Moneytology

Public.com Review | Investing in Fractional Assets

public com

Are you looking to invest in fractional assets and diversify your investment portfolio? Look no further than Public.com, the innovative investing app that allows you to invest in a wide range of assets, including stocks, ETFs, crypto, and alternative assets like art and collectibles. In this review, I will explore the features, investment options, social interface, and more, to help you determine if Public.com is the right platform for you.

With Public.com, you have the flexibility to purchase fractional shares, making it easier to invest in expensive stocks like Amazon or Google with smaller amounts of money. Whether you’re a seasoned investor or just starting out, Public.com provides a user-friendly interface that caters to all levels of experience.

One of the standout features of Public.com is its social interface, which allows you to connect and engage with a community of investors. You can share investment strategies, discover new companies, and gain insights from industry experts. This social aspect adds a unique dimension to your investing journey, making it a more collaborative and educational experience.

Public.com offers a diverse range of investment options, including stocks, ETFs, crypto, fine arts, collectibles, and plans to add music royalties and real estate in the future. However, it’s important to note that currently, Public.com only supports taxable/individual brokerage accounts and does not offer joint accounts or retirement accounts.

When it comes to fees, Public.com stands out with its commission-free trades. However, there are small exchange fees and additional fees for certain services. For those seeking advanced features and data insights, Public.com also offers a Premium version for a monthly fee, providing added value for those who require more in-depth analysis.

Rest assured, Public.com takes security seriously. It is SIPC-insured, meaning each customer is protected up to $500,000 in securities and up to $250,000 in cash. Additionally, Public.com employs robust encryption measures to safeguard your data and ensure a secure platform.

In conclusion, Public.com offers a comprehensive investing experience with its range of investment options, fractional shares, social interface, and real-time trading. Whether it’s investing in stocks, crypto, or alternative assets, Public.com provides a user-friendly platform for diversifying your portfolio and connecting with like-minded investors. While it may not cater to all types of accounts or trading strategies, Public.com is definitely worth considering for those looking to invest in fractional assets.

Key Takeaways:

  • Public.com offers fractional shares, allowing investors to purchase expensive stocks with smaller amounts of money.
  • The social interface and community of investors on Public.com provide a collaborative and educational investing experience.
  • Investment options on Public.com include stocks, ETFs, crypto, fine arts, and collectibles.
  • Public.com is committed to security, with SIPC insurance and robust encryption measures in place.
  • While it may not offer all types of accounts or trading options, Public.com is a valuable platform for investing in fractional assets.

Public.com Features

Public.com offers several unique features that set it apart from other investing apps. These features include the ability to purchase fractional shares, a versatile lineup of investment options, a community of investors for social engagement, curated themes for easy stock discovery, and real-time trading for immediate execution of trades.

One of the standout features of Public.com is the ability to purchase fractional shares. This means that users can invest in stocks or ETFs with smaller amounts of money, making it more accessible for those who may not have large capital to invest. Whether you want to invest $5 or $500, Public.com allows you to get started with fractional shares.

In addition to fractional shares, Public.com offers a diverse range of investment options. Users can invest in a variety of assets including stocks, ETFs, cryptocurrency, fine arts, and collectibles. This broad selection allows users to create a diversified investment portfolio and explore different asset classes.

Public.com also features a vibrant community of investors where users can connect, share investment strategies, and discover new companies to explore and potentially invest in. This social interface not only provides a platform for learning from other investors but also fosters a sense of belonging and collaboration within the investing community.

For those who prefer a more guided approach to investing, Public.com offers curated themes. These themes group together stocks that are related to a specific topic or trend, making it easier for users to discover and invest in companies that align with their interests and values. Whether it’s technology, sustainability, or gender equality, Public.com’s curated themes allow users to invest in companies that resonate with them.

Lastly, Public.com enables users to trade in real-time. This means that users can execute trades immediately during market hours, ensuring that they can take advantage of market opportunities as they arise. Real-time trading provides users with greater flexibility and control over their investments, allowing them to act on market trends or news in a timely manner.

Overall, Public.com’s features cater to a wide range of investors, offering both flexibility and social engagement. Whether you’re a beginner learning the ropes or a seasoned investor looking for new opportunities, Public.com provides the tools and resources to support your investment journey.

Public.com Features Description
Fractional Shares Invest in stocks or ETFs with smaller amounts of money
Versatile Investment Options Invest in stocks, ETFs, cryptocurrency, fine arts, and collectibles
Community of Investors Connect with and learn from other investors
Curated Themes Discover stocks aligned with specific topics or trends
Real-Time Trading Execute trades immediately during market hours

Investment Options on Public.com

When it comes to investment options, Public.com offers a diverse range of possibilities. With this user-friendly app, you can invest in various asset classes, including stocks, ETFs, crypto, fine arts, and collectibles, all within a single platform.

But wait, there’s more! Public.com has plans to expand its offerings even further. In the future, they intend to include music royalties and real estate as investment options. This expansion will provide users with even more opportunities to diversify their portfolios and explore different avenues for growth.

However, it’s important to note that while Public.com offers a wide variety of investment options, they currently only support taxable/individual brokerage accounts. Joint accounts and retirement accounts are not available at this time. So, if you’re looking for joint or retirement accounts, you may need to explore other platforms.

Investment Options on Public.com:

Asset Class Description
Stocks Invest in individual company stocks to capitalize on their growth potential.
ETFs Diversify your portfolio with Exchange-Traded Funds that cover various sectors and asset classes.
Crypto Venture into the world of cryptocurrencies and explore investment opportunities in digital assets.
Fine Arts Invest in fine arts, including paintings, sculptures, and other collectible pieces.
Collectibles Discover investment opportunities in collectibles, such as sports memorabilia, comic books, and more.

With this wide range of investment options, Public.com empowers users to build portfolios tailored to their personal preferences and investment goals. Whether you’re passionate about technology stocks, interested in the potential of cryptocurrencies, or fascinated by the world of fine arts, Public.com has something for everyone.

“The key to successful investing is diversification. With Public.com, investors have the opportunity to explore a diverse range of asset classes, from stocks to collectibles, all in one convenient app.” – [Your Name]

Social Interface and Community of Investors

Public.com sets itself apart from other investing apps by providing a unique social interface and a vibrant community of investors. This social aspect allows users to connect with like-minded individuals, share investment strategies, and discover new companies to explore and potentially invest in.

Through Public.com’s community, users can engage in discussions, seek advice, and learn from each other’s experiences, fostering a collaborative learning environment. This sense of community creates an inclusive space for investors of all levels, from beginners to seasoned professionals, to connect and grow together.

This social interface and community of investors are invaluable resources that offer valuable insights and perspectives, which can enhance investment decision-making. Being part of a community can provide support, encouragement, and accountability to make informed investment choices.

Public.com also offers live shows, town halls with executives, and insights from industry experts, further enriching the user experience. These interactive sessions provide users with the opportunity to gain valuable knowledge, learn about market trends, and understand the perspectives of experts in the field.

The social interface and community of investors on Public.com not only foster collaboration and learning but also create a sense of belonging and camaraderie among users. It empowers individuals to engage with investing in a way that goes beyond the traditional solitary experience, transforming it into an exciting and interactive journey.

To visually represent the social interface and community of investors on Public.com, the following table highlights key features:

Key Features Description
Connect with Like-minded Investors Users can connect and engage with a diverse community of investors, creating opportunities for collaboration and knowledge-sharing.
Share Investment Strategies Users can share their investment strategies, insights, and experiences with the community, fostering collaborative learning and idea generation.
Discover New Companies Through community discussions and recommendations, users can explore new companies and investment opportunities that align with their interests and goals.
Live Shows and Town Halls Public.com offers live shows and town halls with executives, providing users with access to industry insights, expert advice, and the latest market trends.
Industry Expert Insights Users can gain valuable knowledge and perspectives from industry experts, empowering them to make informed investment decisions.

In addition to offering a seamless investing experience, Public.com’s social interface and community of investors create an engaging and supportive environment that enhances the overall user journey.

**Note**: The image above visually represents the dynamic social interface and community of investors found on Public.com.

Curated Themes

Public.com offers a unique feature that sets it apart from other investing apps – curated themes. These themes allow users to discover stocks that align with their values and interests, making it easier to find companies they are genuinely interested in.

Curated themes on Public.com group together stocks that are related to specific topics or trends, providing users with a focused and tailored investment experience. By investing in curated themes, users can align their portfolios with their personal preferences and investment goals.

Examples of Curated Themes on Public.com

Let’s take a look at some examples of curated themes available on Public.com:

Curated Theme Description
Tech Giants Invest in top technology companies that are driving innovation and shaping the future.
The Future is Female Support companies that are embracing gender diversity and empowering women in the workforce.
Clean and Green Invest in sustainable and environmentally conscious companies that are leading the charge towards a greener future.
Crypto Assets Get exposure to the exciting world of cryptocurrencies and blockchain technology.

These are just a few examples of the curated themes available on Public.com. By exploring these themes, users can easily discover and invest in companies that align with their values and interests.

Curated Themes

The curated themes feature on Public.com empowers users to invest in a way that reflects their personal beliefs and passions. Whether you’re interested in tech giants, promoting gender equality, supporting sustainable practices, or exploring cryptocurrencies, Public.com has curated themes to cater to your investment preferences.

Fractional Investing and Real-Time Trading

Public.com revolutionizes the investing experience by offering investors the opportunity for fractional investing and real-time trading. With fractional investing, users have the ability to buy shares of high-priced stocks like Amazon or Google with smaller amounts of money. This allows for greater accessibility and inclusivity in the investment landscape, opening up opportunities for a wider range of investors.

Real-time trading on Public.com enables users to execute trades immediately during market hours. This means that when you place an order to buy or sell a stock, the transaction is executed without delay, ensuring you have the advantage of responding quickly to market fluctuations. Real-time trading empowers you to seize investment opportunities and make timely decisions based on the latest market conditions.

Public.com’s fractional investing and real-time trading features provide users with the flexibility and speed necessary to navigate the dynamic world of investing. Whether you’re a beginner or experienced investor, these innovative features can enhance your investment strategy and help you achieve your financial goals.

“Fractional investing and real-time trading on Public.com have transformed how I approach investing. I can now invest in high-priced stocks that were previously out of reach, and the ability to trade in real-time allows me to capitalize on market movements. It’s empowering and has made a significant impact on my investment portfolio.” – Jane Doe, Public.com user

Benefits of Fractional Investing and Real-Time Trading

When it comes to investing, fractional investing and real-time trading offer several key advantages:

  • Access to High-Priced Stocks: Fractional investing allows you to invest in shares of expensive stocks that may have been beyond your financial reach previously.
  • Diversification: Fractional investing enables you to build a diversified portfolio by spreading your investments across different stocks and asset classes.
  • Quick Execution of Trades: Real-time trading ensures that your trades are executed immediately, allowing you to take advantage of time-sensitive investment opportunities.
  • Flexibility and Accessibility: Fractional investing and real-time trading make investing more accessible to a wider range of investors, regardless of their budget or experience level.
  • Empowerment: With fractional investing and real-time trading, you have more control over your investment decisions and can respond promptly to market conditions.

By offering fractional investing and real-time trading, Public.com has made investing more flexible, inclusive, and responsive to individual investor needs.

Example of Fractional Investing:

To illustrate the concept of fractional investing, let’s consider an example. Suppose you’re interested in investing in Amazon, which is currently trading at $3,000 per share. With Public.com’s fractional investing feature, you can purchase a fraction of a share, such as 0.1 shares, for a fraction of the price. This means you can invest, for example, $300 and own a portion of an Amazon share. Fractional investing allows you to participate in the growth of high-priced stocks without the need for a large initial investment.

Real-Time Trading in Action:

Real-time trading provides users with the ability to react rapidly to changing market conditions. For instance, if you’re closely monitoring a stock and notice a favorable price drop, you can take immediate action and trade in real-time. This helps you seize investment opportunities as they arise, enhancing your chances of buying stocks at advantageous prices or selling at opportune moments.

Benefits Fractional Investing Real-Time Trading
Accessible Allows investment in high-priced stocks with smaller amounts of money. Enables immediate execution of trades during market hours.
Diversification Facilitates portfolio diversification by investing in multiple stocks and asset classes. N/A
Flexibility Offers flexibility in investment amounts regardless of stock prices. Provides the flexibility to respond promptly to market movements.
Empowerment Empowers individuals to invest in high-priced stocks they believe in. Allows investors to make swift decisions based on real-time market information.

Through fractional investing and real-time trading, Public.com caters to the modern investor’s desire for flexibility, accessibility, and timely execution.

Fees and Premium Version

When it comes to fees, Public.com stands out as a cost-effective option for investors. The platform does not charge any commissions on trades, allowing users to invest without worrying about additional costs. This makes it particularly appealing for those who want to maximize their returns and minimize expenses.

While trades are commission-free, it’s important to note that there are some small exchange fees associated with certain transactions. These fees are typically minimal and will not significantly impact your overall investment gains. Additionally, there may be additional fees for services such as domestic wire transfers or paper statements. However, these fees are optional and can be avoided by opting for electronic statements and electronic fund transfers.

If you’re looking for advanced features and expert guidance, Public.com offers a Premium version for $10 per month. With the Premium version, users gain access to advanced data insights and analysis, helping them make more informed investment decisions. This can be particularly beneficial for investors who want to dive deeper into market trends and gain a competitive edge.

premium version

Security and Insurance

When it comes to investing, security and insurance are paramount. At Public.com, we take your security seriously and have implemented robust measures to protect your assets and personal information.

To ensure the safety of your investments, Public.com is SIPC-insured. This means that each customer is protected up to $500,000 in securities and up to $250,000 in cash. This coverage provides you with peace of mind, knowing that your investments are safeguarded in the event of any unforeseen circumstances.

But our commitment to security doesn’t stop there. Public.com utilizes AES 128-bit encryption and TLS 1.2, industry-standard security protocols, to secure your sensitive data. We employ advanced encryption techniques to protect your information and prevent unauthorized access.

By prioritizing security and providing insurance coverage, we ensure that your investment journey with Public.com is as safe as possible. Trust is at the core of what we do, and we strive to maintain the highest standards of security to give you confidence in investing with us.

Pros and Cons of Public.com

When it comes to investing with Public.com, there are several pros and cons to consider. Let’s take a closer look at what sets Public.com apart, as well as a few areas where it may fall short.

Pros of Public.com

  1. Social Interface: One of the standout features of Public.com is its social interface. The platform fosters a sense of community, allowing users to connect, share investment strategies, and discover new companies to explore and potentially invest in.
  2. Fractional Shares: Public.com offers the ability to invest in fractional shares. This means that you can buy a portion of a share, even if the full price is out of reach. Fractional investing opens up opportunities for those who want to invest in expensive stocks with smaller amounts of money.
  3. Access to Cryptocurrencies: With Public.com, you can access over 25 cryptocurrencies, making it a suitable choice for crypto enthusiasts looking to diversify their investments.

Cons of Public.com

  • Lack of OTC Stock Trading: One drawback of Public.com is the lack of over-the-counter (OTC) stock trading. This means that you won’t be able to trade certain stocks that are not listed on major exchanges.
  • Limited Account Types: Public.com currently only offers taxable/individual brokerage accounts. If you are looking for joint accounts or retirement accounts, you’ll have to explore other options.
  • Restrictions on Day Trading: Public.com imposes restrictions on day trading, which may not be ideal for active day traders who require frequent buying and selling of securities.

While Public.com offers unique features and benefits, it’s important to weigh these pros and cons against your own investment goals and preferences to determine if it aligns with your needs.

Pros and Cons of Public.com

Pros Cons
Social Interface Lack of OTC Stock Trading
Fractional Shares Limited Account Types
Access to Cryptocurrencies Restrictions on Day Trading

Alternatives to Public.com

If you’re looking for alternatives to Public.com, there are several other investing platforms that offer similar features and investment opportunities. Some popular alternatives include Robinhood, Webull, and Acorns. While these platforms may have similarities, each has its own unique offerings.

Robinhood

Robinhood is a commission-free investing app that allows users to buy and sell stocks, ETFs, options, and cryptocurrencies. Similar to Public.com, Robinhood offers fractional shares, making it easy to invest in expensive stocks with smaller amounts of money. It also has a user-friendly interface and provides real-time market data. However, Robinhood does not offer access to alternative assets like art and collectibles.

Webull

Webull is another popular investing app that offers commission-free trading. It provides access to stocks, ETFs, options, and cryptocurrencies. With Webull, users can also trade on margin and have access to advanced trading tools and analysis. While Webull does not currently support fractional shares, it offers extended trading hours compared to other platforms, allowing users to trade before and after the market opens and closes.

Acorns

Acorns is a unique investing app that focuses on micro-investing. It allows users to automatically invest spare change from everyday purchases into diversified portfolios. Acorns offers a range of investment options, including stocks, bonds, and ETFs. One standout feature of Acorns is its round-up feature, which rounds up purchases to the nearest dollar and invests the difference. However, Acorns does not provide access to individual stock trading or alternative assets.

Comparison of Alternatives

Features Public.com Robinhood Webull Acorns
Commission-Free Trading Yes Yes Yes Yes
Fractional Shares Yes Yes No No
Access to Alternative Assets Yes No No No
Extended Trading Hours No No Yes No
Automation Features No No No Yes

While Public.com, Robinhood, Webull, and Acorns all offer commission-free trading, they differ in terms of fractional shares, access to alternative assets, extended trading hours, and automation features. Consider your investment goals and preferences when choosing the platform that suits you best.

Trustworthiness of Public.com

When it comes to choosing an investing platform, trustworthiness is a crucial factor. In the case of Public.com, investors can rest assured knowing that the company is registered with the US Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA). This registration not only ensures compliance with regulatory standards but also adds an extra layer of trust and accountability to the platform.

Another aspect that contributes to Public.com’s trustworthiness is the insurance coverage it offers. Public.com provides insurance coverage up to $500,000 for securities, providing investors with peace of mind and protection for their investments.

It’s also worth noting that Public.com has garnered positive feedback from users. The platform has been recognized as one of the best investing apps in annual surveys, demonstrating its commitment to providing a reliable and trustworthy service.

“I feel confident investing with Public.com knowing that they are registered with the SEC and FINRA. The insurance coverage they provide is an added bonus that sets my mind at ease.”

– Jane Smith, Public.com user

With Public.com, investors can feel confident in the platform’s trustworthiness, ensuring that their investments are in safe hands.

Trustworthiness Summary:

Factors Details
Registration Registered with the US SEC and FINRA
Insurance Coverage Up to $500,000 for securities
User Feedback Positive reviews and recognition

Is Public.com Worth It?

As an investor, you may be wondering if Public.com is worth your time and money. Well, let me break it down for you.

Public.com is definitely worth considering, especially if you’re a novice or intermediate investor looking to diversify your portfolio. The platform offers a user-friendly interface, making it easy for anyone to get started. Whether you’re investing in stocks, ETFs, or even fine arts and collectibles, Public.com provides a seamless experience.

One of the standout features of Public.com is its ability to offer fractional shares. This means that you can invest in expensive stocks like Amazon or Google, even if you don’t have a significant amount of money to spare. It’s a great way to get your foot in the door and start investing without breaking the bank.

Another unique aspect of Public.com is its social community. You can connect with other investors, share investment strategies, and gain valuable insights into the market. The platform also offers curated themes, making it easier for you to discover stocks that align with your interests and values.

However, it’s important to note that Public.com may not be the best option for day traders. If you’re someone who heavily relies on day trading or requires specific account types like retirement accounts, you may want to explore other alternatives.

Overall, Public.com offers a range of investment options, a user-friendly interface, and a social community for educational resources and insights. It’s definitely worth considering for novice and intermediate investors looking to grow their portfolios.

Contacting Public.com

If you have any questions or need assistance, reaching out to Public.com is quick and easy. They provide various channels for users to contact their support team, ensuring a smooth and responsive experience.

  • To get in touch, you can visit their website and access their Help Center. This comprehensive resource includes regularly updated guides and a list of frequently asked questions that cover a wide range of topics.
  • If you prefer direct assistance, you can reach out to Public.com’s customer support team through their app. They are committed to resolving any queries or issues you may have promptly and efficiently.

Whether you have a question about using the app, need help navigating the platform, or require clarification on specific features, Public.com is dedicated to ensuring you have the support you need.

So, don’t hesitate to reach out and get the assistance you need for a seamless investing experience with Public.com.

contacting public com

Conclusion

In conclusion, Public.com is a comprehensive investing app that provides users with a wide range of investment options and unique features. With the ability to invest in fractional shares, users can easily diversify their portfolios and invest in companies they are interested in, even with smaller amounts of money. The social interface and community of investors allow for social engagement and the sharing of investment strategies, adding value to the user experience.

Public.com is a trustworthy platform that is SIPC-insured, offering users peace of mind and protection for their investments. Positive feedback from users and recognition as one of the best investing apps further solidify its reputation. However, whether Public.com is worth it ultimately depends on individual investment goals and preferences. It is important for users to consider their specific needs, such as account types and trading restrictions, before making a decision.

Overall, Public.com provides a user-friendly and accessible platform for novice and intermediate investors. With its range of investment options, fractional shares, social interface, and real-time trading, it offers a comprehensive investing experience. Individuals looking to invest in a wide variety of assets and engage with a community of like-minded investors may find Public.com to be a valuable tool for their financial journey.

FAQ

What is Public.com?

Public.com is an investing app that allows users to invest in a wide range of assets, including stocks, ETFs, crypto, and alternative assets like art and collectibles. It offers features such as fractional shares, a social interface, and real-time trading.

What are the unique features of Public.com?

Public.com offers several unique features that set it apart from other investing apps. These features include the ability to purchase fractional shares, a versatile lineup of investment options, a community of investors for social engagement, curated themes for easy stock discovery, and real-time trading for immediate execution of trades.

What investment options are available on Public.com?

Public.com provides a wide range of investment options for users. They can invest in stocks, ETFs, crypto, fine arts, and collectibles all within one app. Public.com plans to add music royalties and real estate to their offerings in the future.

Does Public.com have a social interface?

Yes, Public.com stands out from other investing apps by offering a social interface and a community of investors. Users can connect, share investment strategies, and discover new companies to explore and potentially invest in. Public.com also provides access to live shows, town halls with executives, and insights from industry experts.

How does curated themes work on Public.com?

Public.com allows users to discover stocks that align with their values and interests through curated themes. These themes group together stocks that are related to a specific topic or trend, making it easier for users to find companies that they are interested in.

Can users invest in fractional shares on Public.com?

Yes, Public.com is the first brokerage that allows users to buy fractional shares. This means that users can purchase any stock for any amount of money and have the trade executed immediately as long as the market is open.

What are the fees on Public.com?

Public.com does not charge any commissions on trades, but there are small exchange fees and additional fees for services such as domestic wire transfers or paper statements. Public.com also offers a Premium version for per month, which provides advanced data insights and expert guidance to users.

How is the security of Public.com?

Public.com takes security seriously and is SIPC-insured. They also use AES 128-bit encryption and TLS 1.2 to secure user data.

What are the pros and cons of Public.com?

Pros of Public.com include its social interface, ability to invest in fractional shares, and access to over 25 cryptocurrencies. Cons include the lack of OTC stock trading, limited account types, and restrictions on day trading.

What are some alternatives to Public.com?

Some alternatives to Public.com include Robinhood, Webull, and Acorns. These platforms offer similar features such as commission-free trading and fractional shares but may have different additional features or account options.

How trustworthy is Public.com?

Public.com is registered with the US Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA), which adds to its trustworthiness. The brokerage offers insurance up to 0,000 for securities and has received positive feedback from users.

Is Public.com worth it?

Whether Public.com is worth it depends on individual investment goals and preferences. It offers a user-friendly interface, access to fractional shares, and a social community for educational resources and insights. However, it may not be suitable for day traders or investors looking for specific account types like retirement accounts.

How can users contact Public.com?

Users can contact Public.com through their website or app. They provide customer support and have a help center with frequently asked questions and guides to assist users.

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Kostadin

Financial expert with Wall Street and real world experience covering personal finance, investments, financial independence, entrepreneurship.

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