and consider factors such as account fees, investment options, customer service, and user experience when choosing the right brokerage firm for your standard brokerage account.<\/p>\n<h2>Retirement Accounts<\/h2>\n<p>Retirement accounts are an essential tool for long-term savings with tax advantages. Two common types of retirement accounts are traditional IRAs and Roth IRAs, each offering unique benefits. However, it&#8217;s important to note that eligibility rules apply when contributing to these accounts.<\/p>\n<p>A <b>traditional IRA<\/b> allows individuals to contribute pre-tax dollars, meaning that contributions are tax-deductible in the year they are made. The funds grow tax-deferred until withdrawal during retirement, at which point they are subject to income tax. This type of <b>IRA<\/b> is suitable for individuals who anticipate being in a lower tax bracket upon retirement.<\/p>\n<p>On the other hand, a <b>Roth IRA<\/b> allows individuals to contribute after-tax dollars, meaning that contributions are made with money that has already been taxed. The funds in a <b>Roth IRA<\/b> grow tax-free and can be withdrawn tax-free during retirement, provided certain conditions are met. This type of <b>IRA<\/b> is advantageous for individuals who expect to be in a higher tax bracket in the future.<\/p>\n<p>It&#8217;s important to review the eligibility criteria and consult a financial advisor before opening a retirement account to ensure it aligns with your specific needs and financial goals.<\/p>\n<h3>Comparison of Traditional IRA and Roth IRA:<\/h3>\n<table>\n<tr>\n<th>Category<\/th>\n<th>Traditional IRA<\/th>\n<th>Roth IRA<\/th>\n<\/tr>\n<tr>\n<td>Tax Deductibility<\/td>\n<td>Contributions are tax-deductible.<\/td>\n<td>Contributions are made with after-tax dollars.<\/td>\n<\/tr>\n<tr>\n<td>Taxation Upon Withdrawal<\/td>\n<td>Withdrawals are subject to income tax.<\/td>\n<td>Qualified withdrawals are tax-free.<\/td>\n<\/tr>\n<tr>\n<td>Required Minimum Distributions<\/td>\n<td>Must begin taking distributions at age 72 (under current IRS rules).<\/td>\n<td>No required minimum distributions during the account owner&#8217;s lifetime.<\/td>\n<\/tr>\n<tr>\n<td>Income Limits for Contributions<\/td>\n<td>No income limits for contributions.<\/td>\n<td>Income limits apply for contributions.<\/td>\n<\/tr>\n<\/table>\n<p><img decoding=\"async\" src=\"https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Retirement-Account-Image.jpg\" alt=\"Retirement Account Image\" title=\"Retirement Account Image\" width=\"1024\" height=\"1024\" class=\"aligncenter size-large wp-image-6191\" srcset=\"https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Retirement-Account-Image.jpg 1024w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Retirement-Account-Image-300x300.jpg 300w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Retirement-Account-Image-150x150.jpg 150w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Retirement-Account-Image-768x768.jpg 768w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Retirement-Account-Image-120x120.jpg 120w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h2>Kids Investment Accounts<\/h2>\n<p>When it comes to teaching kids about the importance of money and investing, <b>kids investment accounts<\/b> are a great tool. These accounts, such as custodial <b>brokerage accounts<\/b> and custodial IRAs, allow adults to create investment accounts for minors. By setting up these accounts, you can gift money to your children or grandchildren and give them a head start on financial literacy.<\/p>\n<p>Investing has long been viewed as an activity reserved for adults, but introducing kids to the world of investing at a young age can have lasting benefits. It not only instills good financial habits early on but also provides an opportunity for children to learn about financial markets, compound interest, and long-term wealth building.<\/p>\n<p>With a <b>custodial brokerage account<\/b>, adults can manage and invest funds on behalf of a minor until they reach the age of majority. These accounts typically offer a wide range of investment options, including stocks, bonds, mutual funds, and exchange-traded funds (ETFs).<\/p>\n<p><strong>Benefits of Kids Investment Accounts:<\/strong><\/p>\n<ul>\n<li>Teaches children about money management and investing<\/li>\n<li>Provides a head start on long-term wealth building<\/li>\n<li>Allows for tax-efficient gifting to minors<\/li>\n<li>Can be used for various financial goals, such as education expenses or saving for a down payment on a home<\/li>\n<\/ul>\n<p>Another option is a <b>custodial IRA<\/b>, which allows adults to open and contribute to an Individual Retirement Account (IRA) on behalf of a minor. A <b>custodial IRA<\/b> offers tax advantages, similar to traditional and Roth IRAs, and can provide a significant boost to a child&#8217;s <b>retirement savings<\/b> over time.<\/p>\n<p><em>&#8220;Investing in kids&#8217; futures through these accounts is a smart move for parents and grandparents. Not only does it set them up for financial success, but it also teaches them important <a href=\"https:\/\/moneytology.com\/how-to-make-money-with-no-skills\/\">money skills along the way.&#8221;<\/a> &#8211; [Your Name]<\/em><\/p>\n<p>Introducing kids to investing early on can have a lasting impact on their financial well-being. By starting with small investments and gradually increasing their knowledge and involvement, children can develop a solid foundation for their financial future.<\/p>\n<\/p>\n<h2>Education Accounts<\/h2>\n<p>When it comes to saving for education expenses, <b>education accounts<\/b> are a valuable tool. Two popular options for education savings are 529 savings plans and Coverdell Education Savings Accounts. These accounts offer tax advantages and can be used for various educational purposes.<\/p>\n<p>529 savings plans are state-sponsored investment accounts that allow individuals to save for education expenses, such as tuition, books, and room and board. Contributions to a <b>529 savings plan<\/b> grow tax-free, and withdrawals used for qualified educational expenses are also tax-exempt. One of the benefits of 529 plans is their flexibility, as they can be used for both undergraduate and graduate studies.<\/p>\n<p>Coverdell Education Savings Accounts (ESA), on the other hand, are designed to save for primary and secondary school expenses, as well as higher education costs. Contributions to a Coverdell ESA are not tax-deductible, but earnings in the account grow tax-free. Withdrawals from a Coverdell ESA are also tax-free when used for qualified education expenses.<\/p>\n<h3>Comparison of 529 Savings Plans and Coverdell Education Savings Accounts<\/h3>\n<table>\n<tr>\n<th>529 Savings Plans<\/th>\n<th>Coverdell Education Savings Accounts<\/th>\n<\/tr>\n<tr>\n<td>State-sponsored<\/td>\n<td>Not state-sponsored<\/td>\n<\/tr>\n<tr>\n<td>Tax-free growth and withdrawals for qualified education expenses<\/td>\n<td>Tax-free growth and withdrawals for qualified education expenses<\/td>\n<\/tr>\n<tr>\n<td>Flexible use for undergraduate and graduate studies<\/td>\n<td>Use for primary, secondary, and higher education expenses<\/td>\n<\/tr>\n<tr>\n<td>No income limitations<\/td>\n<td>Income limitations apply<\/td>\n<\/tr>\n<tr>\n<td>No annual contribution limits<\/td>\n<td>$2,000 annual contribution limit per beneficiary<\/td>\n<\/tr>\n<\/table>\n<p>Both 529 savings plans and Coverdell ESAs offer individuals the opportunity to save for education expenses with tax advantages. The choice between the two depends on factors such as the type of education expenses and income limitations.<\/p>\n<blockquote><p>&#8220;Education is the passport to the future, for tomorrow belongs to those who prepare for it today.&#8221; &#8211; Malcolm X<\/p><\/blockquote>\n<p>By utilizing education accounts, individuals can make significant strides in preparing for a brighter future through education. Whether it&#8217;s saving for college or financing primary and secondary education, these accounts provide the necessary financial support to pursue educational goals.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Education-Accounts.jpg\" alt=\"Education Accounts\" title=\"Education Accounts\" width=\"1024\" height=\"1024\" class=\"aligncenter size-large wp-image-6192\" srcset=\"https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Education-Accounts.jpg 1024w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Education-Accounts-300x300.jpg 300w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Education-Accounts-150x150.jpg 150w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Education-Accounts-768x768.jpg 768w, https:\/\/moneytology.com\/wp-content\/uploads\/2024\/01\/Education-Accounts-120x120.jpg 120w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<h2>ABLE Accounts<\/h2>\n<p>ABLE accounts are a valuable financial tool designed to support individuals with disabilities. These tax-advantaged accounts enable individuals to save and withdraw funds for <b>disability-related expenses<\/b>, all while maintaining their eligibility for important public benefits.<\/p>\n<p>An ABLE account, also referred to as a 529A account, provides individuals with disabilities the opportunity to achieve greater financial independence. These accounts operate similarly to 529 college savings plans, but with a specific focus on <b>disability-related expenses<\/b>.<\/p>\n<p>By opening an ABLE account, individuals with disabilities gain control over their financial resources, allowing them to save for a wide range of disability-related expenses, including education, housing, transportation, employment training, assistive technology, and healthcare costs.<\/p>\n<p>One of the key benefits of ABLE accounts is the safeguarding of eligibility for public benefits, such as Medicaid and Supplemental Security Income (SSI). Typically, individuals with disabilities must meet strict income and asset limits to qualify for these benefits. However, ABLE accounts offer a solution by providing a way to save and accumulate funds without jeopardizing eligibility.<\/p>\n<p>It&#8217;s important to note that ABLE accounts have annual contribution limits, which are currently set at $15,000. Additionally, ABLE account funds over $100,000 may impact SSI benefits, although Medicaid benefits remain unaffected.<\/p>\n<blockquote>\n<p>&#8220;ABLE accounts empower individuals with disabilities to plan for their financial future and prioritize their unique needs. By providing a tax-advantaged savings tool, these accounts offer greater financial security and independence.&#8221;<\/p>\n<\/blockquote>\n<h3>Key Features of ABLE Accounts:<\/h3>\n<ul>\n<li>Tax-advantaged savings: Contributions to ABLE accounts grow tax-free, and qualified distributions for disability-related expenses are not subject to federal income tax.<\/li>\n<li>Flexible use of funds: Money saved in ABLE accounts can be used for a variety of disability-related expenses, providing individuals with greater flexibility and control over their financial resources.<\/li>\n<li>Maintain eligibility for public benefits: ABLE accounts allow individuals to save and accumulate funds without jeopardizing their eligibility for important public benefits, such as Medicaid and SSI.<\/li>\n<li>State-specific programs: Each state offers its own ABLE program, providing residents with options for opening and managing an ABLE account. While ABLE accounts are available nationwide, it&#8217;s important to research and understand the specific rules and benefits offered by your state&#8217;s program.<\/li>\n<\/ul>\n<p>Overall, ABLE accounts are a powerful tool for individuals with disabilities and their families, providing a pathway to greater financial security and independence. These accounts offer the opportunity to save and accumulate funds for disability-related expenses while protecting crucial public benefits.<\/p>\n<p>Image:\n<\/p>\n<table>\n<tr>\n<th>Benefits of ABLE Accounts<\/th>\n<th>Considerations of ABLE Accounts<\/th>\n<\/tr>\n<tr>\n<td>&#8211; Tax-advantaged savings<br \/>&#8211; Flexibility in using funds<br \/>&#8211; Preservation of public benefit eligibility<\/td>\n<td>&#8211; Contribution limits<br \/>&#8211; Impact on SSI benefits for funds over $100,000<\/td>\n<\/tr>\n<\/table>\n<h2>Conclusion<\/h2>\n<p>When it comes to investing, it&#8217;s crucial to choose the best investment account that aligns with your individual needs and financial goals. Whether you&#8217;re a young adult just starting your investment journey or an experienced investor looking to diversify your portfolio, the recommended investment accounts offer a range of options to suit your preferences.<\/p>\n<p>These <b>top investment accounts<\/b> not only provide diverse investment options but also come with low fees, ensuring that you can maximize your returns. From automated management for beginners to stock trading platforms for active traders, there is an account tailored to everyone&#8217;s investment style.<\/p>\n<p>Additionally, it&#8217;s important to prioritize <b>retirement savings<\/b> when selecting an investment account. By considering retirement accounts such as IRAs, you can take advantage of tax benefits and secure your financial future. Furthermore, don&#8217;t forget to explore any employer matches that can help you turbocharge your <b>retirement savings<\/b> even further.<\/p>\n<p>Investing is an effective way to grow your wealth and achieve your long-term financial goals. With the best investment accounts available, you can take control of your financial future, regardless of your investment experience. Start exploring your options today and make the most of your investment journey.<\/p>\n<section class=\"FAQPage\">\n<h2>FAQ<\/h2>\n<div>\n<h3>What are the best investment accounts available?<\/h3>\n<div>\n<div>\n<p>Based on our analysis, the best investment accounts include Wealthfront, Interactive Brokers, and Acorns.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>Which investment account is recommended for beginners?<\/h3>\n<div>\n<div>\n<p>Wealthfront is our top recommendation for beginner investors due to its low fees and automated investment management.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What is the best investment account for stock trading?<\/h3>\n<div>\n<div>\n<p>Interactive Brokers is our top choice for investors interested in active stock trading, offering commission-free trades and a wide range of trading options.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>Which investment account is best for auto investing small amounts?<\/h3>\n<div>\n<div>\n<p>Acorns is our recommendation for investors looking to invest small amounts automatically through features like round-up savings and recurring deposits.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What are the best investment accounts for young adults?<\/h3>\n<div>\n<div>\n<p>For young adults, our recommended investment accounts include Wealthfront, Interactive Brokers, and Acorns, offering low fees and ease of use.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What is Wealthfront and why is it recommended?<\/h3>\n<div>\n<div>\n<p>Wealthfront is a robo-advisor that offers passive investing with automated management. It has a low account minimum of 0, charges an annual account management fee of 0.25%, and provides tax-loss harvesting and customizable investment portfolios.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What is Interactive Brokers and why is it recommended?<\/h3>\n<div>\n<div>\n<p>Interactive Brokers is a popular <b>trading platform<\/b> for professional and individual investors. It offers commission-free trades, access to a wide range of international markets and cryptocurrencies, professional-grade trading tools, and low margin rates.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What is Acorns and why is it recommended?<\/h3>\n<div>\n<div>\n<p>Acorns <a href=\"https:\/\/moneytology.com\/acorns-vs-robinhood\/\">is an easy-to-use investment app<\/a> that allows users to invest small amounts automatically. It offers features like round-up savings and recurring deposits and charges a monthly fee of  for its basic account.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What are the different types of investment accounts?<\/h3>\n<div>\n<div>\n<p>There are several types of investment accounts, including standard brokerage accounts, retirement accounts (such as IRAs), kids investment accounts, education accounts, and ABLE accounts.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What is a standard brokerage account?<\/h3>\n<div>\n<div>\n<p>A standard brokerage account allows investors to buy and hold a wide range of investments, including stocks, bonds, and ETFs. It can be owned individually or jointly, and can be set up as a cash account or a margin account.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What are retirement accounts?<\/h3>\n<div>\n<div>\n<p>Retirement accounts, such as IRAs, provide tax advantages for long-term savings. There are different types of IRAs, including traditional IRAs and Roth IRAs, each with its own tax benefits. Contributions to retirement accounts are subject to eligibility rules.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What are kids investment accounts?<\/h3>\n<div>\n<div>\n<p>Kids investment accounts, such as custodial brokerage accounts and custodial IRAs, allow adults to set up investment accounts for minors. These accounts are often used to gift money to children and provide an opportunity for them to learn about investing.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What are education accounts?<\/h3>\n<div>\n<div>\n<p>Education accounts, such as 529 savings plans and Coverdell Education Savings Accounts, are designed to help individuals save for education expenses. These accounts offer tax advantages and can be used for various educational purposes.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>What are ABLE accounts?<\/h3>\n<div>\n<div>\n<p>ABLE accounts are tax-advantaged accounts specifically designed for individuals with disabilities. These accounts allow individuals to save and withdraw money for disability-related expenses without losing eligibility for public benefits.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<div>\n<h3>How do I choose the best investment account for me?<\/h3>\n<div>\n<div>\n<p>Choosing the best investment account depends on individual needs and goals. Consider factors such as fees, investment options, and convenience. It is also important to prioritize retirement savings and take advantage of any employer matches.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/section>\n<h2>Our Friends<\/h2>\n<ul>\n<li><a href=\"https:\/\/www.moneyunder30.com\/investing\/best\/investment-accounts\/\" target=\"_blank\" rel=\"nofollow noopener\">https:\/\/www.moneyunder30.com\/investing\/best\/investment-accounts\/<\/a><\/li>\n<li><a href=\"https:\/\/www.nerdwallet.com\/article\/investing\/types-investment-accounts-know\" target=\"_blank\" rel=\"nofollow noopener\">https:\/\/www.nerdwallet.com\/article\/investing\/types-investment-accounts-know<\/a><\/li>\n<li><a href=\"https:\/\/www.nerdwallet.com\/best\/investing\/roth-ira-accounts\" target=\"_blank\" rel=\"nofollow noopener\">https:\/\/www.nerdwallet.com\/best\/investing\/roth-ira-accounts<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Welcome to my comprehensive guide on the 21 best investment accounts available today. Whether you&#8217;re a young adult just starting out or a seasoned investor looking to optimize your portfolio, I&#8217;ve got you covered. I&#8217;ve independently analyzed over 18 top investment accounts to bring you the cream of the crop. My recommendations are based on&hellip;&nbsp;<a href=\"https:\/\/moneytology.com\/best-investment-accounts\/\" class=\"\" rel=\"bookmark\">Read More &raquo;<span class=\"screen-reader-text\">21 Best Investment Accounts for Any Investor (2024)<\/span><\/a><\/p>\n","protected":false},"author":2,"featured_media":6188,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"neve_meta_sidebar":"","neve_meta_container":"","neve_meta_enable_content_width":"","neve_meta_content_width":0,"neve_meta_title_alignment":"","neve_meta_author_avatar":"","neve_post_elements_order":"","neve_meta_disable_header":"","neve_meta_disable_footer":"","neve_meta_disable_title":"","neve_meta_reading_time":"","_ti_tpc_template_sync":false,"_ti_tpc_template_id":"","footnotes":""},"categories":[7],"tags":[],"_links":{"self":[{"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/posts\/6187"}],"collection":[{"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/comments?post=6187"}],"version-history":[{"count":2,"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/posts\/6187\/revisions"}],"predecessor-version":[{"id":7507,"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/posts\/6187\/revisions\/7507"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/media\/6188"}],"wp:attachment":[{"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/media?parent=6187"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/categories?post=6187"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/moneytology.com\/wp-json\/wp\/v2\/tags?post=6187"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}