Aspiration Review: A Comprehensive Look at Eco-Friendly Online Banking (2024)

Greetings, fellow banking enthusiasts! Today, I’m here to provide you with a detailed and honest review of Aspiration, the online-only financial institution that is revolutionizing the banking industry with its commitment to sustainability. If you’re searching for the best eco-friendly banking experience, look no further than Aspiration.

Aspiration offers their customers a unique banking experience through their Spend and Save account, which combines the convenience of a checking account with the benefits of a savings account. But what sets them apart from traditional banks is their dedication to the planet and society. With Aspiration, you can make a positive impact every time you use your money.

Now, let’s dive into the key features and benefits that Aspiration has to offer, so you can make an informed decision about your banking needs.

Key Takeaways:

• Aspiration is an online-only financial institution committed to eco-friendly banking.
• They offer the Spend and Save account, combining checking and savings features.
• Aspiration provides sustainability features such as cash back for spending with socially conscious businesses and carbon offsets for driving.
• Customers can choose between a basic account with no monthly fees or an Aspiration Plus account with additional benefits.
• Aspiration offers competitive interest rates on savings and cash back on purchases made with their debit card.

About Aspiration

Aspiration is a financial services company that is committed to sustainable banking practices. We believe in utilizing the power of finance to bring about positive change for people and the planet. Aspiration prioritizes social and environmental responsibility, ensuring that customers’ funds are always used to support ventures that benefit our world.

At Aspiration, we never invest in industries that harm the environment or society. Instead, we focus on investing in sustainable and socially conscious businesses that align with our values. This means that when you choose Aspiration as your financial partner, you can trust that your money is being used to make a difference.

In addition to our commitment to sustainable investing, we also donate a portion of our profits to charities that assist Americans in need. We believe in giving back to the community and supporting initiatives that promote financial well-being and social equality.

“We believe in utilizing the power of finance to bring about positive change for people and the planet.”

Aspiration is not just a financial institution, but rather a movement towards a better, more sustainable future. By banking with us, you can be a part of this movement and play a role in shaping a more conscious and responsible financial industry.

Aspiration’s Account Features

Aspiration offers the Spend and Save account, which is their flagship product for sustainable banking. This online-only account combines the convenience of a checking account with the growth potential of a savings account, allowing customers to manage their money efficiently and make a positive impact.

With the Spend and Save account, customers have options to suit their preferences. They can choose the basic account, which has no monthly fees, or upgrade to the Aspiration Plus account for additional benefits.

The Aspiration Plus account offers a higher interest rate on savings, making your money work harder for you. It’s the perfect choice for those looking to maximize their savings potential while contributing to sustainable banking.

But it doesn’t stop there. Aspiration goes beyond traditional banking by offering unique sustainability features. With every purchase made using the Aspiration debit card, customers have the opportunity to earn cash back when supporting socially conscious businesses. Additionally, Aspiration provides a personal impact score, allowing individuals to track their environmental and social impact.

The Benefits of Aspiration’s Account Features:

• Combines checking and savings features for convenience
• Choice between a basic account with no monthly fees or an Aspiration Plus account with enhanced benefits
• Higher interest rate on savings with Aspiration Plus
• Cash back rewards for spending with socially conscious businesses
• Personal impact score to track your environmental and social impact

Aspiration’s commitment to sustainable banking is evident in their account features, providing individuals with the opportunity to align their financial goals with their values. Open an account with Aspiration today and start making a positive impact on the world.

Aspiration Account Features Comparison

Feature	Basic Account	Aspiration Plus Account
No Monthly Fees	✓	✓
Higher Interest Rate on Savings		✓
Cash Back on Socially Conscious Purchases		✓
Personal Impact Score	✓	✓

Benefits of Aspiration

When considering your banking options, the benefits of choosing Aspiration are clear. Not only do they offer a range of financial services, but they also prioritize sustainability and provide unique features that set them apart from traditional banks.

1. No Monthly Fees

One of the standout advantages of Aspiration is that they offer accounts with no monthly fees. This means you can save more of your hard-earned money and put it towards your financial goals.

2. Large ATM Network

With Aspiration, you’ll have access to a large network of ATMs where you can withdraw cash without incurring additional fees. This convenient feature ensures that you can access your money whenever you need it, no matter where you are.

3. Extended Customer Service Hours

Aspiration understands that banking needs don’t always fit within traditional 9-to-5 hours. That’s why they provide extended customer service hours. Whether you have a question or need assistance, their dedicated team is available to help you when it’s most convenient for you.

4. Highly Rated Mobile Apps

Aspiration’s mobile apps have received high ratings from users, offering a seamless and user-friendly banking experience right at your fingertips. With their intuitive design and robust features, you can stay on top of your finances and manage your accounts with ease.

“The convenience and simplicity of Aspiration’s mobile app have made it my go-to banking solution. I no longer have to worry about excessive fees or limited customer service hours.” – Happy Aspiration Customer

5. Sustainability Features

Aspiration goes above and beyond traditional banking to prioritize sustainability. They offer unique features such as carbon offsets for your purchases, allowing you to reduce your carbon footprint. Additionally, with every debit card transaction, you have the option to plant a tree, contributing to a greener future.

By choosing Aspiration, you not only enjoy the convenience and flexibility of online banking, but you also make a positive impact on the environment. It’s a win-win situation that sets them apart from other financial institutions.

Aspiration’s Savings Account

If you’re looking for a savings account that offers a competitive interest rate, look no further than Aspiration Save. Aspiration’s savings account is designed to help you grow your savings while aligning with your eco-friendly values.

For Aspiration Plus members, the Annual Percentage Yield (APY) on Aspiration Save can go as high as 3.00%. That means your savings can grow faster compared to many traditional banks. Even if you have a basic Spend and Save account, you can still earn a competitive APY of up to 1.00% on your savings.

To qualify for the higher APY, certain requirements must be met, such as spending a minimum amount with your Aspiration debit card. This encourages sustainable spending habits and allows you to earn more on your savings.

Benefits of Aspiration’s Savings Account

In addition to the competitive APY, Aspiration’s savings account offers other advantages:

• Eco-friendly banking: Aspiration is committed to supporting sustainable causes and investing in the betterment of the planet.
• Easy access: Manage your savings account conveniently through the Aspiration mobile app or website.
• No monthly fees: Enjoy saving without worrying about unnecessary costs eating into your earnings.
• FDIC insured: Your deposits are protected up to $2 million per depositor, providing peace of mind.

With Aspiration Save, you can grow your savings while contributing to positive change for the environment. Start saving with Aspiration and enjoy competitive interest rates with an account that aligns with your values.

Aspiration Save Account Features	Benefits
Competitive APY	Earn up to 3.00% APY for Aspiration Plus members and up to 1.00% APY for basic Spend and Save account holders.
Eco-Friendly Banking	Support sustainability initiatives while growing your savings.
No Monthly Fees	Keep more of your savings without worrying about unnecessary charges.
FDIC Insured	Deposits are protected up to $2 million per depositor for added peace of mind.

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Aspiration’s Checking Account

When it comes to everyday spending and convenient access to your funds, Aspiration’s checking account, known as Aspiration Spend, is the perfect solution. With this account, you can enjoy a range of features and benefits designed to enhance your banking experience.

• Earn cash back with every purchase: With the Aspiration debit card, you can earn attractive cash back rewards. Basic Spend and Save account holders can enjoy 3%-5% cash back on purchases made from socially conscious retailers. Aspiration Plus members, on the other hand, get an impressive 10% cash back.
• Access to a large network of free ATMs: Say goodbye to excessive fees for withdrawing cash. Aspiration’s checking account provides you with access to a vast network of free ATMs, making it easy and convenient to access your money when you need it.

Aspiration Spend gives you the freedom to manage your finances while supporting sustainable and socially conscious businesses. By earning cash back on your purchases, you can enjoy the best of both worlds – financial benefits and the satisfaction of making a positive impact on the world around you.

Ready to take advantage of the benefits offered by Aspiration’s checking account? Opening an account is quick and easy. Simply visit Aspiration’s website and follow the simple steps to get started. Take control of your finances and make a difference with Aspiration Spend.

Aspiration Spend Features	Cash Back	ATM Access
Basic Spend and Save Account Holders	3%-5% on purchases from socially conscious retailers	Access to a large network of free ATMs
Aspiration Plus Members	10% on purchases from socially conscious retailers	Access to a large network of free ATMs

Customer Experience with Aspiration

When it comes to customer experience, Aspiration excels in providing a seamless and user-friendly online banking experience. Their highly rated mobile apps for both iOS and Android platforms allow customers to conveniently manage their accounts on the go. Whether you need to check your balance, transfer funds, or deposit a check, Aspiration’s mobile apps offer intuitive interfaces and robust features.

As an online-only bank, Aspiration understands the importance of efficient and responsive customer service. They offer extended customer service hours to ensure that customers can reach out for support when they need it. Whether you have questions about your account, need assistance with a transaction, or have concerns about security, Aspiration’s knowledgeable and friendly customer service representatives are available to help.

“The Aspiration mobile app is incredibly user-friendly and makes managing my finances a breeze. Plus, their customer service has been top-notch, always quick to respond and resolve any issues I’ve had.”

While Aspiration provides excellent customer support, it’s essential to note that they are an online-only bank. This means that they do not have physical branches. However, their commitment to providing accessible and reliable customer service through their mobile apps and extended service hours makes up for the absence of in-person interactions.

In addition to their customer service efforts, Aspiration understands the importance of transparency and accessibility. They provide helpful FAQs on their website, covering a wide range of topics such as account management, security, and sustainable banking practices. These resources empower customers to find answers to their questions quickly and independently.

Overall, Aspiration prioritizes their customers’ needs and strives to offer an exceptional customer experience through their mobile apps, extended customer service hours, and informative resources. Their commitment to providing accessible and efficient online banking services sets them apart in the world of neobanks and online-only banking.

Neobanks and Aspiration

Aspiration is classified as a neobank, which is an online-only financial institution. Neobanks have gained popularity for their innovative approach to banking and their ability to offer competitive advantages that traditional banks may not provide.

One of the primary advantages of neobanks like Aspiration is their low fees. Unlike traditional banks, which often charge monthly maintenance fees and other transaction fees, neobanks typically have minimal or no fees associated with their accounts. This can save customers significant amounts of money over time.

Additionally, neobanks often offer strong interest rates on their savings accounts. Aspiration, for instance, provides competitive rates on their savings accounts, encouraging customers to grow their money. These higher interest rates can help customers maximize their savings and achieve their financial goals more quickly.

Advantages of Neobanks:

• Lower fees compared to traditional banks
• Competitive interest rates on savings accounts
• Innovative features and user-friendly mobile apps
• Faster and more convenient account opening process
• 24/7 accessibility to account information and transactions

It’s important to note that neobanks like Aspiration may not offer some of the traditional banking features that customers are accustomed to. For example, neobanks typically do not have physical branches and may not provide in-person customer service. However, they often compensate for this by offering extended customer service hours and responsive support through online channels.

Neobanks like Aspiration provide a fresh and modern alternative to traditional banking. With their low fees, competitive interest rates, and innovative features, they are reimagining the banking experience for customers.

When considering whether to choose a neobank like Aspiration or a traditional bank, it’s important to weigh the advantages and disadvantages. If you value convenience, lower fees, and user-friendly digital experiences, a neobank may be the right choice for you. However, if having in-person access to customer service and physical branches is a priority, a traditional bank may be a better fit.

Security and Safety Measures

Ensuring the security of your funds and personal information is a top priority for Aspiration. They have implemented robust measures to protect your account and provide peace of mind.

One of the key security features is the FDIC insurance that Aspiration offers. With FDIC insurance, your deposits are protected up to $2 million per depositor. This means that in the unlikely event of Aspiration facing financial difficulties, your funds are safeguarded.

In addition to FDIC insurance, Aspiration also provides purchase protection on their debit card transactions. This added layer of security ensures that you are covered in case of fraudulent or unauthorized purchases.

Aspiration understands the importance of comprehensive security, which is why they offer options for identity theft coverage. This provides an extra level of protection against identity theft and helps you recover from any potential damages.

Another security measure that Aspiration offers is cell phone protection. This feature provides coverage in case your mobile device is stolen or damaged. With Aspiration, you can have peace of mind knowing that your account and personal information are safeguarded at every level.

Aspiration’s Investment Accounts

Aspiration goes beyond just banking services and offers investment accounts for customers who are interested in sustainable investing. With a focus on socially responsible investments, Aspiration provides an opportunity for individuals to align their financial goals with their values.

One of the key features of Aspiration’s investment offering is their sustainable investment portfolio. This carefully curated portfolio considers environmental, social, and governance (ESG) factors when selecting companies to invest in. By prioritizing companies that exhibit sustainable and responsible practices, Aspiration aims to make a positive impact on both society and the environment.

“Investing in ESG funds allows me to support companies that prioritize sustainability and ethical business practices. Aspiration’s investment accounts provide an avenue for me to grow my wealth while making a difference.”

Aspiration offers a range of investment options, allowing customers to tailor their portfolios to their specific financial goals. Whether you’re looking to invest for retirement, save for a major purchase, or grow your wealth over time, Aspiration has investment products designed to fit your needs.

Aspiration’s Investment Account Options

When opening an investment account with Aspiration, customers can choose from the following options:

• Individual Investment Account: This account allows individuals to invest their personal savings and grow their wealth.
• Retirement Account: Aspiration offers Individual Retirement Accounts (IRAs) that allow customers to save for their retirement while enjoying potential tax benefits.
• Joint Account: For couples or business partners looking to invest together, Aspiration offers joint investment accounts.
• Trust Account: Aspiration also caters to customers who want to establish a trust to manage their investments.

It’s important to note that, like any investment, there are risks involved. As with any investment, the value of your investments can fluctuate, and there’s the potential for loss. However, Aspiration’s commitment to sustainable investing provides an opportunity for individuals to make a positive impact while pursuing their financial goals.

“Investing with Aspiration allows me to put my money where my values are. Knowing that my investments support companies with strong ESG practices gives me confidence in the future.”

Investing with Aspiration is not only a smart financial move, but also a way to contribute to a more sustainable world. By combining financial growth with environmental and social responsibility, Aspiration’s investment accounts offer individuals the chance to make a positive difference through their investments.

Aspiration Zero Credit Card

If you’re looking for a credit card that not only offers cash back rewards but also contributes to a sustainable future, look no further than the Aspiration Zero Credit Card. With this card, you can earn cash back on your everyday purchases while simultaneously making a positive impact on the environment.

Every time you use your Aspiration Zero Credit Card, Aspiration will plant a tree, helping to combat deforestation and promote a healthier planet. Additionally, you have the option to round up your purchases to support tree planting projects further. By choosing the Aspiration Zero Credit Card, you’re not only investing in your financial well-being but also in the sustainability of our planet.

But the benefits don’t stop there. The Aspiration Zero Credit Card offers purchase protection, ensuring peace of mind with every transaction. If an eligible purchase made with your card is damaged or stolen within 90 days, you may be eligible for a replacement or reimbursement.

Furthermore, Aspiration is committed to carbon neutrality, and they provide you with the option to make your card’s carbon footprint neutral. By choosing this option, you can offset your card’s carbon emissions, minimizing your environmental impact even further.

Key features of the Aspiration Zero Credit Card:

• Earn cash back on all purchases
• Support tree planting with every transaction
• Round up purchases to fund additional tree planting
• Enjoy purchase protection on eligible transactions
• Choose carbon neutrality to offset your card’s carbon footprint

The Aspiration Zero Credit Card is the perfect choice for those who want to earn rewards while making a positive impact on the planet. Join Aspiration and start enjoying the benefits of a sustainable credit card today!

Fees and Limits with Aspiration

When it comes to fees and limits, Aspiration stands out with its customer-friendly approach. Let’s take a closer look at what you can expect.

No Monthly Fees or Overdraft Fees

Aspiration believes in giving its customers more financial freedom by eliminating monthly fees and overdraft fees. With Aspiration, you can say goodbye to those pesky charges that eat into your hard-earned money.

Transaction Fees

While most services are fee-free, there are some small transaction fees for certain services:

• Stop payments: $5 per request
• Domestic wire transfers: $20 per transfer

Keep in mind that these fees are minimal and may not significantly impact your overall banking experience with Aspiration.

Limits on Cash Access

In addition to fees, Aspiration has limits on cash access to ensure the security of your account. These limits include:

• Daily transfer limits: $10,000
• Cash withdrawal limits: $1,000 per day

These limits are in place to safeguard your funds and prevent unauthorized access.

To get a better understanding of how Aspiration’s fees and limits compare to other banks, take a look at the table below:

“Aspiration’s customer-friendly approach means no monthly fees, no overdraft fees, and minimal transaction fees. They also have limits on cash access to ensure the security of your account.”

As you can see, Aspiration outshines traditional banks when it comes to transparency and customer-friendly policies. With lower or no fees, generous cash access limits, and a focus on financial security, Aspiration is committed to providing you with a banking experience that puts your needs first.

Comparing Aspiration to Other Banks

When it comes to choosing a bank, there are several factors to consider. Comparing Aspiration to traditional banks allows you to assess fees, interest rates, sustainability features, and customer service. While traditional banks have been around for years, Aspiration offers a unique and eco-friendly banking experience that may be a better fit for some customers.

Fees: Traditional banks often charge various fees, including monthly maintenance fees, overdraft fees, and ATM fees. Aspiration, on the other hand, prides itself on having no monthly fees and no overdraft fees on their accounts. This can result in significant savings for customers.

Interest Rates: When it comes to interest rates, Aspiration offers competitive rates on their accounts. Their savings account, known as Aspiration Save, offers a high APY (Annual Percentage Yield) of up to 3.00% for Aspiration Plus members. Traditional banks, on the other hand, may offer lower interest rates on their savings accounts.

Sustainability Features: Aspiration stands out among traditional banks with its commitment to sustainability. They offer unique features like cash back for spending with socially conscious businesses and carbon offsets for driving. These sustainability features allow customers to align their banking with their values.

Customer Service: Customer service is an essential aspect of banking. While traditional banks often have physical branches, Aspiration is an online-only bank. However, they provide extended customer service hours and highly rated mobile apps, ensuring a positive customer experience.

Comparison Table: Aspiration vs Traditional Banks

Factors	Aspiration	Traditional Banks
Fees	No monthly fees, no overdraft fees	Potential monthly maintenance fees, overdraft fees
Interest Rates	High APY on savings	Varies, may offer lower interest rates
Sustainability Features	Cash back for spending with socially conscious businesses, carbon offsets	May lack sustainability features
Customer Service	Extended hours, highly rated mobile apps	Physical branches, may have limited hours

Based on this comparison, Aspiration offers competitive rates, unique sustainability features, and excellent customer service. However, it’s important to evaluate your personal banking needs and preferences before making a final decision. Consider factors like your financial goals, desired features, and convenience when choosing between Aspiration and traditional banks.

Opening an Account with Aspiration

Opening an account with Aspiration is a seamless and convenient process that can be completed entirely online. To get started, you’ll need to meet a few requirements and provide some personal information to verify your identity.

Account Requirements

To open an account with Aspiration, you must:

• Be at least 18 years old
• Be a US citizen or permanent resident

These requirements ensure compliance with banking regulations and help protect your account and personal information.

Online Account Opening

With Aspiration, you can open an account from the comfort of your own home. Simply follow these steps:

1. Visit the Aspiration website or download the mobile app
2. Click on the “Open an Account” button
3. Select the type of account you wish to open (Spend and Save or Aspiration Plus)
4. Provide your personal information, including your name, address, and social security number
5. Choose your funding options
6. Create a username and password for your secure online account access
7. Agree to the terms and conditions
8. Verify your identity

Once you’ve completed these steps, your account will be created, and you can start enjoying the benefits of banking with Aspiration.

“Opening an account with Aspiration is quick and hassle-free. With just a few simple steps, you can join the growing community of environmentally conscious and socially responsible individuals who are making a positive impact through their banking choices.” – Happy Aspiration Customer

Aspiration’s user-friendly online account opening process allows you to begin your banking journey at your own convenience. Experience the ease and accessibility of opening an account with Aspiration today.

Table: Aspiration Account Opening Requirements

Requirement	Details
Age	At least 18 years old
Citizenship	US citizen or permanent resident

Aspiration’s Customer Support

At Aspiration, we strive to provide exceptional customer support to our valued users. Whether you have a question, concern, or simply need assistance, we are here to help.

Contacting Aspiration:

If you need to get in touch with us, you have two convenient options: phone support and written requests.

Our dedicated customer service team is available throughout the week, including weekends, to address your inquiries and provide guidance. We understand that you may have questions that require urgent attention, and we ensure that reaching out to us is hassle-free.

Customer Service Hours:

Our customer service hours are designed to accommodate different schedules, offering flexibility and convenience. You can contact our support team during the following hours:

Day	Customer Service Hours
Monday – Friday	8:00 AM – 9:00 PM (Eastern Time)
Saturday – Sunday	10:00 AM – 6:00 PM (Eastern Time)

While we currently do not offer live chat support, we prioritize providing prompt and thorough responses to written requests and phone inquiries. Our team is committed to ensuring your satisfaction and resolving any issues you may encounter.

At Aspiration, customer support is a priority, and we are dedicated to delivering the assistance you need in a timely and efficient manner. Feel free to reach out to us with any questions or concerns you may have.

Conclusion

After conducting an in-depth review of Aspiration, I can confidently say that it offers a truly unique and eco-friendly banking experience. Their unwavering commitment to sustainability sets them apart from traditional banks, making them an excellent choice for individuals who prioritize environmentally conscious banking.

One of the standout features of Aspiration is their competitive rates, which make it a financially appealing option. Whether it’s their Spend and Save account or their savings account, customers can expect competitive APYs that help their money grow.

In addition to their financial offerings, Aspiration’s innovative features, such as cash back rewards and the ability to offset carbon emissions, showcase their dedication to making a positive impact on the environment. Their user-friendly mobile apps and extended customer service hours further contribute to a positive customer experience.

However, it’s important for customers to carefully consider their specific banking needs and preferences before making a decision. While Aspiration offers an excellent range of services and features, it may not be the right fit for everyone. By evaluating their banking requirements, individuals can ensure that Aspiration aligns with their financial goals and values.

FAQ

What is Aspiration?

Aspiration is a financial services company that offers online-only banking and investment accounts. They focus on sustainable banking practices and donate a portion of their profits to charitable causes.

What are the account features offered by Aspiration?

Aspiration offers the Spend and Save account, which combines checking and savings features. Customers can choose between a basic account or an Aspiration Plus account, which offers additional benefits. They also provide sustainability features like cash back and a personal impact score.

What are the benefits of banking with Aspiration?

Banking with Aspiration provides benefits such as no monthly fees on some accounts, a large ATM network, extended customer service hours, and highly rated mobile apps. They also prioritize sustainability and offer unique features like carbon offsets and the option to plant a tree with every debit card transaction.

What is the interest rate on Aspiration’s savings account?

Aspiration’s savings account, called Aspiration Save, offers a competitive Annual Percentage Yield (APY) of up to 3.00% for Aspiration Plus members. Basic Spend and Save account holders can earn up to 1.00% APY on their savings.

What features are offered by Aspiration’s checking account?

Aspiration’s checking account, known as Aspiration Spend, offers features like cash back on purchases made with the Aspiration debit card. Basic Spend and Save account holders can earn 3%-5% cash back on purchases from socially conscious retailers, while Aspiration Plus members can earn 10% cash back. The account also provides access to a large network of free ATMs.

What is the customer experience like with Aspiration?

Aspiration provides a positive customer experience with highly rated mobile apps, helpful FAQs on their website, and extended customer service hours. However, it’s important to note that Aspiration is an online-only bank and does not have physical branches.

How does Aspiration compare to traditional banks?

Aspiration falls under the category of neobanks, which are online-only financial institutions. They offer advantages such as low fees, competitive interest rates, and innovative features. However, they may lack traditional banking features like in-person customer service and branch access.

What security and safety measures does Aspiration have in place?

Aspiration takes security seriously and ensures that customer deposits are FDIC insured up to million per depositor. They also offer purchase protection on debit card transactions and provide options for identity theft coverage and cell phone protection.

Does Aspiration offer investment accounts?

Yes, Aspiration offers investment accounts for customers interested in sustainable investing. They have a sustainable investment portfolio that considers environmental, social, and governance (ESG) factors when selecting companies to invest in.

What are the features of Aspiration’s Zero Credit Card?

Aspiration offers the Aspiration Zero Credit Card, which allows cardholders to earn cash back on their purchases. Every time the card is used, Aspiration plants a tree, and cardholders also have the option to round up their purchases to support tree planting. The card comes with additional benefits like purchase protection and carbon neutrality options.

What fees and limits are associated with Aspiration accounts?

Aspiration has no monthly fees and no overdraft fees on their accounts. However, there are small transaction fees for certain services like stop payments or domestic wire transfers. They also have limits on cash access, such as daily transfer limits and cash withdrawal limits.

How does Aspiration compare to other banks?

When comparing Aspiration to traditional banks, it’s important to consider factors like fees, interest rates, sustainability features, and customer service. Aspiration offers competitive rates and unique sustainability features, but customers should evaluate their personal banking needs and preferences before making a decision.

How can I open an account with Aspiration?

Opening an account with Aspiration is a straightforward process that can be done entirely online. You must be at least 18 years old and a US citizen or permanent resident. You will need to provide personal information and verify your identity.

How can I contact Aspiration’s customer support?

Aspiration offers customer support through phone and written requests. They have dedicated customer service hours throughout the week, including weekends. However, they do not offer live chat support.

Our Friends

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